BBK
ActiveSummary
BBK has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.9m and a net result of €75,096. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 34% of 1117 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability65▲+1
Solvency53▼-9
Growth72=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.07 in 2023; short-term debt: 52.5% and cash: 0.7% of total assets), and 71.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.3%
Return on assets
1.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
15 d early
2022
49 d early
2021
25 d early
2020
45 d early
2019
104 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, full schema
In the rankings
#5 company by total assets in La Louvière, Professional and technical services sector#5 company by equity in La Louvière, Professional and technical services sector#6 employer in Hainaut, Architecture and engineering sector
Turnover
€2.3m▼ 55.1%
2023 · €5.2m
EBIT margin
9.3%▲ 6.7pp
2023 · 2.6%
Net result
€75,096▼ 1.0%
2023 · €75,863
Working capital
€906,981▲ 452%
2023 · €164,180
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€4.3m▲ 74.6%€1.5m▼ 66.1%€4.3m▲ 194%€5.2m▲ 19.7%€2.3m▼ 55.1%
Operating result€103,158▼ 83.0%€27,844▼ 73.0%€146,008▲ 424%€134,178▼ 8.1%€216,536▲ 61.4%
Net result€40,655€12,138▼ 70.1%€50,005▲ 312%€75,863▲ 51.7%€75,096▼ 1.0%
EBIT margin2.4%▼ 22.0pp1.9%▼ 0.5pp3.4%▲ 1.5pp2.6%▼ 0.8pp9.3%▲ 6.7pp
Equity€1.8m▲ 30.1%€1.8m▼ 0.8%€1.8m▼ 0.5%€1.8m▲ 1.0%€1.9m▲ 6.2%
Total assets€5.6m▼ 22.3%€5.9m▲ 5.8%€5.7m▼ 4.0%€4.9m▼ 12.9%€6.8m▲ 37.6%
Debt€3.8m▼ 35.0%€4.1m▲ 9.0%€3.9m▼ 5.5%€3.1m▼ 19.4%€4.9m▲ 55.9%
Working capital€796,150▲ 96.4%€346,206▼ 56.5%€125,257▼ 63.8%€164,180▲ 31.1%€906,981▲ 452%
Staff (FTE)40.1▲ 129%37.6▼ 6.2%36.9▼ 1.9%35.4▼ 4.1%35.5▲ 0.3%
Why a figure moved sharply
- 2024 Turnover -55% on 2023. Cause not known from the registers.
- 2022 Turnover +194% on 2021. Cause not known from the registers.
- 2021 Turnover -66% on 2020. Cause not known from the registers.
- 2020 Turnover +75%, Staff (FTE) +129% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 61% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.8m
Fixed assets
€2.3m ▼ 0.7%
Current assets
€4.5m ▲ 72.0%
Equity and liabilities €6.8m
Equity
€1.9m ▲ 6.2%
Debt
€4.9m ▲ 55.9%
Debt's share of the balance-sheet total rises from 63.3% to 71.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€633,427▲
2023 · €613,386
Cash flow
€491,987▼
2023 · €555,071
Current ratio
1.25▲
2023 · 1.07
Quick ratio
0.41▼
2023 · 0.49
Debt to equity
2.53▲
2023 · 1.72
ROE
3.9%▼
2023 · 4.2%
ROA
1.1%▼
2023 · 1.5%
Interest coverage
3.32▼
2023 · 5.05
Debt ≤ 1 year
€3.6m▲
2023 · €2.4m
Debt > 1 year
€1.3m▲
2023 · €682,761
Staff costs
€1.7m▲
2023 · €1.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,653 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,653 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €2.9m | €4.7m | €5.0m | €4.4m | ▼ 12.5% |
| Turnover70 | €4.3m | €1.5m | €4.3m | €5.2m | €2.3m | ▼ 55.1% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | - | €1.1m | -€198,394 | -€278,207 | €1.6m | ▲ 683% |
| Own construction capitalised72 | - | €273,987 | €392,693 | - | €295,243 | - |
| Other operating income74 | - | €86,253 | €138,860 | €139,657 | €171,079 | ▲ 22.5% |
| Non-recurring operating income76A | - | - | €37,359 | - | - | - |
| Operating charges60/66A | - | €2.9m | €4.5m | €4.9m | €4.2m | ▼ 14.5% |
| Goods for resale, raw materials and consumables60 | - | €338,910 | €1.3m | €1.5m | €957,457 | ▼ 36.6% |
| Purchases600/8 | - | €366,016 | €1.3m | €1.5m | €1.0m | ▼ 32.7% |
| Change in stocks: decrease (increase)609 | - | -€27,106 | -€46,132 | -€20,431 | -€72,916 | ▼ 257% |
| Services and other goods61 | - | €865,456 | €1.1m | €1.1m | €975,734 | ▼ 14.6% |
| Remuneration, social security and pensions62 | - | €1.1m | €1.5m | €1.6m | €1.7m | ▲ 4.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €299,339 | €396,709 | €432,574 | €479,208 | €416,891 | ▼ 13.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €148,872 | €180,464 | €90,109 | €90,109 | = |
| Other operating charges640/8 | - | €41,566 | €47,340 | €49,764 | €50,817 | ▲ 2.1% |
