Skip to content

BBK

Active Public limited companyfounded 1990active for 36 yearsChaussée Paul Houtart (H-G) 158, 7110 La LouvièreKBO/BCE: BE 0441.507.970 #4 company by equity in La Louvière, Professional and technical services sector
BBK
Follow ReportCompare

Overview

Lifetime

20 annual accounts with figures on one time axis, 35 filings since 1991
peak €5.2m (2023)
€5.1m▲ 118%
lowest -€2.2m (2019)
€41,136▼ 45.2%
peak €3.4m (2018)
€2.6m▲ 36.0%
€4.4m▼ 10.1%
peak 40.1 FTE (2020)
35.1 FTE▼ 1.1%
Board8 names since 2019
3 directorsDavid Cuvelier and 2 others
Owners
  
Documentsfilings and deeds
26-06-202635 days before the deadline
2025financial year
Turnover from €2.3m to €5.1mResult from €75,096 to €41,1361 statutory auditor appointed, 3 directors reappointed 27-08Equity from €1.9m to €2.6mInvestments €1.3m

Key points

from the 2025 annual accounts

Overdue debts

€472,089 on 31-12-2025
Overdue tax debts
€206,622
Overdue social security (RSZ) debts
€265,467

The annual accounts state €206,622 of overdue tax debts and €265,467 of overdue social security (RSZ) debts on 31-12-2025.

Equity

€2.6m ▲ 36.0%

BBK has made a profit without a break since 2020.

Turnover

€5.1m ▲ 118%
€2.3m2024€5.1m2025

Turnover rose in 2025 from €2.3m to €5.1m.

Investments

€621,680 1.7 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Land and buildings stand 73.3% higher than in 2024.

Staff

34 employees on 31-12-2025
12202102202210112023332024562025

In 2025, 5 people joined and 6 left. On top of that, 0.1 agency workers worked there on average.

Payment terms

112 days to suppliers
Suppliers
87 to 112
Customers
165 to 52

BBK pays its suppliers 25 days later than in 2024. Customers pay 113 days earlier.

Checked score

87
Excellent
Financially stronger than 47% of small companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 689 companies (NACE 71, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.5 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Average

62+9equity 37.5% of total assets
32+8short-term debt 40.0% · cash 0.9%
48-17return on assets 0.6%

Score breakdown

raises risk
Liquidity: current ratio 1.34, cash €64,638
Size: turnover €5.1m, 35.1 FTE, total assets €7.0m
lowers risk
Founded in 1990
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small). It does better than 46% of them on solvency, 22% on liquidity, 28% on profitability and 91% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as BBK has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of BBK itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for BBK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €220,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.34 (1.25 in 2024), below the usual 1.5. Short-term debt is 40% and cash 0.9% of total assets. 62.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.34, cash €64,638
NBB · annual accounts
raises risk · Size: turnover €5.1m, 35.1 FTE, total assets €7.0m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.6m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 days early
2024
31 days early
2023
15 days early
2022
49 days early
2021
25 days early
2020
45 days early
2019
104 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DC
David Cuvelier
Director, since 03-07-2019
YR
Yannik Ruffel
Director, since 03-07-2019
V
VPG
Director, Vincent PISSART, since 01-01-2022
DR
DGST Réviseurs d'entreprise
Auditor

Shares in 1 company, Etablissements Biebuyck

Board & ownership

Recent changes

1 statutory auditor appointed, 3 directors reappointed Reappointments: VPG S.A. (independent director), David Cuvelier and Yannik Ruffel · Permanent representative: Vincent PISSART · Appointment: DGST & Partners-Reviseurs d'entreprises (statutory auditor) · General meeting of 30-06-2025 · Gazette deed
1 director appointed, 1 statutory auditor appointed, 1 resignation Resignation: Garin Jonathan · Appointments: VPG S.A. (independent director) and DGST & Partners-Reviseurs d'entreprises (statutory auditor) · Permanent representative: Vincent PISSART · Board meeting of 23-06-2022 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0441507970
Appointment: DGST & Partners-Reviseurs d'entreprises (statutory auditor) General meeting of 07-11-2019 · Gazette deed
All 50 events

Comparable companies

same main activity, similar in size and age
Company
BBK La Louvière €5.1m 3.0% 37.5% 35.1
SOLUTIONS4MATERIALS Herentals €8.4m -0.2% 21.3% 38.6
STUVEX INTERNATIONAL Kontich €10.0m -0.4% 45.6% 31
PROMATIC - W Herstal €9.2m 15.1% 16.5% 42.4
A.B.S. Roeland Maldegem €4.9m 6.6% 50.6% 40.6
Cyient Semiconductors Leuven €7.1m -62.7% -21.5% 23.4
ENGINEERING CONSULTANCY SERVICES HERMES Nivelles €5.1m 5.1% 49.7% 43.6
-10%0%10%20%€5m€50m€500mBBKEBIT margin

Grey: the largest companies of the sector (architecture and engineering (NACE 71)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as BBK: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €4.3m and €8.9m, founded between 1986 and 2000.

