VISUALIS

Active

Private limited companyfounded 20242 yrs activeChaussée de Waterloo(SS) 447, 5002 Namur, BelgiumKBO/BCE: BE 1007.651.440

The computed 12-month bankruptcy probability of VISUALIS is 1.7% (moderate). The 2025 annual accounts show equity of €228k and a net result of €104k. Its solvency ranks better than 95% of 18039 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

83 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+13

Growth52

Track record82

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €18k at 30 days only on tighter terms

Liquidity ample (current ratio 10.78 against 1.93 in 2024; short-term debt: 7.8% and cash: 32.6% of total assets), and 7.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

92.2%

Return on assets

42%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

on the day

2024

41 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€228k▲ 83.6%

2024 · €124k

2024: €124k

2024 → 2025

Total assets

€247k▲ 23.5%

2024 · €200k

2024: €200k

2024 → 2025

Net result

€104k▼ 9.1%

2024 · €114k

2024: €114k

2024 → 2025

Working capital

€187k▲ 166%

2024 · €70k

2024: €70k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€124k-€228k▲ 83.6%

Operating result€147k-€132k▼ 9.6%

Net result€114k-€104k▼ 9.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 10% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €247k

16.4%

83.6%

Fixed assets €40k▼ 24.5%

Current assets €206k▲ 41.0%

Equity and liabilities €247k

92.2%

Equity €228k▲ 83.6%

Debt €19k▼ 74.8%

The debt ratio falls from 38.0% to 7.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€148k▼

2024 · €173k

Cash flow

€119k▼

2024 · €140k

Solvency

92.2%▲

2024 · 62.0%

Current ratio

10.78▲

2024 · 1.93

Quick ratio

9.85▲

2024 · 1.72

Debt / equity

0.08▼

2024 · 0.61

ROE

45.5%▼

2024 · 91.9%

ROA

42.0%▼

2024 · 57.0%

Interest coverage

127.41▼

2024 · 550.20

Debt

€19k▼

2024 · €76k

Debt ≤ 1 year

€19k▼

2024 · €76k

Income taxes

€31k▼

2024 · €34k

Staff costs

€626▲

2024 · €524

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€200k€247k▲

Fixed assets21/28€54k€40k▼

Tangible fixed assets22/27€54k€40k▼

Plant, machinery and equipment23€30k€23k▼

Furniture and vehicles24€22k€13k▼

Other tangible fixed assets26€2k€4k▲

Current assets29/58€146k€206k▲

Stocks and contracts in progress3€16k€18k▲

Stocks30/36€16k€18k▲

Amounts receivable within one year40/41€62k€37k▼

Trade receivables40€25k€519▼

Other amounts receivable41€38k€37k▼

Current investments50/53-€69k

Cash at bank and in hand54/58€68k€80k▲

Deferred charges and accrued income490/1€278€2k▲

Equity and liabilities

Total equity and liabilities10/49€200k€247k▲

Equity10/15€124k€228k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€114k€218k▲

Amounts payable17/49€76k€19k▼

Amounts payable within one year42/48€76k€19k▼

Financial debts43€35k€0▼

Credit institutions430/8€35k€0▼

Trade debts44€40k€9k▼

Suppliers440/4€40k€9k▼

Taxes, remuneration and social security45€451€10k▲

Taxes450/3€451€10k▲

Accrued charges and deferred income492/3€48€11▼

Income statement Code20242025

Remuneration, social security and pensions62€524€626▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€16k▼

Other operating charges640/8€38k€2k▼

Gross operating margin9900€212k€150k▼

Operating profit (loss)9901€147k€132k▼

Financial income75/76B€2k€3k▲

Recurring financial income75€2k€3k▲

Financial charges65/66B€314€1k▲

Recurring financial charges65€314€1k▲

Profit (loss) for the period before taxes9903€148k€135k▼

Income taxes67/77€34k€31k▼

Profit (loss) for the period9904€114k€104k▼

Profit (loss) for the period to be appropriated9905€114k€104k▼

Appropriation of the result

Profit (loss) to be appropriated9906€114k€218k▲

Profit (loss) brought forward from the previous period14P-€114k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Liquidity times 6current ratio 10.78

Current ratio from 1.93 to 10.78; short-term debt falls from €76k to €19k.

31-12

Financial Equity above €200kEq €228k ▲83.6%

2 profitable years in a row build equity to €228k.

20-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Waterloo(SS) 4475002 Namur

Ground area

538 m²

Building footprint

78 m²

Volume, LiDAR

707 m³

Parcel 92108B0384/00W014, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

VISUALIS

Chaussée de Waterloo(SS) 447, 5002 NamurHuman health activities

since 20242.357.642.606

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92108B0384/00W014	Wallonia	538 m²	1 · 78 m²	11.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Beveren-Kruibeke-Zwijndrecht · Eq €228k

Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 933 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-03-2024

Fiscal year end31-12

Activities, NACEBEL

47742Retail sale of prescription glasses, lenses and sunglasses

47782Retail trade

32500Manufacture of medical and dental instruments and supplies

82300Organisation of conventions and trade shows

86909Human health activities

86995Nutrition and dietetics services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.