AYDAM
ActiveThe computed 12-month bankruptcy probability of AYDAM is 5.9% (elevated). The 2025 annual accounts show negative equity (€-13k) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 4547 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency0=
Growth40=
Track record100
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
28 d early
2024
26 d late
2023
25 d late
2022
31 d late
2021
24 d late
2020
1 d early
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€77k▲ 136%
2020 · €32k
2018: €60k
2020: €32k
2018 → 2022
EBIT margin
1.6%▼ 37.0pp
2020 · 38.6%
2018: 3.4%
2020: 38.6%
2018 → 2022
Net result
€-2k▲ 91.0%
2024 · €-26k
2018: €2k
2019: €-7k
2020: €12k
2021: €-5k
2022: €1k
2023: €-1k
2024: €-26k
2018 → 2025
Working capital
€-13k▼ 0.7%
2024 · €-12k
2018: €12k
2019: €7k
2020: €21k
2021: €16k
2022: €15k
2023: €8k
2024: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€77k
Equity€16k-€17k▲ 6.6%€16k▼ 8.4%€-10k€-13k▼ 22.6%
Operating result€-5k-€1k€-1k€-25k▼ 2,179%€-2k▲ 92.9%
Net result€-5k-€1k€-1k€-26k▼ 1,704%€-2k▲ 91.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €25k in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€418▲
2024 · €-20k
Cash flow
€-93▲
2024 · €-21k
Interest coverage
0.82▲
2024 · -51.11
Debt
€14k▲
2024 · €14k
Debt ≤ 1 year
€14k▲
2024 · €14k
Staff costs
€22k▼
2024 · €31k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€1k▼
Fixed assets21/28€2k-
Tangible fixed assets22/27€2k-
Furniture and vehicles24€2k-
Current assets29/58€1k€1k▼
Amounts receivable within one year40/41€707€536▼
Trade receivables40€707€536▼
Cash at bank and in hand54/58€417€518▲
Equity and liabilities
Total equity and liabilities10/49€3k€1k▼
Equity10/15€-10k€-13k▼
Contributions10/11€8k€8k=
Reserves13€513€513=
Non-distributable reserves130/1€513€513=
Reserves not available under the articles1311€513€513=
Profit (loss) carried forward14€-19k€-21k▼
Amounts payable17/49€14k€14k▲
Amounts payable within one year42/48€14k€14k▲
Financial debts43€1k€2k▲
Credit institutions430/8€1k€2k▲
Trade debts44-€837
Suppliers440/4-€837
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€1k€1k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€6k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€31k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€15k€24k▲
Operating profit (loss)9901€-25k€-2k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€401€511▲
Recurring financial charges65€401€511▲
Profit (loss) for the period before taxes9903€-26k€-2k▲
Profit (loss) for the period9904€-26k€-2k▲
Profit (loss) for the period to be appropriated9905€-26k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-21k▼
Profit (loss) brought forward from the previous period14P€7k€-19k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 9.23
Current ratio from 3.89 to 9.23; short-term debt falls from €7k to €2k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.89
Current ratio from 1.37 to 3.89; short-term debt falls from €20k to €7k.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 209A1050 ElseneGround area
1,042 m²
Building footprint
511 m²
Volume, LiDAR
10,336 m³
2 parcels, Brussels, Flanders · tallest building 29.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
AYDAM
since 20172.259.964.693
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0190/00Y029 | Flanders | 562 m² | 1 · 93 m² | 10.4 m · 2 fl. |
| 21807G0120/00H005 | Brussels | 480 m² | 1 · 417 m² | 29.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JALIL
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NAHEL
BE 0686.849.179
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DZ BUSINESS
BE 0779.532.580
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EYMEN
BE 0443.832.210
Anderlecht · Eq €16k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,979 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2017
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.