ZM COMPANY

Active

Private limited companyfounded 20233 yrs activeJames Ensorstraat 1, 1070 Anderlecht, BelgiumKBO/BCE: BE 0802.880.480

The computed 12-month bankruptcy probability of ZM COMPANY is 9.1% (elevated). The 2024 annual accounts show equity of €2k and a net result of €-77. Its solvency ranks better than 95% of 6717 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

57 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability28

Solvency100

Growth-

Track record79

Bankruptcy probability, 12 months

9.1% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

balance sheet total too small for a liquidity verdict.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

59 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€2k

Total assets

€2k

Net result

€-77

Working capital

Not included in this filing

Turnover and EBIT margin not published: the micro schema does not require them.

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€2k

Current assets29/58€2k

Cash at bank and in hand54/58€2k

Equity and liabilities

Total equity and liabilities10/49€2k

Equity10/15€2k

Contributions10/11€2k

Profit (loss) carried forward14€-77

Income statement Code2024

Financial charges65/66B€77

Recurring financial charges65€77

Profit (loss) for the period before taxes9903€-77

Profit (loss) for the period9904€-77

Profit (loss) for the period to be appropriated9905€-77

Appropriation of the result

Profit (loss) to be appropriated9906€-77

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

28-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 59 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

James Ensorstraat 11070 Anderlecht

Ground area

95 m²

Building footprint

53 m²

Volume, LiDAR

640 m³

Parcel 21304B0091/00X003, Brussels · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

ZM COMPANY

James Ensorstraat 1, 1070 AnderlechtNon-scheduled passenger transport by road

since 20232.347.096.033

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21304B0091/00X003	Brussels	94 m²	1 · 53 m²	12.9 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,051 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-06-2023

Fiscal year end31-12

Activities, NACEBEL

49320Taxi operation

49330On-demand passenger transport by chauffeured vehicle

49410Freight transport by road

52250Logistics services

52290Warehousing and support activities for transportation

53100Postal and courier activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.