FICCIT

Active

Private limited companyfounded 2021active for 5 yearsHof Resselaar 15, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0766.365.326

Summary

FICCIT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €900,565 and a net result of €210,257. Equity is growing by about 57% per year across the filed financial years. Its solvency ranks better than 68% of 9,320 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

FICCITActiveChecked score 69/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€1.5mtotal assets 2025

Equity: €900,565
Profit: €210,257

Turnover not published (micro format)

Financial health

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Structure

Schiettecatte CindyManaging director

2025 accounts 136 days early1 of 2 deeds summarised

Why 69raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 20211 of the last 3 latelowers riskSize: total assets €1.5mShow the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 70% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 85-1

equity 59.7% of total assets

Liquidity 65-2

short-term debt 7.5% · cash 11.8%

Profitability 86-14

return on assets 13.9%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,441 companies, NACE 41, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.7%▼ -0.1 percentage points vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025lowest value 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.3%▲ +0.5 percentage points vs 07-2025 09-2025: 1.5%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 0.9%▼ -1.0 percentage point vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%▼ -0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.18, compared with 5.7 in 2024, above the usual 1.5; short-term debt: 7.5% and cash: 11.8% of total assets), and 40.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 69% on solvency, 70% on liquidity, 70% on profitability and 71% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 of the last 3 late

NBB · filings

Size: total assets €1.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

136 days early

2024

89 days late

2023

12 days late

2022

69 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 9 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 September (3 of the last 4 filed years within 48 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-03-2026 Annual accounts filedfinancial year 2025 · micro…
28-10-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2022 to 2025net €371,859 ▲39.4%

Key points

Positive: Among the best 5% on net resultsector median €8,519 · 9,310 companies €210,257 View
Caution: Result fell in 2025from €371,859 to €210,257 ▼ 43.5% View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €1.5m
Profit: €210,257
Solvency: 59.7%

Total assets▲ 33.6%

Net result

20222025

Go to Financials

Board & ownership

Board: 1 member

Schiettecatte CindyManaging director

Go to Board & ownership

Timeline

Events: 10
Since: 2023
Next accounts: by 31-07-2027

31-12-2024Liquidity more than doubled
31-12-2024Equity above €500,000
12-12-2024Appointment: Schiettecatte Cindy (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 06-04-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about FICCIT

What is the company number of FICCIT?: 0766.365.326. In Belgium the VAT number is the company number with BE in front: BE 0766.365.326.
Where is FICCIT based?: The registered office is at Hof Resselaar 15, 9820 Merelbeke-Melle.Company details
What does FICCIT do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of FICCIT?: Private limited company (BV).
When was FICCIT founded?: On 06-04-2021.
Is FICCIT still active?: Yes, FICCIT is an active enterprise in the KBO register.
What is the turnover of FICCIT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FICCIT profitable?: In financial year 2025, FICCIT made a profit of €210,257.
Where can I find the annual accounts of FICCIT?: FICCIT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FICCIT due?: By 31-07-2027, for financial year 2026.Timeline