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BDV Optic

Active
Private limited companyfounded 2024active for 2 yearsRue de France 45, 5600 Philippeville, BelgiumKBO/BCE: BE 1010.674.969

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BDV Optic is 1.5% (moderate). The 2025 annual accounts show negative equity (-€34,407) and a net result of -€44,407. Its solvency ranks better than 19% of 22,679 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 24-06-2024 Normal situation
Legal form
Private limited company
Registered office
Rue de France 45, 5600 Philippeville
Activity
Retail sale of prescription glasses, lenses and sunglasses NACE 47742
Establishment unit
2.361.196.764 5170 Profondeville, since 24-06-2024
Financial year end
31 December
Peppol
Reachable since 30-01-2025

How it is doing

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€88,079
Turnover
≈ €430,000
estimated
Loss
€44,407
Equity
-€34,407
Total assets
€340,659
Staff
1.6 FTE
2025 accounts 18 days early
Filed on 13-07-2026at the National Bank
Why 54raises riskCapped at 59: negative equityNegative equity -€34,407Sector: Retail trade (NACE 47)Loss of €44,407 (financial year 2025)lowers riskSize: total assets €340,659Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 29% of its sector peers (NACE 47, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 15
equity -10.1% of total assets
Liquidity 52
short-term debt 31.0% · cash 12.5%
Profitability 2
return on assets -13.0%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 07-2025: 1.8% 08-2025: 1.8%● unchanged vs 07-2025 09-2025: 1.9%▲ +0.1 percentage points vs 08-2025 10-2025: 2.2%▲ +0.3 percentage points vs 09-2025 11-2025: 2.3%▲ +0.1 percentage points vs 10-2025 12-2025: 2.6%▲ +0.3 percentage points vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.8%▲ +0.2 percentage points vs 01-2026 03-2026: 2.9%▲ +0.1 percentage points vs 02-2026 04-2026: 2.7%▼ -0.2 percentage points vs 03-2026 05-2026: 3.0%▲ +0.3 percentage points vs 04-2026 06-2026: 3.1%▲ +0.1 percentage points vs 05-2026 07-2026: 3.1%● unchanged vs 06-2026highest value 08-2026: 1.5%▼ -1.6 percentage points vs 07-2026lowest value 09-2026: 1.5%● unchanged vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity tight (current ratio 1.17, below the usual 1.5; short-term debt: 31% and cash: 12.5% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 16% on solvency, 57% on liquidity and 14% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €340,659
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€34,407
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Loss of €44,407 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
13-07-2026
Format
micro format
Reference
2026-00292196
Turnover
≈ €430,000
Estimated: probably between €220,000 and €590,000
Total assets
€340,659
Net result
-€44,407
Working capital
€17,836

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €340,659
Fixed assets €217,164
Current assets €123,495
Equity and liabilities
Equity-€34,407
Debt€375,065
Equity is negative: debt (€375,065) exceeds the balance-sheet total (€340,659).
Key figures and ratios
2025 value
EBITDA
-€5,102
Cash flow
-€17,532
Solvency
-10.1%
Current ratio
1.17
Quick ratio
0.46
ROA
-13.0%
Interest coverage
-0.41
Debt
€375,065
Debt ≤ 1 year
€105,659
Debt > 1 year
€269,406
Income taxes
€88
Staff costs
€88,567
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.9% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.8% went bankrupt
5.6% stopped otherwise
84.9% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 13-07-2026.

