Skip to content

STUVEX INTERNATIONAL

Active
Public limited companyfounded 1986active for 40 yearsHeiveldekens 8, 2550 Kontich, BelgiumKBO/BCE: BE 0428.678.335
Summary

STUVEX INTERNATIONAL has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.9m and a net result of -€103,486. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 54% of 2,440 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Other construction installation
NACE 43240Engineering and related technical consultancy, excluding land surveyors NACE 71121
5th largest company by equity in Kontich, Construction sector1 site
Size
€10.0mturnover 2025
Staff
31 FTE
Equity
€2.9m
Loss
-€103,486
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Parent
ISMA · 100%
Holdings
2
  • STIF SADirector · permanent representative José Burgos
  • Torino HoldingManaging director · permanent representative Karen Van Aelst
Auditor: BDO Bedrijfsrevisoren bv2025 accounts 46 days early7 of 19 deeds summarised
Why 80raises riskLiquidity: current ratio 1.28, cash €98,521Sector: Specialised construction activities (NACE 43)Size: turnover €10.0m, 31 FTE, total assets €6.3mlowers riskFounded in 1986Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 30% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Weak
Solvency 71-1
equity 45.6% of total assets
Liquidity 29=
short-term debt 47.4% · cash 1.6%
Profitability 24-57
return on assets -1.6%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.5%● unchanged vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value
Credit of up to €220,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.28, compared with 1.36 in 2024, below the usual 1.5; short-term debt: 47.4% and cash: 1.6% of total assets), and 54.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 61% on solvency, 22% on liquidity, 10% on profitability and 28% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.28, cash €98,521
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: turnover €10.0m, 31 FTE, total assets €6.3m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
50 days early
2023
58 days early
2022
46 days early
2021
46 days early
2020
57 days early
2019
59 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointment: STIF SA (director)Permanent representatives: José Burgos and…
  2. Resignation: Torino Holding BV (director)Permanent representative: Kris De Coninck
  3. Annual accounts filedfinancial year 2025 · full…

Key points

  • Caution: From profit to loss in 2025after €979,239 in 2024 -€103,486 View
  • Caution: Among the weakest 9% on net resultsector median €43,005 · 2,441 companies -€103,486 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by ISMAultimately: Stif sa 100% View
  • New directorslatest change 01-06-2026 · 2 in office 2 joined View

By topic

Financials

Financial year
2025
Turnover
€10.0m
Loss
-€103,486
Solvency
45.6%
Turnover▼ 6.6%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
ISMA · 100%
Auditor
BDO Bedrijfsrevisoren bv
  • STIF SADirector
  • Torino HoldingManaging director
Go to Board & ownership

Timeline

Events
49
Since
1987
Next accounts
by 31-07-2027
  1. 04-02-2026Reappointment: BDO Bedrijfsrevisoren BV (statutory auditor)
  2. 31-12-2025Weakest financial year
  3. 30-07-2025Resignations: VICLO BV (director) and GROUP MC…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other construction installationNACE 43240
Founded
27-03-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about STUVEX INTERNATIONAL

What is the company number of STUVEX INTERNATIONAL?
0428.678.335. In Belgium the VAT number is the company number with BE in front: BE 0428.678.335.
Where is STUVEX INTERNATIONAL based?
The registered office is at Heiveldekens 8, 2550 Kontich.Company details
What does STUVEX INTERNATIONAL do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of STUVEX INTERNATIONAL?
Public limited company (NV).
When was STUVEX INTERNATIONAL founded?
On 27-03-1986.
Is STUVEX INTERNATIONAL still active?
Yes, STUVEX INTERNATIONAL is an active enterprise in the KBO register.
How many employees does STUVEX INTERNATIONAL have?
On average 31 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STUVEX INTERNATIONAL?
€10.0m in financial year 2025, according to the filed annual accounts.
Is STUVEX INTERNATIONAL profitable?
In financial year 2025, STUVEX INTERNATIONAL made a loss of €103,486.
Where can I find the annual accounts of STUVEX INTERNATIONAL?
STUVEX INTERNATIONAL filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STUVEX INTERNATIONAL due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to STUVEX INTERNATIONAL

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.