Official details

Source: KBO
Status
Active since 10-07-1990Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 3 others
Joint committees
111Metal, mechanical and electrical engineering
209White-collar workers in metal manufacturing · annual accounts 2024
Establishment unit
2.171.845.4407110 La Louvière, since 03-07-2008
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Annual accounts 2025

€5.1m▲ 118%
€41,136▼ 45.2%
€2.6m▲ 36.0%
€7.0m▲ 3.0%
Employeeson 31-12-2025
34▼ 2.9%
Filing
Filed on 26-06-2026, 35 days before the end of the filing period
Financials

Insights on BBK

BBK has existed since 1990. In 2019 turnover rose from €432,076 to €2.5m and staff from 2 to 17.5 full-time equivalents.

Solvency rose in 2025 from 28.3% to 37.5% because of the retained profit and lower debts.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

full format, filed on 26-06-2026, 35 days before the deadline
€5.1m
▲ 118%
€154,331
▼ 28.7%
€511,437
▼ 19.3%
€398,242
▼ 19.1%
37.5%
▲ 9.1 percentage points
1.34
▲ 0.09
In the rankings #4 company by equity in La Louvière, Professional and technical services sector#5 company by total assets in La Louvière, Professional and technical services sector#8 employer in Hainaut, Architecture and engineering sector

Money flows

of every €100 of turnover, €0.81 remains as profit in 2025

Balance sheet

balance sheet total €7.0m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

37.5%

Higher than 46% of 892 companies in 2025.

1.34

Higher than 40% of 880 companies in 2025.

0.6%

Higher than 33% of 891 companies in 2025.

BBK Middle half of the sector 80% of the sector Full accounts in architecture and engineering (NACE 71)

Net result: middle half · Equity: top quarter · Balance sheet total: top quarter · Working capital: middle half · Staff: middle half

Staff

Men and women

Not in that year's accounts.

€57,443

Staff costs divided by the average number of full-time equivalents.