| Operating profit (loss)9901 | €103,158 | €27,844 | €146,008 | €134,178 | €216,536 | ▲ 61.4% |
| Financial income75/76B | - | €58,906 | €60,779 | €2.1m | €59,581 | ▼ 97.2% |
| Recurring financial income75 | €3,093 | €58,906 | €60,779 | €59,626 | €59,581 | ▼ 0.1% |
| Income from current assets751 | - | - | - | - | €0 | - |
| Other financial income752/9 | - | €58,906 | €60,779 | €59,626 | €59,581 | ▼ 0.1% |
| Non-recurring financial income76B | - | - | - | €2.1m | - | - |
| Financial charges65/66B | - | €73,451 | €146,781 | €2.2m | €201,021 | ▼ 90.8% |
| Recurring financial charges65 | €65,595 | €73,451 | €146,781 | €127,941 | €201,021 | ▲ 57.1% |
| Debt charges650 | €57,601 | €65,314 | €131,630 | €121,535 | €190,709 | ▲ 56.9% |
| Other financial charges652/9 | - | €8,136 | €15,151 | €6,407 | €10,312 | ▲ 61.0% |
| Non-recurring financial charges66B | - | - | - | €2.1m | - | - |
| Profit (loss) for the period before taxes9903 | €40,655 | €13,300 | €60,005 | €65,863 | €75,096 | ▲ 14.0% |
| Income taxes67/77 | - | €1,162 | €10,000 | -€10,000 | - | - |
| Taxes670/3 | - | €1,162 | €10,000 | - | - | - |
| Tax adjustments and reversals of tax provisions77 | - | - | - | €10,000 | - | - |
| Profit (loss) for the period9904 | €40,655 | €12,138 | €50,005 | €75,863 | €75,096 | ▼ 1.0% |
| Profit (loss) for the period to be appropriated9905 | €40,655 | €12,138 | €50,005 | €75,863 | €75,096 | ▼ 1.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.6m | €5.9m | €5.7m | €4.9m | €6.8m | ▲ 37.6% |
| Fixed assets21/28 | €2.5m | €2.5m | €2.8m | €2.3m | €2.3m | ▼ 0.7% |
| Intangible fixed assets21 | €821,510 | €1.1m | €1.5m | €1.2m | €1.3m | ▲ 10.1% |
| Tangible fixed assets22/27 | €1.7m | €1.4m | €1.3m | €1.1m | €969,289 | ▼ 12.6% |
| Land and buildings22 | - | €1.0m | €969,739 | €939,145 | €913,288 | ▼ 2.8% |
| Plant, machinery and equipment23 | - | €307,293 | €198,911 | €88,866 | €25,151 | ▼ 71.7% |
| Furniture and vehicles24 | - | €4,130 | €1,876 | €7,120 | €8,010 | ▲ 12.5% |
| Leasing and similar rights25 | - | €126,053 | €128,476 | €73,844 | €22,841 | ▼ 69.1% |
| Financial fixed assets28 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Other financial fixed assets284/8 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Amounts receivable and cash guarantees285/8 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Current assets29/58 | €3.1m | €3.4m | €2.9m | €2.6m | €4.5m | ▲ 72.0% |
| Stocks and contracts in progress3 | €1.1m | €2.0m | €1.8m | €1.4m | €3.0m | ▲ 114% |
| Stocks30/36 | - | €2.0m | €1.8m | €1.4m | €1.7m | ▲ 19.4% |
| Raw materials and consumables30/31 | - | €133,814 | €179,947 | €200,378 | €273,293 | ▲ 36.4% |
| Work in progress32 | - | €865,751 | €691,891 | €298,850 | €200,306 | ▼ 33.0% |
| Finished goods33 | - | €994,246 | €879,604 | €904,329 | €1.2m | ▲ 32.9% |
| Contracts in progress37 | - | - | - | - | €1.3m | - |
| Amounts receivable within one year40/41 | €1.8m | €1.2m | €899,291 | €1.1m | €1.3m | ▲ 24.3% |
| Trade receivables40 | - | €666,732 | €646,744 | €807,511 | €1.0m | ▲ 29.8% |
| Other amounts receivable41 | - | €554,060 | €252,547 | €251,895 | €268,567 | ▲ 6.6% |
| Current investments50/53 | €62,044 | €62,034 | €62,016 | €62,023 | €62,002 | = |
| Own shares50 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Other investments51/53 | - | €34 | €16 | €23 | €2 | ▼ 90.7% |
| Cash at bank and in hand54/58 | €84,973 | €59,217 | €119,976 | €33,518 | €50,019 | ▲ 49.2% |
| Deferred charges and accrued income490/1 | - | €25,710 | €50,913 | €39,297 | €30,408 | ▼ 22.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.6m | €5.9m | €5.7m | €4.9m | €6.8m | ▲ 37.6% |
| Equity10/15 | €1.8m | €1.8m | €1.8m | €1.8m | €1.9m | ▲ 6.2% |
| Contributions10/11 | €2.1m | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Capital10 | - | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Issued capital100 | - | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Revaluation surpluses12 | - | €938,836 | €912,978 | €887,121 | €861,263 | ▼ 2.9% |
| Reserves13 | €613,273 | €639,131 | €664,989 | €690,846 | €716,704 | ▲ 3.7% |
| Non-distributable reserves130/1 | - | €119,673 | €119,673 | €119,673 | €119,673 | = |
