MOBO
ActiveSummary
The computed 12-month bankruptcy probability of MOBO is 2.2% (moderate). The 2024 annual accounts show equity of €391k and a net result of €313k. Equity is growing by ~72.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 7445 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+28
Solvency57▲+24
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.02 in 2023; short-term debt: 67.8% and cash: 12.4% of total assets), and 68.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
1 d early
2022
35 d early
2021
9 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€391k▲ 398%
2023 · €79k
2021: €43klowest in 4 years
2022: €55k▲ +28.1% vs 2021
2023: €79k▲ +42.6% vs 2022
2024: €391k▲ +398% vs 2023highest in 4 years
2021 → 2024
Total assets
€1.23M▲ 18.2%
2023 · €1.04M
2021: €446klowest in 4 years
2022: €879k▲ +97.2% vs 2021
2023: €1.04M▲ +18.2% vs 2022
2024: €1.23M▲ +18.2% vs 2023highest in 4 years
2021 → 2024
Net result
€313k▲ 1,232%
2023 · €23k
2021: €42k
2022: €12k▼ -71.3% vs 2021lowest in 4 years
2023: €23k▲ +94.5% vs 2022
2024: €313k▲ +1232% vs 2023highest in 4 years
2021 → 2024
Working capital
€338k▲ 1,345%
2023 · €23k
2021: €39k
2022: €34k▼ -13.2% vs 2021
2023: €23k▼ -30.6% vs 2022lowest in 4 years
2024: €338k▲ +1345% vs 2023highest in 4 years
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€43k-€55k▲ 28.1%€79k▲ 42.6%€391k▲ 398%
2021: €43klowest in 4 years
2022: €55k▲ +28.1% vs 2021
2023: €79k▲ +42.6% vs 2022
2024: €391k▲ +398% vs 2023highest in 4 years
Operating result€57k-€20k▼ 64.5%€42k▲ 105%€497k▲ 1,087%
2021: €57k
2022: €20k▼ -64.5% vs 2021lowest in 4 years
2023: €42k▲ +105% vs 2022
2024: €497k▲ +1087% vs 2023highest in 4 years
Net result€42k-€12k▼ 71.3%€23k▲ 94.5%€313k▲ 1,232%
2021: €42k
2022: €12k▼ -71.3% vs 2021lowest in 4 years
2023: €23k▲ +94.5% vs 2022
2024: €313k▲ +1232% vs 2023highest in 4 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1,087% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.23M
Fixed assets
€57k ▼ 18.5%
Current assets
€1.17M ▲ 20.8%
Equity and liabilities €1.23M
Equity
€391k ▲ 398%
Debt
€836k ▼ 12.9%
Debt's share of the balance-sheet total falls from 92.4% to 68.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€510k▲
2023 · €55k
Cash flow
€327k▲
2023 · €37k
Current ratio
1.41▲
2023 · 1.02
Quick ratio
0.68▲
2023 · 0.66
Debt to equity
2.14▼
2023 · 12.21
ROE
79.9%▲
2023 · 29.9%
ROA
25.5%▲
2023 · 2.3%
Interest coverage
14.85▲
2023 · 6.30
Debt ≤ 1 year
€833k▼
2023 · €946k
Debt > 1 year
€4k▼
2023 · €15k
Income taxes
€149k▲
2023 · €11k
Staff costs
€117k▲
2023 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.04M€1.23M▲
Fixed assets21/28€70k€57k▼
Tangible fixed assets22/27€70k€57k▼
Plant, machinery and equipment23€18k€14k▼
Furniture and vehicles24€13k€10k▼
Leasing and similar rights25€39k€33k▼
Current assets29/58€969k€1.17M▲
Stocks and contracts in progress3€349k€601k▲
Stocks30/36-€426k
Contracts in progress37€349k€175k▼
Amounts receivable within one year40/41€601k€415k▼
Trade receivables40€449k€254k▼
Other amounts receivable41€152k€160k▲
Cash at bank and in hand54/58€17k€153k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.23M▲
Equity10/15€79k€391k▲
Contributions10/11€1k€1k=
Reserves13€78k€391k▲
Distributable reserves133€78k€391k▲
Profit (loss) carried forward14-€-83
Amounts payable17/49€960k€836k▼
Amounts payable after more than one year17€15k€4k▼
Financial debts170/4€15k€4k▼
Amounts payable within one year42/48€946k€833k▼
Current portion of amounts payable after more than one year42€15k€11k▼
Financial debts43€369k€421k▲
Other loans439€369k€421k▲
Trade debts44€320k€248k▼
Suppliers440/4€320k€248k▼
Taxes, remuneration and social security45€16k€153k▲
Taxes450/3€12k€145k▲
Remuneration and social security454/9€4k€8k▲
Other amounts payable47/48€226k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€116k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€4k€16k▲
Gross operating margin9900€176k€644k▲
Operating profit (loss)9901€42k€497k▲
Financial income75/76B€987€41▼
Recurring financial income75€987€41▼
Financial charges65/66B€9k€34k▲
Recurring financial charges65€9k€34k▲
Profit (loss) for the period before taxes9903€34k€462k▲
Income taxes67/77€11k€149k▲
Profit (loss) for the period9904€23k€313k▲
Profit (loss) for the period to be appropriated9905€23k€313k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€313k▲
Transfer to equity691/2€23k€313k▲
To other reserves6921€23k€313k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €64k | €94k | €116k | €117k | ▲ 0.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | €14k | €14k | ▲ 2.8% |
| Other operating charges640/8 | €3k | €5k | €4k | €16k | ▲ 296% |
| Gross operating margin9900 | €131k | €126k | €176k | €644k | ▲ 267% |
| Operating profit (loss)9901 | €57k | €20k | €42k | €497k | ▲ 1,087% |
