Parelvisser
ActiveParelvisser is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €27k and a net result of €2k. Its solvency ranks better than 17% of 9863 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9863 sector peers (2024).
NBB · sector comparisonPosition among 9863 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€27k
Net result
€2k
Total assets
€191k
Solvency
14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €191k
Fixed assets
€129k
Current assets
€62k
Equity and liabilities €191k
Equity
€27k
Debt
€164k
Debt finances 86.0% of the balance-sheet total.
Key figures and ratios
Solvency
14.0%
ROE
6.3%
ROA
0.9%
Debt
€164k
Debt ≤ 1 year
€48k
Debt > 1 year
€116k
Income taxes
€630
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€191k
Fixed assets21/28€129k
Financial fixed assets28€129k
Current assets29/58€62k
Amounts receivable within one year40/41€59k
Trade receivables40€12k
Other amounts receivable41€47k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€191k
Equity10/15€27k
Contributions10/11€25k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€164k
Amounts payable after more than one year17€116k
Financial debts170/4€116k
Amounts payable within one year42/48€48k
Current portion of amounts payable after more than one year42€23k
Trade debts44€19k
Suppliers440/4€19k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€1k
Income statement
Code2024
Other operating charges640/8€1k
Gross operating margin9900€9k
Operating profit (loss)9901€7k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€630
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Raphaël Monteiro Calisto: Resigned as Director
01-06-2024
Oscar Claus: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coupure 4979000 GentGround area
349 m²
Building footprint
246 m²
Volume, LiDAR
2,118 m³
Parcel 44806F0553/00W000, Flanders · tallest building 21.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Parelvisser
since 20232.347.308.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0553/00W000 | Flanders | 349 m² | 1 · 245 m² | 21.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 8,379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.