| Legal reserve130 | - | €57,673 | €57,673 | €57,673 | €57,673 | = |
| Own shares acquired1312 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Distributable reserves133 | - | €519,458 | €545,316 | €571,174 | €597,032 | ▲ 4.5% |
| Profit (loss) carried forward14 | -€2.2m | -€2.2m | -€2.1m | -€2.1m | -€2.0m | ▲ 3.7% |
| Investment grants15 | - | €353,309 | €294,517 | €235,725 | €272,497 | ▲ 15.6% |
| Amounts payable17/49 | €3.8m | €4.1m | €3.9m | €3.1m | €4.9m | ▲ 55.9% |
| Amounts payable after more than one year17 | €1.5m | €1.1m | €1.1m | €682,761 | €1.3m | ▲ 89.7% |
| Financial debts170/4 | - | €819,996 | €852,519 | €430,265 | €711,899 | ▲ 65.5% |
| Subordinated loans170 | - | - | - | - | €399,320 | - |
| Leasing and similar obligations172 | - | €21,412 | €35,916 | €24,540 | €12,578 | ▼ 48.7% |
| Credit institutions173 | - | €213,627 | €83,426 | - | - | - |
| Other loans174 | - | €584,956 | €733,177 | €405,725 | €300,000 | ▼ 26.1% |
| Other amounts payable178/9 | - | €252,496 | €252,496 | €252,496 | €582,975 | ▲ 131% |
| Amounts payable within one year42/48 | €2.3m | €3.0m | €2.8m | €2.4m | €3.6m | ▲ 46.3% |
| Current portion of amounts payable after more than one year42 | - | €575,448 | €279,696 | €582,167 | €446,111 | ▼ 23.4% |
| Financial debts43 | - | €200,000 | €550,000 | €387,755 | €638,776 | ▲ 64.7% |
| Credit institutions430/8 | - | €200,000 | €550,000 | €387,755 | €638,776 | ▲ 64.7% |
| Trade debts44 | €186,657 | €338,177 | €272,141 | €333,123 | €462,656 | ▲ 38.9% |
| Suppliers440/4 | - | €338,177 | €272,141 | €333,123 | €462,656 | ▲ 38.9% |
| Advances received on contracts in progress46 | - | €816,140 | €582,918 | €57,678 | €991,706 | ▲ 1,619% |
| Taxes, remuneration and social security45 | - | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 2.9% |
| Taxes450/3 | - | €270,470 | €242,929 | €363,237 | €419,259 | ▲ 15.4% |
| Remuneration and social security454/9 | - | €772,947 | €783,210 | €680,003 | €593,580 | ▼ 12.7% |
| Other amounts payable47/48 | - | €42,176 | €47,486 | €29,658 | €8,394 | ▼ 71.7% |
| Accrued charges and deferred income492/3 | - | €2,007 | €2,261 | - | €1,884 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,655 | €12,138 | €50,005 | €75,863 | €75,096 | ▼ 1.0% |
| + Depreciation and write-downs630 | €299,339 | €396,709 | €432,574 | €479,208 | €416,891 | ▼ 13.0% |
| Operating cash flow (approximation) | €339,994 | €408,848 | €482,579 | €555,071 | €491,987 | ▼ 11.4% |
| Investment in fixed assets (approximation) | - | -€429,804 | -€677,513 | -€32,841 | -€399,954 | ▼ 1,118% |
| Change in cash | - | -€25,757 | €60,760 | -€86,458 | €16,501 | ▲ 119% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €75,863 ▲51.7%
Net result €75,863, the highest in the series.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €40,655
Net result €40,655 after one loss-making year.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 104 days late
2019
31-12
Financial
Weakest financial yearnet -€2.2m
Net result drops to -€2.2m, the lowest in the series; recovery starts the following year.
02-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 124 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2008
Ground area
133 m²
Building footprint
87 m²
Volume, LiDAR
677 m³
Parcel 55020C0153/00Y000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOUDIMM.S.A.
since 20082.171.845.440
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0153/00Y000 | Wallonia | 133 m² | 1 · 87 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2023 list no shareholders, and no other source names one.
Holdings 1
-
37.9%
According to the 2023 annual accounts of BBK and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 2,415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-07-1990
Fiscal year end31-12
Activities, NACEBEL 2025
33200Installation of industrial machinery and equipment
71121Engineering and related technical consultancy, excluding land surveyors
25999Manufacture of fabricated metal products, except machinery and equipment
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441507970
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.