-1 person

people who joined people who left

In 2025, 5 people joined and 6 left. Training hours in 2025: 2,133. Agency workers: 0.1 on average.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 7.0m6.8m4.9m5.7m5.9m5.6m7.2m3.8m2.7m3.3m3.3m3.2m3.1m2.3m2.3m2.2m2.1m1.9m1.8m1.7m
21/28 3.2m2.3m2.3m2.8m2.5m2.5m2.2m3.4m2.4m2.7m2.7m2.7m2.7m2.2m2.0m2.0m1.9m1.4m1.4m1.5m
21 1.6m1.3m1.2m1.5m1.1m821,510299,370---------0---
22/27 1.6m969,2891.1m1.3m1.4m1.7m1.9m1.4m333,310151,291136,214147,997159,779207,346222,057236,768261,708296,878332,047367,217
22 1.6m913,288939,145969,7391.0m1.0m1.1m1.2m112,649124,431136,214147,997159,779207,346222,057236,768261,708296,878332,047367,217
23 20,91225,15188,866198,911307,293455,038616,701150,000200,000-----------
24 8,3188,0107,1201,8764,1305,5237,5984,594------------
25 11,43622,84173,844128,476126,053---------------
28 3,0003,0003,0003,0003,0003,0003,0002.1m2.1m2.6m2.6m2.6m2.6m2.0m1.8m1.8m1.6m1.1m1.1m1.1m
281 ------0-------------
284/8 3,0003,0003,0003,0003,0003,0003,000-------------
284 ------0-------------
285/8 3,0003,0003,0003,0003,0003,0003,000-------------
29/58 3.7m4.5m2.6m2.9m3.4m3.1m4.9m338,487313,144581,840571,649523,061346,258167,207308,628198,243214,632471,865333,513249,749
3 2.6m3.0m1.4m1.8m2.0m1.1m1.6m-------------
30/36 2.5m1.7m1.4m1.8m2.0m1.1m1.6m-------------
30/31 346,761273,293200,378179,947133,814106,708106,708-------------
32 562,657200,306298,850691,891865,751836,5931.4m-------------
33 1.6m1.2m904,329879,604994,246120,468133,853-------------
37 20,0001.3m------------------
40/41 1.0m1.3m1.1m899,2911.2m1.8m2.9m326,811305,222568,786570,965522,526337,482159,860307,272195,863211,859467,081333,180241,262
40 716,4511.0m807,511646,744666,7321.3m2.0m87,10530,64270,477103,53199,73179,79381,92792,792121,48538,64536,916--
41 311,212268,567251,895252,547554,060517,015936,677239,707274,580498,310467,434422,795257,68977,933214,48074,378173,214430,165333,180241,262
50/53 62,03162,00262,02362,01662,03462,04462,047----00070267262258253249
50 62,00062,00062,00062,00062,00062,00062,000-------------
51/53 3122316344447-------------
54/58 64,63850,01933,518119,97659,21784,973322,85111,6767,92313,0546845358,7767,3471,2862,1132,5114,526808,238
490/1 30,13030,40839,29750,91325,71020,64416,317-------------
Balance sheet: equity and liabilities
10/49 7.0m6.8m4.9m5.7m5.9m5.6m7.2m3.8m2.7m3.3m3.3m3.2m3.1m2.3m2.3m2.2m2.1m1.9m1.8m1.7m
10/15 2.6m1.9m1.8m1.8m1.8m1.8m1.4m3.4m2.3m2.7m2.7m2.6m2.5m2.1m2.1m2.0m2.0m1.8m1.7m1.7m
10/11 2.1m2.1m2.1m2.1m2.1m2.1m2.1m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.4m1.4m1.4m
10 2.1m2.1m2.1m2.1m2.1m---------------
100 2.1m2.1m2.1m2.1m2.1m2.1m2.1m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.4m1.4m1.4m
12 1.5m861,263887,121912,978938,836964,6941.0m1.1m------------
13 742,562716,704690,846664,989639,131613,273537,855537,855568,317942,689931,261885,151797,947352,920330,655295,163246,387379,482315,402250,658
130/1 119,673119,673119,673119,673119,673119,67362,000-------------
130 57,67357,67357,67357,67357,67357,67357,67357,67357,67357,67357,10154,79650,43646,90245,78944,01541,57638,40135,19731,960
1312 62,00062,00062,00062,00062,000-62,000-------------
132 ---------374,372374,372374,372374,372-------
133 622,889597,032571,174545,316519,458493,600418,182480,182510,645510,645499,788455,983373,140306,018284,866251,148204,811341,081280,205218,698
14 -1.9m-2.0m-2.1m-2.1m-2.2m-2.2m-2.2m0-41,828-----------
15 260,973272,497235,725294,517353,309379,262--------------
16 ---------192,772192,772192,772192,772-------
168 ---------192,772192,772192,772192,772-------
17/49 4.4m4.9m3.1m3.9m4.1m3.8m5.8m365,172435,845423,550409,710419,015341,198223,588204,248144,06684,17194,16155,05871,208
17 1.6m1.3m682,7611.1m1.1m1.5m1.2m11,79517,09222,114----------
170/4 991,481711,899430,265852,519819,9961.5m1.2m11,79517,09222,114----------
170 254,649399,320------------------
172 -12,57824,54035,91621,41280,803153,762-------------
173 436,832--83,426213,627434,411184,292-------------
174 300,000300,000405,725733,177584,956960,371864,677-------------
178/9 582,975582,975252,496252,496252,496---------------
42/48 2.8m3.6m2.4m2.8m3.0m2.3m4.5m353,378418,753401,436409,710419,015341,198223,588204,248144,06684,17194,16155,05871,208
42 481,095446,111582,167279,696575,448642,782668,7535,2985,2465,443----------