Balance sheet Code2025
Assets
Total assets20/58€340,659
Fixed assets21/28€217,164
Tangible fixed assets22/27€209,664
Plant, machinery and equipment23€21,748
Furniture and vehicles24€50,184
Other tangible fixed assets26€137,732
Financial fixed assets28€7,500
Current assets29/58€123,495
Stocks and contracts in progress3€75,375
Stocks30/36€75,375
Amounts receivable within one year40/41€2,941
Trade receivables40€2,941
Cash at bank and in hand54/58€42,472
Deferred charges and accrued income490/1€2,707
Equity and liabilities
Total equity and liabilities10/49€340,659
Equity10/15-€34,407
Contributions10/11€10,000
Profit (loss) carried forward14-€44,407
Amounts payable17/49€375,065
Amounts payable after more than one year17€269,406
Financial debts170/4€269,406
Amounts payable within one year42/48€105,659
Current portion of amounts payable after more than one year42€29,072
Trade debts44€69,930
Suppliers440/4€69,930
Taxes, remuneration and social security45€6,265
Taxes450/3€6,169
Remuneration and social security454/9€96
Other amounts payable47/48€392
Income statement Code2025
Non-recurring operating income76A€1,668
Remuneration, social security and pensions62€88,567
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,875
Other operating charges640/8€4,613
Gross operating margin9900€88,079
Operating profit (loss)9901-€31,977
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€12,341
Recurring financial charges65€12,341
Profit (loss) for the period before taxes9903-€44,318
Income taxes67/77€88
Profit (loss) for the period9904-€44,407
Profit (loss) for the period to be appropriated9905-€44,407
Appropriation of the result
Profit (loss) to be appropriated9906-€44,407

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2025
Non-recurring operating income76A€1,668
Remuneration, social security and pensions62€88,567
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,875
Other operating charges640/8€4,613
Gross operating margin9900€88,079
Operating profit (loss)9901-€31,977
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€12,341
Recurring financial charges65€12,341
Profit (loss) for the period before taxes9903-€44,318
Income taxes67/77€88
Profit (loss) for the period9904-€44,407
Profit (loss) for the period to be appropriated9905-€44,407
Line2025
Assets
Total assets20/58€340,659
Fixed assets21/28€217,164
Tangible fixed assets22/27€209,664
Plant, machinery and equipment23€21,748
Furniture and vehicles24€50,184
Other tangible fixed assets26€137,732
Financial fixed assets28€7,500
Current assets29/58€123,495
Stocks and contracts in progress3€75,375
Stocks30/36€75,375
Amounts receivable within one year40/41€2,941
Trade receivables40€2,941
Cash at bank and in hand54/58€42,472
Deferred charges and accrued income490/1€2,707
Equity and liabilities
Total equity and liabilities10/49€340,659
Equity10/15-€34,407
Contributions10/11€10,000
Profit (loss) carried forward14-€44,407
Amounts payable17/49€375,065
Amounts payable after more than one year17€269,406
Financial debts170/4€269,406
Amounts payable within one year42/48€105,659
Current portion of amounts payable after more than one year42€29,072
Trade debts44€69,930
Suppliers440/4€69,930
Taxes, remuneration and social security45€6,265
Taxes450/3€6,169
Remuneration and social security454/9€96
Other amounts payable47/48€392
Line2025
Profit (loss) for the period9904-€44,407
+ Depreciation and write-downs630€26,875
Operating cash flow (approximation)-€17,532

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 13-07-2026 2026-00292196 NBB

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 1,726 active companies whose main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742), figures are known for 1,160. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
3 directors, no change since 2024
CARLAIRE Frédéric
Director · appointed in the act of 26-06-2024 · in the 2025 annual accounts, filed on 13-07-2026
Current
LEURQUIN Christophe Roland Laurent
Director · appointed in the act of 26-06-2024 · in the 2025 annual accounts, filed on 13-07-2026
Current
POT Dorothée
Director · appointed in the act of 26-06-2024 · in the 2025 annual accounts, filed on 13-07-2026
Current

Mandate history

3 people, 3 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CARLAIRE Frédéric
  • Director, appointed in the act of 26-06-2024, still in office
LEURQUIN Christophe Roland Laurent
  • Director, appointed in the act of 26-06-2024, still in office
POT Dorothée
  • Director, appointed in the act of 26-06-2024, still in office
See the board, name and registered office on a given date →

How the board is organised

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation, un ou plusieurs administrateurs”
“Fixe ou proportionnelle, frais généraux indépendamment frais représentation voyages déplacements”

Articles of association, deed of 26-06-2024 (in French)

Owners and capital

Capital and shareholders

Shareholders according to the deeds
Capital over the years
  1. 26-06-2024 Incorporation · €30,000 · 300 shares

Shares according to the articles of association

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Cessions entre vifs onéreuses ou gratuites volontaires ou forcées exclusion et retrait en usufruit nue-propriété ou pleine propriété sur…”
Share issue ruleHow and by whom new shares can be issued.
“L’organe qui procède à l’émission, actions nouvelles à souscrire en numéraire”

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.