| Financial income75/76B | €1k | €433 | €987 | €41 | ▼ 95.8% |
| Recurring financial income75 | €1k | €433 | €987 | €41 | ▼ 95.8% |
| Financial charges65/66B | €3k | €4k | €9k | €34k | ▲ 291% |
| Recurring financial charges65 | €3k | €4k | €9k | €34k | ▲ 291% |
| Profit (loss) for the period before taxes9903 | €55k | €17k | €34k | €462k | ▲ 1,258% |
| Income taxes67/77 | €13k | €5k | €11k | €149k | ▲ 1,316% |
| Profit (loss) for the period9904 | €42k | €12k | €23k | €313k | ▲ 1,232% |
| Profit (loss) for the period to be appropriated9905 | €42k | €12k | €23k | €313k | ▲ 1,232% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €446k | €879k | €1.04M | €1.23M | ▲ 18.2% |
| Fixed assets21/28 | €50k | €78k | €70k | €57k | ▼ 18.5% |
| Tangible fixed assets22/27 | €50k | €78k | €70k | €57k | ▼ 18.5% |
| Plant, machinery and equipment23 | - | €18k | €18k | €14k | ▼ 26.0% |
| Furniture and vehicles24 | €941 | €16k | €13k | €10k | ▼ 19.3% |
| Leasing and similar rights25 | €49k | €45k | €39k | €33k | ▼ 14.6% |
| Current assets29/58 | €396k | €801k | €969k | €1.17M | ▲ 20.8% |
| Stocks and contracts in progress3 | - | €132k | €349k | €601k | ▲ 72.2% |
| Stocks30/36 | - | - | - | €426k | - |
| Contracts in progress37 | - | €132k | €349k | €175k | ▼ 49.7% |
| Amounts receivable within one year40/41 | €348k | €570k | €601k | €415k | ▼ 31.0% |
| Trade receivables40 | €221k | €314k | €449k | €254k | ▼ 43.3% |
| Other amounts receivable41 | €127k | €256k | €152k | €160k | ▲ 5.5% |
| Cash at bank and in hand54/58 | €45k | €98k | €17k | €153k | ▲ 792% |
| Deferred charges and accrued income490/1 | €3k | €613 | €2k | €2k | ▲ 24.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €446k | €879k | €1.04M | €1.23M | ▲ 18.2% |
| Equity10/15 | €43k | €55k | €79k | €391k | ▲ 398% |
| Contributions10/11 | €1k | €1k | €1k | €1k | = |
| Reserves13 | €42k | €54k | €78k | €391k | ▲ 403% |
| Distributable reserves133 | €42k | €54k | €78k | €391k | ▲ 403% |
| Profit (loss) carried forward14 | - | - | - | €-83 | - |
| Amounts payable17/49 | €403k | €824k | €960k | €836k | ▼ 12.9% |
| Amounts payable after more than one year17 | €45k | €37k | €15k | €4k | ▼ 74.5% |
| Financial debts170/4 | €45k | €37k | €15k | €4k | ▼ 74.5% |
| Amounts payable within one year42/48 | €357k | €767k | €946k | €833k | ▼ 12.0% |
| Current portion of amounts payable after more than one year42 | €15k | €25k | €15k | €11k | ▼ 27.9% |
| Financial debts43 | - | €150k | €369k | €421k | ▲ 14.1% |
| Other loans439 | - | €150k | €369k | €421k | ▲ 14.1% |
| Trade debts44 | €237k | €330k | €320k | €248k | ▼ 22.4% |
| Suppliers440/4 | €237k | €330k | €320k | €248k | ▼ 22.4% |
| Advances received on contracts in progress46 | €90k | €0 | - | - | - |
| Taxes, remuneration and social security45 | €14k | €14k | €16k | €153k | ▲ 844% |
| Taxes450/3 | €13k | €5k | €12k | €145k | ▲ 1,074% |
| Remuneration and social security454/9 | €1k | €9k | €4k | €8k | ▲ 101% |
| Other amounts payable47/48 | €805 | €248k | €226k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €20k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €12k | €23k | €313k | ▲ 1,232% |
| + Depreciation and write-downs630 | €7k | €7k | €14k | €14k | ▲ 2.8% |
| Operating cash flow (approximation) | €49k | €19k | €37k | €327k | ▲ 783% |
| Investment in fixed assets (approximation) | - | €-36k | €-5k | €-1k | ▲ 79.7% |
| Change in cash | - | €52k | €-81k | €136k | ▲ 268% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €313k ▲1,232%
Operating result €497k, net result €313k, both a record.
31-12
Financial
Equity above €200kEq €391k ▲398%
4 profitable years in a row build equity to €391k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €12k ▼71.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2020
Ground area
218 m²
Building footprint
277 m²
Volume, LiDAR
965 m³
Parcel 44052A0293/00C000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
MOBO
since 20202.309.864.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44052A0293/00C000 | Flanders | 218 m² | 1 · 277 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 478 EUR awarded · 478 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 273 EUR | 273 EUR |
| 2022 | 1 | 205 EUR | 205 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
NICOLAS SIX UNITS
BE 0719.889.755
Beloeil · Eq €391,954
VERHELST AFWERKINGSSPECIALIST
BE 0424.998.768
Oudenburg · Eq €391,965
REGARDS D'EAU
BE 0835.637.578
Tournai · Eq €390,694
VERMEULEN NICK
BE 0534.997.461
Staden · Eq €390,668
POOL CONCEPT
BE 0810.851.407
Tintigny · Eq €392,270
Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 4,977 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
25110Manufacture of metal structures and parts of structures
43230Insulation installation
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.