B2B GROUP · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

B2B GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €27k and a net result of €111k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 1211 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1211 sector peers (2025).

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	19-05-2026	19 d late	2026-00114085
30-09-2024	30-04-2025	27-05-2025	27 d late	2025-00107574
30-09-2023	30-04-2024	19-02-2024	71 d early	2024-00032343
31-12-2021	31-07-2022	18-08-2022	18 d late	2022-20298389
31-12-2020	31-07-2021	29-10-2021	90 d late	2021-75100447
31-12-2019	31-07-2020	20-10-2020	81 d late	2020-62200121
31-12-2018	31-07-2019	29-08-2019	29 d late	2019-56300023
31-12-2017	31-07-2018	27-09-2018	58 d late	2018-65700469
31-12-2016	31-07-2017	07-07-2017	24 d early	2017-28600054
31-12-2015	31-07-2016	08-07-2016	23 d early	2016-29200275

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2000, 25 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€27k

Net result€111k+458.1%

Total assets€1.34M-11.2%

Solvency2.0%+7.6pp

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 19-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~3.4%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	2.0%	47.4%	better than 10% of 1211 sector peers
Net result	€111k	€43k	better than 81% of 1210 sector peers
Equity	€27k	€85k	better than 26% of 1211 sector peers
Gross operating margin	€283k	€70k	better than 91% of 1207 sector peers
Staff costs	€24k	€7k	higher than 58% of 86 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P10

Weakening position over 2020-2025 · n=357-3139

Net result P81

Improving position over 2020-2025 · n=356-3135

Equity P26

Weakening position over 2020-2025 · n=357-3140

Gross operating margin P91

Stable position over 2020-2025 · n=354-3132

Describes the position versus peers, not a forecast.

Net profit

€111k

+458.1% 18-25

Total assets

€1.34M

-11.2% 18-25

Equity

€27k

- 18-25

Employees (FTE)

0

- 18-25

Staff costs

€24k

+0.9% 18-25

Income taxes

€536

-99.2% 18-25

Dividends

€0

- 18-25

Debt

€1.31M

-17.6% 18-25

Debt ≤ 1y

€336k

-31.1% 18-25

Debt > 1y

€975k

-11.6% 18-25

Solvency

2.0%

- 18-25

ROE

416.4%

- 18-25

ROA

8.3%

+528.2% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	n/a
EBITDA	n/a
Net profit	€111k
Cash flow	n/a
Staff costs	€24k
Income taxes	€536
Dividends	-
Total assets	€1.34M
Equity	€27k
Debt	€1.31M
of which ≤ 1y	€336k
of which > 1y	€975k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	2.0%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	8.3%
ROE	416.4%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €1.34M · 100.0% Current assets €667 · 0.1%

Equity & liabilities

Equity €27k · 2.0% Debt €1.31M · 98.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.34M
Fixed assets	21/28	€1.34M
Tangible fixed assets	22/27	€1.34M
Financial fixed assets	28	€205
Current assets	29/58	€667
Amounts receivable within one year	40/41	€265
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.34M
Equity	10/15	€27k
Contributions / capital	10/11	€65k
Accumulated profits (losses)	14	€-38k
Amounts payable	17/49	€1.31M
Amounts payable after one year	17	€975k
Amounts payable within one year	42/48	€336k
Trade debts payable within one year	44	€21k
Income statement
Gross operating margin	9900	€283k
Operating result	9901	€159k
Financial income	75	€129
Financial charges	65	€47k
Result before taxes	9903	€112k
Income taxes	67/77	€536
Net result for the period	9904	€111k
Result to be appropriated	9905	€111k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

2 directors

Current directors & mandates

Gabriel ÜZGEN
Director
State Gazette act 23473420 (22-12-2023)

Current
22-12-2023 → present
2 events
- 22-12-2023 Resigned· Director
- 22-12-2023 Appointed· Director
Mathias Bjorn Wolfgang JEFFMAR
Director
State Gazette act 23473420 (22-12-2023)

Current
22-12-2023 → present
2 events
- 22-12-2023 Resigned· Director
- 22-12-2023 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Activiteiten van holdings(64210)
Legal form	Private limited company(610)
Incorporation	22-12-2000
Status	Active
Postal code	1050

Structure & network

Connections & network

4 connected companies

Group structure

CLEAN TECH INVESTMENTS

We sit on their board · 1 location

→

Engeland Properties

We sit on their board · 1 location

→

JETTE VILLAGE

We sit on their board · 1 location

→

LE CÔTE VERRE

We sit on their board · 1 location

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

4 parties

B2B GROUPBE 0473.602.401

controls

Where this company holds controlthis company sits on their board4

CLEAN TECH INVESTMENTS

1 location

Engeland Properties

1 location

JETTE VILLAGE

1 location

LE CÔTE VERRE

1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Franklin Rooseveltlaan 1131050 Brussel