Other provision: “Appel de fonds, Les actions doivent être libérées à leur émission”
Other provision: “Indivisibilité des titres et délibérations, suspendu jusqu'à désignation titulaire unique”
Other provision: “Tenue et convocation assemblée générale”
Other provision: “Admission assemblée générale, 16”
Other provision: “Séances procès-verbaux, 17”
Other provision: “Chaque action une voix sauf actions sans droit vote, délibérations assemblée générale”
Other provision: “12-31, 01-01”
Other provision: “Répartition réserves, 21”
Other provision: “Dissolution, prévues modifications statuts”
Other provision: “Liquidateurs, administrateurs en fonction désignés liquidateurs en vertu statuts si aucun autre désigné”
Other provision: “Répartition actif net liquidation, 24”
Other provision: “Siège sauf autre domicile élu Belgique vis-à-vis société, communications sommations assignations significations valablement faites”
Other provision: “Compétence judiciaire, 26”
Other provision: “Droit commun, 27”
3 more provisions in the deed, see the deed of 26-06-2024

Articles of association, deed of 26-06-2024 (in French)

Group and network

Connections & network

3 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

BDV Optic was incorporated on 24 June 2024 as a private limited company by three natural persons, with a starting capital of €30,000.12 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-06-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
13-07
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2024
26-06
Gazette deed Incorporation
Appointments: CARLAIRE Frédéric, POT Dorothée and LEURQUIN Christophe Roland Laurent · Founder · Founding capital14 facts ▸
  • Incorporation, 10-06-2024
  • Founder, CARLAIRE Frédéric
  • Founder, POT Dorothée
  • Founder, LEURQUIN Christophe Roland Laurent
  • Founding capital, €30,000
  • Capital
  • General meeting, “à l'instant société constituée, comparants agissant lieu et place assemblée générale” (deed in French)
  • Other provision, 31-12-2025, “premier exercice social” (deed in French)
  • Other provision, “adresse siège, 5600 Philippeville, rue de France 45” (deed in French)
  • Other provision, 3, “nombre administrateurs” (deed in French)
  • Director appointment, CARLAIRE Frédéric (director)
  • Director appointment, POT Dorothée (director)
  • +2 further facts in this act

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name BDV Optic in French
Enterprise number 1010.674.969
Legal form Private limited company
Status Active, normale toestand
Founded 24-06-2024
Type Legal entity

Where it is based

Registered office Rue de France 45, 5600 Philippeville, Belgium
Establishments 1 establishment unit since 2024

What it does

NACEBEL 2025
47742 Retail sale of prescription glasses, lenses and sunglasses main activity

Invoicing and payment

VAT number BE 1010.674.969
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1010674969
Also 9925:BE1010674969
Registered 30-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose according to the articles of association

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
BDV Optic
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, transférable en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de Belgique,par simple…”

Articles of association, deed of 26-06-2024 (in French)

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
4 companies at this address See who is registered here
1 establishment unit
BDV Optic
Rue Raymond Noel(B.V.) 7, 5170 ProfondevilleRetail sale of prescription glasses, lenses and sunglasses
since 2024unit no. 2.361.196.764

Buildings and parcels at the addresses

Ground area
2,970 m²
Building footprint
228 m²
2 parcels, Wallonia.
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
92014C1106/00X000 Wallonia 2,342 m² - -
93056D0119/00T021 Wallonia 628 m² 1 · 227 m² -