43 239,796638,776387,755550,000200,000200,000500,000-------------
430/8 239,796638,776387,755550,000200,000200,000500,000-------------
44 767,346462,656333,123272,141338,177186,657437,77517,8699051,53848,11393,03068,63439,86259,18232,1746,8807,1613,795640
440/4 767,346462,656333,123272,141338,177186,657437,77517,8699051,53848,11393,03068,63439,86259,18232,1746,8807,1613,795640
46 19,994991,70657,678582,918816,140240,0002.5m-------------
45 1.2m1.0m1.0m1.0m1.0m941,279393,817330,126386,992321,416346,055311,890261,719177,044138,980106,72674,21685,51651,15560,553
450/3 287,289419,259363,237242,929270,470203,047149,213287,182355,272303,599323,644290,084211,467151,488125,015102,13170,71982,09051,15560,553
454/9 914,832593,580680,003783,210772,947738,232244,60442,94331,72017,81622,41121,80550,25225,55613,9654,5953,4973,426--
47/48 81,3058,39429,65847,48642,17662,46222,6318626,42523,04015,54214,09510,8466,6826,0865,1663,0751,48410810,015
492/3 -1,884-2,2612,0071,94830,093-------------
Income statement
70/76A 5.3m4.4m5.0m4.7m2.9m4.5m4.6m-------------
70 5.1m2.3m5.2m4.3m1.5m4.3m2.5m432,076214,278300,804303,431364,554369,264275,636251,646236,461214,178183,811147,761146,066
71 -434,4591.6m-278,207-198,3941.1m-480,3061.5m-------------
72 409,399295,243-392,693273,987541,803--------------
74 209,121171,079139,657138,86086,253---------------
76A ---37,359--------567,1441,385-3645,690---
9900 -------286,96482,980167,812164,079216,628250,850184,629168,356137,475138,796136,108142,256135,002
60/66A 5.1m4.2m4.9m4.5m2.9m4.4m4.0m-------------
60/61 -------145,112131,298132,992139,352147,926118,41491,00783,29098,98675,38374,3565,50511,064
60 1.4m957,4571.5m1.3m338,9101.2m1.9m-------------
600/8 1.4m1.0m1.5m1.3m366,0161.2m2.0m-------------
609 -73,467-72,916-20,431-46,132-27,106--106,708-------------
61 1.1m975,7341.1m1.1m865,4561.2m751,397-------------
62 2.0m1.7m1.6m1.5m1.1m1.7m911,247136,20956,16656,37649,74448,332100,28699,82270,80919,5413,409---
630 357,106416,891479,208432,574396,709299,339156,34689,55067,98115,91511,78311,78314,71114,71114,71124,94035,17035,16935,17035,170
631/4 162,91190,10990,109180,464148,87290,664157,608-------------
640/8 58,48650,81749,76447,34041,56637,86457,44732,19129,92632,34629,06428,63229,93529,13327,29827,62527,59926,79826,70626,993
66A ------2.8m-510,000-----------
9901 154,331216,536134,178146,00827,844103,158605,49529,015-71,09463,17573,488127,882105,91940,96355,53865,36972,61874,14180,38072,839
75/76B 84,08059,5812.1m60,77958,9063,0933370--9,44313,59913,2425,1236,8476,15610,92712,4799,1857,284
75 84,08059,58159,62660,77958,9063,0933370--9,44313,59913,2425,1236,8476,15610,92712,4799,1857,284
751 00---0--------------
752/9 84,08059,58159,62660,77958,9063,092337-------------
76B --2.1m-----------------
65/66B 197,275201,0212.2m146,78173,45165,5952.8m14,023534,79551,74718,37911,01613,71514,53111,6482,9107,1735574671,448
65 197,275201,021127,941146,78173,45165,59525,69914,02324,79551,74718,37911,01613,71514,53111,6482,9107,1735574671,448
650 187,611190,709121,535131,63065,31457,60125,699-------------
652/9 9,66410,3126,40715,1518,1367,994--------------
66B --2.1m---2.8m-510,000-----------
9903 41,13675,09665,86360,00513,30040,655-2.2m14,992-605,88911,42864,553130,465672,58932,94050,73768,97982,06286,06389,09878,675
67/77 ---10,00010,0001,162--5,0383,6273,083-18,44243,26134,79110,67515,24520,20318,56221,98324,35421,416
670/3 ---10,0001,162-87-------------
77 --10,000---5,125-------------
9904 41,13675,09675,86350,00512,13840,655-2.2m11,365-416,20011,42846,11087,204445,02622,26535,49248,77663,50064,08064,74457,259
789 --------374,372-----------
689 ------------374,372-------
9905 41,13675,09675,86350,00512,13840,655-2.2m11,365-41,82811,42846,11087,20470,65422,26535,49248,77663,50064,08064,74457,259
Appropriation of the result
9906 -1.9m-2.0m-2.1m-2.1m-2.2m-2.2m-2.2m-30,463-41,82811,42846,11087,20470,65422,26535,49248,77663,50064,08064,74457,259
14P -2.0m-2.1m-2.1m-2.2m-2.2m---------------
791/2 -------30,463--------196,595---
691/2 ---------11,42846,11087,20470,65422,26535,49248,776260,09564,08064,74447,263
691 ----------------196,595---
6920 ---------5712,3064,3603,5331,1131,7752,4393,1753,2043,2371,881
6921 ---------10,85743,80582,84467,12221,15233,71746,33760,32560,87661,50745,382