Establishment units

1 location

B2B GROUP

Franklin Rooseveltlaan 109, 1050 BrusselFinanciële holdings

since 20012.096.939.961

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area3,646 m²

Buildings2

Building footprint903 m²

Volume (LiDAR)11,856 m³

Tallest building19.9 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21822R0260/00Y002	Brussels	2,436 m²	1 · 504 m²	14.8 m · 4 fl.
21822R0261/00M000	Brussels	1,210 m²	1 · 400 m²	19.9 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts

All acts · 4 updated 2 years ago

2023

22-12-2023 2 directors appointed, 2 resigning Director changes·Vincent VRONINKS

Gabriel ÜZGEN, Bestuurder
Mathias Bjorn Wolfgang JEFFMAR, Bestuurder
Gabriel ÜZGEN, Bestuurder
Mathias Bjorn Wolfgang JEFFMAR, Bestuurder

Notary: Vincent VRONINKS · IxellesFirm: VRONINKS, RICKER, WEYTS & SACRE - notaires associés

Original publication ↗

14-04-2023 Act object · Board meeting · General meeting · Officer appointment Open-capture extraction

Act object: Dagelijks bestuur en delegatie van bevoegdheden · BESIX Group
Publication: 14/04/2023 · BESIX Group
Filing: 05/04/2023 · BESIX Group
Board meeting: 13/12/2022 · BESIX Group
General meeting: 22/03/2023 · BESIX Group
Officer appointment: role: Vicevoorzitter, start_date: 2022-12-13 · Bevafin bv
Officer appointment: role: Chief Executive Officer, start_date: 2022-12-13 · Althiel srl
Officer appointment: role: Chief Finance Officer, start_date: 2022-12-13 · Gabeli srl
Officer appointment: role: Secretary General, start_date: 2022-12-13 · Arthepa srl/bv
Officer appointment: role: Chief Human Resources Officer, start_date: 2022-12-13 · Gacco bv
Permanent representative · Johan BEERLANDT
Permanent representative · Pierre SIRONVAL
Permanent representative · Hans BEERLANDT
Permanent representative · Frédéric de SCHREVEL
Permanent representative · Geert AELBRECHT
Permanent representative · Jan VAN STEIRTEGHEМ
Permanent representative · Mathieu DECHAMPS
Permanent representative · Gabriel ÜZGEN
Permanent representative · Tom NEYRINCK
Permanent representative · Marc DUVIEUSART
Power of attorney: formaliteiten KBO en Staatsblad · Jean Van den Bossche
Power of attorney: formaliteiten KBO en Staatsblad · Jean Van den Bossche
Permanent representative: start_date: 08/11/2022 · Sébastien Schueremans
Officer resignation: role: vaste vertegenwoordiger Commissaris, end_date: 2022-11-08 · Anton Nuttens

Summary: Act object · Board meeting · General meeting · Officer appointment

Original publication ↗

14-04-2023 Act object · Board meeting · General meeting · Power of attorney Open-capture extraction

