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DESMOSIA

Active
Private limited companyfounded 20179 yrs activeClos du Vert-champ 23, 4000 Liège, BelgiumKBO/BCE: BE 0669.508.648
Summary

The annual accounts of DESMOSIA for fiscal year 2025 show a net loss of 54% of total assets. The 2025 annual accounts show equity of €88,734 and a net result of -€62,443. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 923 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Employment placement agencies
NACE 78100
2 sites
Size
€115,754total assets 2025
Staff
1.4 FTE
Equity
€88,734
Loss
-€62,443
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 99 d early0 of 4 deeds read
Why 55Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €62,443, the second in a row (FY 2025)+ Liquidity: current ratio 4.57, cash €14,950+ Equity €88,734 (76.7% of total assets)+ Sector Employment activities (NACE 78)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 78, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100+2
equity 76.7% of total assets
Liquidity 59+15
short-term debt 20.7% · cash 12.9%
Profitability 0-6
return on assets -53.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,354 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -4.0% vs 01-2025 03-2025: 0.1%▼ -2.1% vs 02-2025lowest value 04-2025: 0.1%▲ +14.7% vs 03-2025 05-2025: 0.1%▼ -0.9% vs 04-2025 06-2025: 0.1%▲ +4.6% vs 05-2025 07-2025: 0.1%▲ +23.0% vs 06-2025 08-2025: 0.3%▲ +129% vs 07-2025 09-2025: 0.7%▲ +124% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -0.1% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.8%▲ +11.5% vs 03-2026highest value 05-2026: 0.6%▼ -27.3% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.6%▲ +0.7% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Loss of €62,443, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 4.57, cash €14,950 lowers the probability
  • Equity €88,734 (76.7% of total assets) lowers the probability
  • Sector Employment activities (NACE 78) lowers the probability
Credit up to €4,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.57 against 3.52 in 2024; short-term debt: 20.7% and cash: 12.9% of total assets), and 23.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 88%, liquidity 52%, profitability 7%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €62,443, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.57, cash €14,950
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €88,734 (76.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Employment activities (NACE 78)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€62,443
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
99 d early
2024
29 d late
2023
28 d late
2022
68 d early
2021
19 d early
2020
23 d early
2019
73 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€62,443
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €14,707 · 923 companies -€62,443 View
  • Caution: Equity fell in 2025from €151,177 to €88,734 ▼ 41.3% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€62,443 View

By topic

Financials

Fiscal year
2025
Total assets
€115,754
Loss
-€62,443
Solvency
76.7%
Total assets▼ 44.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 23-04-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Employment placement agenciesNACE 78100
Founded
12-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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