694/7 -------------------9,996
694 -------------------9,996
Social balance sheet
9087 35.135.535.436.937.640.117.521111221.90.5----
Men (FTE)1003 35.135.535.436.937.640.117.5-------------
Women (FTE)1003 --000-0-------------
Agency workers1501 0.10.50.50.10.10.20.3-------------
Hours worked1013 39,40232,28031,81831,34318,27038,55121,5211,6571,6331,6431,5731,6353,2363,5423,458821----
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 15 older financial years (1991-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 83 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 full format 26-06-2026 2026-00228736 PDF
31-12-2024 full format 30-06-2025 2025-00208519 PDF
31-12-2023 full format 16-07-2024 2024-00258925 PDF
31-12-2022 full format 12-06-2023 2023-00118469 PDF
31-12-2021 full format 06-07-2022 2022-20165058 PDF
31-12-2020 full format 16-06-2021 2021-20800082 PDF
31-12-2019 full format 12-11-2020 2020-70200179 PDF
31-12-2018 full format 02-12-2019 2019-75200463 PDF
31-12-2017 full format 25-06-2018 2018-22700072 PDF
31-12-2016 full format 14-07-2017 2017-31800073 PDF
31-12-2015 full format 20-06-2016 2016-19600348 PDF
31-12-2014 full format 09-07-2015 2015-29100231 PDF
31-12-2013 full format 20-06-2014 2014-19700321 PDF
31-12-2012 full format 25-06-2013 2013-21500235 PDF
31-12-2011 full format 17-07-2012 2012-31000226 PDF
31-12-2010 full format 16-06-2011 2011-17600277 PDF
31-12-2009 full format 14-06-2010 2010-17000293 PDF
31-12-2008 full format 04-06-2009 2009-19200333 PDF
31-12-2007 full format 28-05-2008 2008-16500240 PDF
31-12-2006 full format 01-06-2007 2007-17900085 PDF
31-12-2005 full format 06-06-2006 2006-20100040 PDF
31-12-2004 full format 06-06-2005 2005-21003735 PDF
31-12-2003 full format 04-06-2004 2004-20101196 PDF
31-12-2002 full format 21-05-2003 2003-15700774 PDF
31-12-2001 full format 31-05-2002 2002-15800494 PDF
31-12-2000 full format 14-06-2001 2001-21302227 PDF
31-12-1999 full format 05-06-2000 2000-17700831 PDF
31-12-1998 full format 08-06-1999 1999-15500804 PDF
31-12-1997 full format 03-06-1998 1998-13001526 PDF
31-12-1996 full format 29-05-1997 1997-10104066 PDF
31-12-1995 full format 30-05-1996 1996-11001919 PDF
31-12-1994 full format 06-06-1995 1995-12101304 PDF
31-12-1993 full format 03-06-1994 1994-11501924 PDF
31-12-1992 full format 27-05-1993 1993-08704123 PDF
31-12-1991 full format 02-06-1992 1992-07705034 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
511,437633,427613,386578,581424,553402,496761,840118,565-3,11379,09085,271139,664120,63055,67470,24990,309107,788109,310115,550108,009
398,242491,987555,071482,579408,848339,994-2.1m100,915-348,21827,34357,89398,986459,73736,97650,20373,71698,67099,24999,91492,429
621,680399,95432,841677,513429,804573,1151.1m4,900250,00030,99200623,925197,7370150,000499,31800-
14,61916,501-86,45860,760-25,757-237,878311,1753,753-5,13112,370149-8,2411,4296,061-827-398-2,0154,446-8,158-
949,717906,981164,180125,257346,206796,150405,301-14,891-105,608180,404161,939104,0465,060-56,381104,38054,177130,461377,704278,455178,541
3.0%9.3%2.6%3.4%1.9%2.4%24.3%6.7%-33.2%21.0%24.2%35.1%28.7%14.9%22.1%27.6%33.9%40.3%54.4%49.9%
37.5%28.3%36.7%31.7%30.6%32.6%19.5%90.4%83.9%81.4%81.7%81.2%82.7%90.4%91.1%93.4%96.0%95.0%96.9%95.9%
1.341.251.071.051.111.351.090.960.751.451.401.251.010.751.511.382.555.016.063.51
0.420.410.490.410.450.880.730.960.751.451.401.251.010.751.511.382.555.016.063.51
1.672.531.722.162.272.074.140.110.190.160.150.160.130.110.100.070.040.050.030.04
1.6%3.9%4.2%2.8%0.7%2.2%-160.0%0.3%-18.3%0.4%1.7%3.3%17.5%1.1%1.7%2.4%3.2%3.6%3.8%3.5%
0.6%1.1%1.5%0.9%0.2%0.7%-31.2%0.3%-15.3%0.3%1.4%2.7%14.4%1.0%1.6%2.2%3.1%3.4%3.7%3.3%
2.733.325.054.406.506.9929.64-------------
52 days165 days57 days55 days165 days111 days289 days74 days52 days86 days125 days100 days79 days108 days135 days188 days66 days73 days823 days603 days
112 days87 days46 days41 days102 days29 days60 days45 days0 days141 days126 days230 days212 days160 days259 days119 days33 days35 days252 days21 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date3435353638
full-time3435343637
part-time--101
in full-time equivalents343534.83637.8
35.135.535.436.937.6
On a permanent contract3435353638
Joined531001
Left631122
Agency workers, average number0.10.50.50.10.1
Training hours2,1331,7131,5791,0691,002