Act object: Gestion journalière et délégation de pouvoirs · BESIX Group
Publication: 14/04/2023 · BESIX Group
Filing: 05/04/2023 · BESIX Group
Board meeting: 13/12/2022 · BESIX Group
General meeting: 22/03/2023 · BESIX Group
Power of attorney: role: Vice-Président, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Bevafin srl
Power of attorney: role: Chief Executive Officer, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Althiel srl
Power of attorney: role: Chief Finance Officer, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Gabeli srl
Power of attorney: role: Secretary General, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Arthepa srl/bv
Power of attorney: role: Chief Human Resources Officer, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Gacco bv
Power of attorney: role: General Manager Europe, scope: Liste A, start_date: 13/12/2022 · Kyokan bv
Power of attorney: role: General Manager Key Projects, scope: Liste A, start_date: 13/12/2022 · Jean POLET
Power of attorney: role: General Manager International, scope: Liste A, start_date: 13/12/2022 · Athena International srl
Power of attorney: role: Real Estate Development Director, scope: Liste A, start_date: 13/12/2022 · B2B Group sa
Power of attorney: role: Concessions & Assets Director, scope: Liste A, start_date: 13/12/2022 · JQTM bv
Power of attorney: role: Liste B, scope: Liste B, start_date: 13/12/2022 · Vincent DELCOUR
Power of attorney: role: General Counsel, scope: Liste B, start_date: 13/12/2022 · Rhodos srl
Power of attorney: role: Group Consolidation & Reporting Director, scope: Liste B, start_date: 13/12/2022 · Willem EGGERICKX
Power of attorney: role: Head of Purchasing, scope: Liste B, start_date: 13/12/2022 · Sylvain SAINTON
Power of attorney: role: Senior Manager Concessions & Assets Europe, scope: Liste C, start_date: 13/12/2022 · Johan BEL
Power of attorney: role: Head of Corporate Communication, scope: Liste C, start_date: 13/12/2022 · Florence BRIBOSIA
Power of attorney: role: Treasury Operations Manager, scope: Liste C, start_date: 13/12/2022 · Michael CARRO TORRES
Power of attorney: role: Insurance Manager, scope: Liste C, start_date: 13/12/2022 · Nathalie DEWELL
Power of attorney: role: Director New Business Ventures, scope: Liste C, start_date: 13/12/2022 · Pauline DIJON
Power of attorney: role: Senior Manager Project Financing & Development Support, scope: Liste C, start_date: 13/12/2022 · Vincent GERRESCH
Power of attorney: role: Chief Accountant, scope: Liste C, start_date: 13/12/2022 · Sophie GHESQUIERE
Power of attorney: role: Head of Group ICT, scope: Liste C, start_date: 13/12/2022 · Werner GODAERT
Power of attorney: role: Tax Director, scope: Liste C, start_date: 13/12/2022 · Anouk KIELEMOES
Power of attorney: role: Finance & Administration Manager Concessions & Assets Europe, scope: Liste C, start_date: 13/12/2022 · Melissa PATEET
Power of attorney: role: Group Reporting Manager, scope: Liste C, start_date: 13/12/2022 · Kevin TROCH
Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer la modification des données dans la Banque Carrefour des Entreprises et en vue de la publication au Moniteur belge · Jean Van den Bossche
Permanent representative · Johan BEERLANDT
Permanent representative · Pierre SIRONVAL
Permanent representative · Hans BEERLANDT
Permanent representative · Frédéric de SCHREVEL
Permanent representative · Geert AELBRECHT
Permanent representative · Jan Van STEIRTEGHEM
Permanent representative · Mathieu DECHAMPS
Permanent representative · Gabriel ÜZGEN
Permanent representative · Tom NEYRINCK
Permanent representative · Marc DUVIEUSART
Permanent representative: start_date: 08/11/2022 · Sébastien Schueremans
Permanent representative: scope: représentant permanent du Commissaire · Anton Nuttens
Power of attorney: date: 01/04/2021 · BESIX Group

Summary: Act object · Board meeting · General meeting · Power of attorney

Original publication ↗

2010

31-08-2010 Act object · General meeting · Officer appointment · Permanent representative Open-capture extraction

Act object: NOMINATIONS · BESIX Real Estate Development
Publication: 31/08/2010 · BESIX Real Estate Development
Filing: 20-08-2010 · BESIX Real Estate Development
General meeting: 17 août 2010 · BESIX Real Estate Development
Officer appointment: role: administrateur, term: 3 ans, expirant à l'Assemblée Générale Ordinaire de juin 2013, start_date: 2010-08-17 · B2B Group
Permanent representative · Gabriel UZGEN
Board meeting: 17 août 2010 · BESIX Real Estate Development
Officer appointment: role: administrateur délégué, term: durée de son mandat d'administrateur, celui-ci étant d'une durée de 3 ans, expirant à l'Assemblée Générale Ordinaire de juin 2013, start_date: 2010-08-17 · B2B Group

Summary: Act object · General meeting · Officer appointment · Permanent representative

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

65 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 100

Solvency 1

Growth 58

Stability 100

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers

Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Similar

Similar companies

Comparable size, same sector

Servida

BE 0797.408.393 · Edegem

Eq €27k→

Parelvisser

BE 0803.711.217 · Gent

Eq €27k→

JORNACO

BE 0780.689.256 · Mol

Eq €27k→

Jupiter Consulting

BE 1002.710.675 · Houthalen-Helchteren

Eq €27k→

Send it

BE 0781.542.658 · Gent

Eq €27k→

We hold annual accounts for 5,518 of the 24,679 companies in this sector. 3,248 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Managementactiviteiten van holdings74151

Primary activity highlighted.

Names & trade names

Legal nameFR

B2B GROUP

Registered office

Franklin Rooseveltlaan 113

1050 Brussel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.