Servida
ActiveSummary
Servida is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€7,589) and a net result of -€34,246. Its solvency ranks better than 5% of 8074 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8074 sector peers (2025).
NBB · sector comparisonPosition among 8074 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€7,589
2024 · €26,657
Net result
-€34,246
2024 · €21,657
Total assets
€59,550▼ 6.4%
2024 · €63,592
Solvency
-12.7%▼ 54.7pp
2024 · 41.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€29,565--€34,107
Net result€21,657within the sector's middle half--€34,246below the sector's middle half
Equity€26,657below the sector's middle half--€7,589below the sector's middle half
Total assets€63,592below the sector's middle half-€59,550below the sector's middle half▼ 6.4%
Debt€36,936-€67,139▲ 81.8%
Working capital€26,657--€7,589
Solvency41.9%within the sector's middle half--12.7%below the sector's middle half▼ 54.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34,107 after €29,565 in 2024.
Key figures and ratios
ROA
-57.5%▼
2024 · 34.1%
Debt ≤ 1 year
€67,139▲
2024 · €36,936
Income taxes
€0▼
2024 · €7,684
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €1,256 | €610 | ▼ 51.4% |
| Gross operating margin9900 | €30,821 | -€33,496 | ▼ 209% |
| Operating profit (loss)9901 | €29,565 | -€34,107 | ▼ 215% |
| Financial charges65/66B | €225 | €139 | ▼ 38.1% |
| Recurring financial charges65 | €225 | €139 | ▼ 38.1% |
| Profit (loss) for the period before taxes9903 | €29,341 | -€34,246 | ▼ 217% |
| Income taxes67/77 | €7,684 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €21,657 | -€34,246 | ▼ 258% |
| Profit (loss) for the period to be appropriated9905 | €21,657 | -€34,246 | ▼ 258% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €63,592 | €59,550 | ▼ 6.4% |
| Current assets29/58 | €63,592 | €59,550 | ▼ 6.4% |
| Amounts receivable after more than one year29 | €54,893 | €54,893 | = |
| Other amounts receivable291 | €54,893 | €54,893 | = |
| Amounts receivable within one year40/41 | €4,087 | €0 | ▼ 100% |
| Other amounts receivable41 | €4,087 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €4,613 | €4,657 | ▲ 0.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €63,592 | €59,550 | ▼ 6.4% |
| Equity10/15 | €26,657 | -€7,589 | ▼ 128% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €21,657 | €0 | ▼ 100% |
| Distributable reserves133 | €21,657 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | -€12,589 | - |
| Amounts payable17/49 | €36,936 | €67,139 | ▲ 81.8% |
| Amounts payable within one year42/48 | €36,936 | €67,139 | ▲ 81.8% |
| Trade debts44 | €19,364 | €49,567 | ▲ 156% |
| Suppliers440/4 | €19,364 | €49,567 | ▲ 156% |
| Taxes, remuneration and social security45 | €7,684 | €7,684 | = |
| Taxes450/3 | €7,684 | €7,684 | = |
| Other amounts payable47/48 | €9,888 | €9,888 | = |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €21,657 | -€34,246 | ▼ 258% |
| Operating cash flow (approximation) | €21,657 | -€34,246 | ▼ 258% |
| Change in cash | - | €44 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2023
Ground area
280 m²
Building footprint
125 m²
Volume, LiDAR
628 m³
Parcel 11013A0002/00C005, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Servida
since 20232.343.416.862
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0002/00C005 | Flanders | 280 m² | 1 · 125 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEMSAR
BE 0734.960.585
Kortrijk · Eq €26,660
B2B GROUP
BE 0473.602.401
Brussel · Eq €26,662
Annvino
BE 0732.885.577
Oud-Turnhout · Eq €26,641
Parelvisser
BE 0803.711.217
Gent · Eq €26,679
JORNACO
BE 0780.689.256
Mol · Eq €26,682
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 8,411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0797408393
Registered
31-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.