Source: social balance sheet in the 2021 to 2025 annual accounts

Overdue debts

tax and social security
Item20252024202320222021
Overdue tax debts€206,622€333,443€274,000€113,889€195,802
Overdue social security (RSZ) debts€265,467€38,054€157,496€390,333€378,696

Source: notes to the 2021 to 2025 annual accounts (statement of debts)

Securities and guarantees

on own assets and for others
Item20252024202320222021
Debts secured on the company's own assets€972,020€858,010€924,932€957,215€1.1m
Mortgages, amount registered€1.5m€922,900€922,900€922,900€922,900
-€500,000€500,000€500,000€500,000
Carrying value of the mortgaged assets€1.6m€913,288€939,145€969,739€1.0m
€1.5m€1.5m€1.5m€1.5m€1.2m

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€37,401€19,899€29,516€74,264€17,400
Intangible fixed assets€584,280€380,055€3,325€603,250€412,405
€357,106€416,891€479,208€432,574€396,709

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Auditor

fees
Item20252024202320222021
Fee for the audit€11,500€10,859€10,526€10,195€11,702

Source: notes to the 2021 to 2025 annual accounts (relations with the auditor)

Insights on BBK

The operating result for 2025 is 29% lower than in 2024.

Debt's share of the balance-sheet total falls from 71.7% to 62.5%. Equity is higher and debt is lower.

Board & ownership

Board

3 directors, 1 auditor, last change in 2025
David Cuvelier
Director
since 03-07-2019 term until 29-06-2031
listed in the 2025 annual accounts, filed on 26-06-2026
Yannik Ruffel
Director
since 03-07-2019 term until 29-06-2031
listed in the 2025 annual accounts, filed on 26-06-2026
VPG NV
Independent director, permanent representative Vincent PISSART
since 01-01-2022 3-year term from 2025
also on the board of 9 other companies
listed in the 2025 annual accounts, filed on 26-06-2026
DGST Réviseurs d'entreprise
Statutory auditor
since 30-06-2025 term until 29-06-2028
listed in the 2025 annual accounts, filed on 26-06-2026
Permanent representatives 1
Vincent PISSART
Permanent representative, for VPG
appointed by deed of 27-04-2023

Office holders in the KBO →

Mandates through the years

8 names, the dashed line is today
David Cuvelier
Director
Yannik Ruffel
Director
VPG
Independent director
DGST Réviseurs d'entreprise
Statutory auditor
Garin Jonathan
Director
DGST & Partners-Reviseurs d'entreprises
Statutory auditor
Laurent Cuvelier
Managing director
Luc Biebuyck
Director
BoardEarlierRest of the termmandate already running before its first mentionend not dated
Mandates as a list
  • David Cuvelier
    • Director, from 03-07-2019 to date
    • Managing director, appointed by deed of 15-07-2019, last mentioned in 2019
  • Yannik Ruffel
    • Director, from 03-07-2019 to date
    • Managing director, appointed by deed of 15-07-2019, last mentioned in 2019
  • VPG
    • Independent director, since before 31-12-2021
  • DGST Réviseurs d'entreprise
    • Statutory auditor, from 19-05-2022 to date
  • Garin Jonathan
    • Director, from 03-07-2019 to 31-12-2021
    • Managing director, until 03-07-2019
  • DGST & Partners-Reviseurs d'entreprises
    • Statutory auditor, appointed by deed of 01-07-2020, no longer listed in the 2025 annual accounts
  • Laurent Cuvelier
    • Managing director, until 03-07-2019
  • Luc Biebuyck
    • Director, until 02-07-2019

See the board, name and registered office on a given date →

Control

Shareholder in 2018
SEMOBEL
11.1%
This company
BBK
Equity €2.6m
Profit €41,136 in 2025

Capital

Capital
€2,050,000
Shares
4,695
Contribution per share
€437
Equity per share
€557 in 2025
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
SEMOBEL
9.2%8.5%11.1%
11.1%
Owners as a list

Source: lists of holdings in the owners' accounts

Network & group

Holdings

own 2023 accounts
This companyBBK1 holding, 1 country 2023 accounts

Belgium 1 Equity Result

Source: list of holdings in its own 2023 accounts. Every holding stands with its own latest accounts.

