Equity
€135,769 ▲ 93.9%
Equity rose in 2025 from €70,010 to €135,769.
Optiek Tim
Lifetime
2 annual accounts with figures on one time axispeak €136,550 (2025)
€136,550▲ 22.2%
peak €65,759 (2025)
€65,759▲ 19.5%
peak €135,769 (2025)
€135,769▲ 93.9%
€291,812▼ 16.2%
Board1 name since 2023
1 directorRASSCHAERT Tim
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €111,784 to €136,550Registered office moved from Loonbeek to Overijse 02-04Equity from €70,010 to €135,769Debts from €348,334 to €291,812Cash from €131,035 to €17,730
Key points
from the 2025 annual accountsTurnover
≈ €410,000 estimated
The micro format states no turnover.
Position in the sector
€65,759
Higher net result than 91% of companies in retail trade. Sector median €5,052 · 22,922 companies.
2025 accounts filed 28 days after the deadline
Checked score
56
Fair
Financially stronger than 65% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 2.1%
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.2%▲ +0.1 percentage points vs 02-2025
04-2025: 2.7%▲ +0.5 percentage points vs 03-2025
05-2025: 5.1%▲ +2.4 percentage points vs 04-2025
06-2025: 5.5%▲ +0.4 percentage points vs 05-2025
07-2025: 5.8%▲ +0.3 percentage points vs 06-2025
08-2025: 5.9%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 1.4%▼ -4.5 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025lowest value
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.7%▲ +0.3 percentage points vs 03-2026
05-2026: 2.3%▲ +0.6 percentage points vs 04-2026
06-2026: 2.3%● unchanged vs 05-2026
07-2026: 2.4%▲ +0.1 percentage points vs 06-2026
08-2026: 3.2%▲ +0.8 percentage points vs 07-2026
09-2026: 1.8%▼ -1.4 percentage points vs 08-2026
10-2026: 1.8%● unchanged vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 28-08-2026)
Size: total assets €427,581
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 47% of them on solvency, 40% on liquidity, 83% on profitability and 92% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Optiek Tim has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Optiek Tim itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Optiek Tim. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 1.75 (1.25 in 2024), above the usual 1.5. Short-term debt is 31.3% and cash 4.1% of total assets. However, 68.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
28 days late
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003083928
Registered office moved from Loonbeek to Overijse
New registered office: Brusselsesteenweg 501, 3090 Overijse · Previous registered office: Sint-Jansbergsteenweg 41, 3040 Loonbeek · General meeting of 31-01-2025 · Gazette deed
Incorporation
Founding capital of €15,000 · Founder: RASSCHAERT Tim · Appointment: RASSCHAERT Tim (director) · published on 08-12-2023 · Gazette deed
2 establishments registered
Overijse and Huldenberg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Optiek Tim Overijse | €427,581 | €136,550 | 31.8% | - |
| Atelier 00 Zottegem | €419,322 | €145,285 | 42.3% | - |
| H&L OPTIC Mouscron | €402,667 | €148,867 | 6.7% | - |
| Natuurkijkers Maarkedal | €485,931 | €127,418 | 2.8% | - |
| Optiek Marcel Duffel | €532,835 | €157,508 | 27.0% | - |
| Vcoptic Walcourt | €485,437 | €162,945 | 14.6% | - |
| Duchesne CO Soignies | €570,022 | €111,674 | -14.4% | - |
These companies have the same main activity as Optiek Tim: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €403,000 and €570,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 06-12-2023Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Establishment units
- 2.353.638.8803090 Overijse, since 06-12-2023
- 2.353.638.9793040 Huldenberg, since 06-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-09-2025
Insights on Optiek Tim
The computed 12-month bankruptcy probability of Optiek Tim is 1.8% (moderate). The 2025 annual accounts show equity of €135,769 and a net result of €65,759.
Its solvency ranks better than 49% of 22,939 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Optiek Tim
- What is the company number of Optiek Tim?
- The company number of Optiek Tim is 1003.083.928. The VAT number is the same number with BE in front: BE 1003.083.928.
- Where is Optiek Tim based?
- The registered office is at Brusselsesteenweg 501, 3090 Overijse.Company details
- What does Optiek Tim do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of Optiek Tim?
- Optiek Tim is a private limited company (BV).
- When was Optiek Tim founded?
- Optiek Tim was founded on 06-12-2023.
- Is Optiek Tim still active?
- Yes, Optiek Tim is an active enterprise in the KBO register.
- What is the turnover of Optiek Tim?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €136,550 and 31 comparable companies (NACE 477). It probably lies between €290,000 and €780,000.Financials
- Is Optiek Tim profitable?
- In financial year 2025, Optiek Tim made a profit of €65,759.
- Where can I find the annual accounts of Optiek Tim?
- Optiek Tim filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Optiek Tim due?
- Optiek Tim must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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