AANI GROUP

Active

Private limited companyfounded 20223 yrs activeRue de Flémalle 3, 4101 Seraing, BelgiumKBO/BCE: BE 0793.711.804

Summary

The computed 12-month bankruptcy probability of AANI GROUP is 4.0% (elevated). The 2025 annual accounts show negative equity (-€22,491) and a net result of -€6,060. Equity is shrinking by ~62.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 5080 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

AANI GROUPActiveChecked score 47/100

Risk analysis Report Compare

What they do

On-demand passenger transport by chauffeured vehicle

NACE 49330Non-scheduled passenger transport by road NACE 49320

1 site

How big

€2,553total assets 2025

Equity: -€22,491
Loss: -€6,060

Turnover not published (abridged schema)

Financially healthy?

47 Fair Checked score 2025

Bankruptcy chance 12 m: 4.0%

Who decides

Board: 1 member

Accounts filed 11 d late1 of 5 deeds read

Why 47- Sector Land transport and transport via pipelines (NACE 49)- Ex-officio strike-off in the KBO- Latest accounts 11 days late; 1 of the last 3 late+ Liquidity: current ratio 0.10, cash €2,553Show the evidence

Checked score

Score 2025

47 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 19% of its sector peers (NACE 49, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -881.0% of total assets

Liquidity 50+38

short-term debt 981.0% · cash 100.0%

Profitability 0=

return on assets -237.4%

Bankruptcy probability, 12 months

4.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.0% (8,970 companies)

Sector Land transport and transport via pipelines (NACE 49) raises the probability
Liquidity: current ratio 0.10, cash €2,553 lowers the probability
Ex-officio strike-off in the KBO raises the probability
Latest accounts 11 days late; 1 of the last 3 late raises the probability

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 5%, liquidity 52%, profitability 6%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Land transport and transport via pipelines (NACE 49)

In the bankruptcy model this factor raises the probability.

KBO

Liquidity: current ratio 0.10, cash €2,553

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Latest accounts 11 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year -€22,491

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

11 d late

2024

6 d late

2023

226 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 81 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Checked, nothing found (1)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (3 of the last 3 filed years within 216 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

11-08-26 Annual accounts filedfiscal year 2025 · micro…
11-05-26 Resignation: Bellaâli Assia (director)Appointment: Al Aani Fadi (director)…
06-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€22,491 View
Risk: 3 loss-making years in a rowloss fiscal year 2025 -€6,060 View
Caution: Among the weakest 5% on solvencysector median 38.7% · 5,080 companies -881.0% View
Caution: Board changedlatest change 11-05-2026 · 1 in office 1 joined · 1 left View