Earlier ties

EXPLOTECH
via VPG, no longer at EXPLOTECH · Director · deed of 31-10-2022
founded in 1989 · accounts filed late
 23 FTE (2025)
LEVITA
via VPG, no longer at LEVITA · Director · deed of 02-07-2021
founded in 2018
 total assets €1.7m (2025)
INDEXPLUS
via VPG, no longer at INDEXPLUS · Director · deed of 01-02-2022
founded in 2016
 total assets €617,215 (2025)

Holdings and subsidiaries

1 holding

Holdings 1

Share, source and own figures per holding (1)
Holdings through the years 2006 to 2023
Holdings through the years
Name20062007200820092010201120122013201420152016201720182020202120222023
Etablissements Biebuyck 36.13%31.29%29.2%45.06%37.9%

Source: list of holdings in its own accounts

Connections & network

9 connected companies
Depth
18.24 Agency, Shared corporate director 1A18.24 AgencyAP MO, Shared corporate director AMAP MOBATIMENT ET TECHNIQUE, Shared corporate director BEBATIMENT ETTECHNIQUECOPILOT, Shared corporate director CCOPILOTDEEGITAL, Shared corporate director DDEEGITALDESMOSIA, Shared corporate director DDESMOSIADEUSE, Shared corporate director DDEUSEDEUSE GROUP, Shared corporate director DGDEUSE GROUPMETERBUY SPRL, Shared corporate director MSMETERBUY SPRLEXPLOTECH, Shared corporate director EEXPLOTECHINDEXPLUS, Shared corporate director IINDEXPLUSLEVITA, Shared corporate director LLEVITABBK BBK0441.507.970
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
BATIMENT ET TECHNIQUE
via VPG · Director · deed of 14-05-2024
Founded in 1989 · 98 FTE (2025)
→
DEEGITAL
via VPG · Director · deed of 05-07-2022
Founded in 2016 · 62 FTE (2025)
→
DEUSE
via VPG · Director · deed of 24-08-2022
Founded in 2016 · 36 FTE (2025)
→
DEUSE GROUP
via VPG · Director · deed of 14-07-2023
Founded in 2023 · total assets €3.5m (2025)
→
Show 5 more companies with a shared director
COPILOT
via VPG · Director · deed of 09-09-2025
Founded in 1989 · 2.4 FTE (2025)
→
AP MO
via VPG · Director · deed of 24-10-2024
Founded in 2024 · total assets €825,643 (2025)
→
DESMOSIA
via VPG · Director · deed of 14-01-2026
Founded in 2017 · total assets €115,754 (2025)
→
18.24 Agency
via VPG · Director · deed of 06-03-2023
Founded in 2020 · total assets €92,290 (2025)
→
METERBUY SPRL
via VPG · Director (not named in the articles) · deed of 17-12-2021
No longer active · 1.6 FTE (2022)
→

Timeline

Timeline

50 events since 1990

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBfull format · 35 days before the deadline
2025
1 statutory auditor appointed, 3 directors reappointedReappointments: VPG S.A. (independent director), David Cuvelier and Yannik Ruffel · Permanent representative: Vincent PISSART · Appointment: DGST & Partners-Reviseurs d'entreprises (statutory auditor) · General meeting of 30-06-20257 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFfull format · 31 days before the deadline
2024
Annual accounts 2023 filed PDFfull format · 15 days before the deadline
2023
Annual accounts 2022 filed PDFfull format · 49 days before the deadline
1 director appointed, 1 statutory auditor appointed, 1 resignationResignation: Garin Jonathan · Appointments: VPG S.A. (independent director) and DGST & Partners-Reviseurs d'entreprises (statutory auditor) · Permanent representative: Vincent PISSART · Board meeting of 23-06-202211 points ▸

Open the deed in the Belgian Official Gazette

2022
Annual accounts 2021 filed PDFfull format · 25 days before the deadline
2021
Annual accounts 2020 filed PDFfull format · 45 days before the deadline
2020
Back to profit net €40,655 The net result is €40,655, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0441507970
Annual accounts 2019 filed PDFfull format · 104 days late
Appointment: DGST & Partners-Reviseurs d'entreprises (statutory auditor)General meeting of 07-11-20192 points ▸

Open the deed in the Belgian Official Gazette

2019
Weakest financial year net -€2.2m The net result drops to -€2.2m, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2018 filed PDFfull format · 124 days late
Company renamed from HOUDIMM to BBKGeneral meeting of 07-11-20192 points ▸
  • General meeting, 07-11-2019
  • Name change, BBK
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Capital increase of €300,000 to €2,050,000Capital from €1,750,000 to €2,050,000, 3,750 new shares · 1,094 shares · 484 shares · General meeting of 02-07-20197 points ▸
  • General meeting, 02-07-2019
  • Auditor report, 04-04-2019
  • Capital increase, €300,000
  • Auditor report, 17-06-2019
  • Capital, €2,050,000
  • Amendment of the articles, article 5
  • Amendment of the articles, article 6
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2 directors appointed, 3 resignationsResignations: Luc Biebuyck, Laurent Cuvelier (managing director) and Jonathan Garin (managing director) · Appointments: Yannik Ruffel (managing director) and David Cuvelier (managing director) · Board meeting of 03-07-20199 points ▸

