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Balconstruct

Active
Private limited companyfounded 20214 yrs activeLange Munte 77, 9860 Oosterzele, BelgiumKBO/BCE: BE 0779.514.269
Summary

Balconstruct has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €604,029 and a net result of €283,003. Equity is growing by ~95.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 2712 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
BalconstructActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€1.6mtotal assets 2025
Equity
€604,029
Profit
€283,003
Turnover not published (abridged schema)Net result +115%: other schema
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Accounts 27 d early0 of 2 deeds read
Why 66- Founded in 2021- Sector Construction of residential and non-residential buildings (NACE 41)+ Figures for FY 2025 (filed 04-07-2026)+ Size: total assets €1.6mShow the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 57% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 62+17
equity 36.9% of total assets
Liquidity 28+19
short-term debt 63.1% · cash 8.9%
Profitability 89+10
return on assets 17.3%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.3%▼ -11.0% vs 12-2024lowest value 02-2025: 0.3%● 0.0% vs 01-2025lowest value 03-2025: 0.7%▲ +115% vs 02-2025 04-2025: 0.8%▲ +19.8% vs 03-2025 05-2025: 1.0%▲ +25.8% vs 04-2025 06-2025: 1.1%▲ +2.2% vs 05-2025 07-2025: 1.2%▲ +12.2% vs 06-2025 08-2025: 2.5%▲ +106% vs 07-2025 09-2025: 2.0%▼ -18.9% vs 08-2025 10-2025: 2.0%● 0.0% vs 09-2025 11-2025: 2.0%● 0.0% vs 10-2025 12-2025: 1.9%▼ -3.1% vs 11-2025 01-2026: 1.9%▼ -0.6% vs 12-2025 02-2026: 1.9%▲ +0.9% vs 01-2026 03-2026: 1.9%● 0.0% vs 02-2026 04-2026: 2.5%▲ +28.2% vs 03-2026 05-2026: 3.2%▲ +28.9% vs 04-2026 06-2026: 3.7%▲ +14.9% vs 05-2026 07-2026: 4.2%▲ +12.8% vs 06-2026highest value 08-2026: 1.2%▼ -71.7% vs 07-2026 09-2026: 1.2%● 0.0% vs 08-2026 10-2026: 1.2%● 0.0% vs 09-2026
  • Founded in 2021 raises the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Figures for FY 2025 (filed 04-07-2026) lowers the probability
  • Size: total assets €1.6m lowers the probability for this profile
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.26 in 2024; short-term debt: 63.1% and cash: 8.9% of total assets), but 63.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 44%, liquidity 23%, profitability 74%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 04-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
27 d early
2024
29 d early
2023
22 d early
2022
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2022net €283,003 ▲115%
  3. Equity above €500,000Eq €604,029 ▲88.2%

Key points

  • Positive: Result rose in 2025different schema filed ▲ 115% View
  • Positive: Among the best 8% on net resultsector median €19,390 · 2,706 companies €283,003 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€283,003
Solvency
36.9%
Total assets▲ 3.7%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 04-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2022
  3. 31-12-2025Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
30-12-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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