Open the deed in the Belgian Official Gazette

Purpose change · Amendment of the articlesGeneral meeting of 20-02-20194 points ▸
  • Registered office clause, Chaussée Paul Houtart (H-G) 158 7110 La Louvière
  • General meeting, 20-02-2019
  • Amendment of the articles, article 3
  • Power of attorney, Sébastien DUPUIS
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2018
Back to profit net €11,365 The net result is €11,365, after one loss-making year.
Annual accounts 2017 filed PDFfull format · 36 days before the deadline
2017
Annual accounts 2016 filed PDFfull format · 17 days before the deadline
2016
Annual accounts 2015 filed PDFfull format · 41 days before the deadline
2015
Annual accounts 2014 filed PDFfull format · 22 days before the deadline
2014
Annual accounts 2013 filed PDFfull format · 41 days before the deadline
2013
Highest result from 2006 to 2025 net €445,026 ▲1,899% The net result of €445,026 is the highest of those years.
Annual accounts 2012 filed PDFfull format · 36 days before the deadline
2012
Annual accounts 2011 filed PDFfull format · 14 days before the deadline
2011
Annual accounts 2010 filed PDFfull format · 45 days before the deadline
2010
Equity above €2m equity €2.0m ▲2.4% With a profit in every financial year since 2006, equity grows to €2.0m.
Annual accounts 2009 filed PDFfull format · 47 days before the deadline
2009
Annual accounts 2008 filed PDFfull format · 57 days before the deadline
2008
First establishment HOUDIMM.S.A., Chaussée Paul Houtart (H-A) 158, La Louvière
Annual accounts 2007 filed PDFfull format · 64 days before the deadline
2007
Annual accounts 2006 filed PDFfull format · 60 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed PDFfull format
1997
Annual accounts 1996 filed PDFfull format
1996
Annual accounts 1995 filed PDFfull format
1995
Annual accounts 1994 filed PDFfull format
1994
Annual accounts 1993 filed PDFfull format
1993
Annual accounts 1992 filed PDFfull format
1992
Annual accounts 1991 filed PDFfull format
1990
Incorporation published on 04-08-1990

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

BBK was incorporated on 10 July 1990.1 In 2019 the company took the name BBK.2 Turnover grew from €432,076 in 2018 to €5.1m in 2025 and headcount from 2 to 35.1 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-11-2019
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0441.507.970
VAT number
BE 0441.507.970
Peppol ID
0208:0441507970
Legal form
Public limited company
Status
Active, normal situation
Founded
10-07-1990
Financial year
ends on 31 December
Peppol
Reachable since 20-11-2020Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BBK in French
Former name
HOUDIMM until the deed of 21-11-2019
Entity type
Legal entity

Activities

NACEBEL 2025
VAT activities
71121 Engineering and related technical consultancy, excluding land surveyors main activity
25999 Manufacture of fabricated metal products, except machinery and equipment
81230 Other cleaning activities
Social security (RSZ) activities
33200 Installation of industrial machinery and equipment main activity
Joint committees annual accounts 2024
JC 111 Metal, mechanical and electrical engineering
JC 209 White-collar workers in metal manufacturing
Codes under NACEBEL 2008
VAT activities
71121 Engineering activities main activity
25999 Manufacture of fabricated metal products, except machinery and equipment
81290 Services to buildings and landscape activities
Social security (RSZ) activities
33200 Installation of industrial machinery and equipment main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Chaussée Paul Houtart (H-G) 158 registered office 7110 La Louvière
HOUDIMM.S.A. Chaussée Paul Houtart (H-A) 158, 7110 La Louvière 33200 Installation of industrial machinery and equipment 03-07-2008 2.171.845.440

Buildings and parcels at the address

Ground area
133 m²
Buildings
87 m²
Volume, LiDAR
677 m³
Tallest building
10.2 m
Buildings to scale, each on its own parcel
87 m², 10.2 m 87 m², 10.2 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
55020C0153/00Y000133 m² 1 · 87 m² 10.2 m · 3

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0441.507.970

Notices of general meetings

Extraordinary general meeting
on 17-04-2009 at 11:00 · published on 02-04-2009
L’ordre du jour est fixé comme suit : 1. Première augmentation de capital, à concurrence de quarante mille deux cent trente euros (S 40.230,00)
Ordinary general meeting
on 02-05-2008 at 17:00 · published on 14-04-2008
Rapport de gestion. Approbation des comptes annuels au 31 décembre 2007. Affectation des résultats. Décharge aux administrateurs.

We would like to set cookies. That happens only with your consent. What we measure