Equity
Equity fell by 78% in 15 years.
Equity fell by 78% in 15 years.
The last five annual accounts were filed 4 to 54 days before the end of the period.
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 78% of them on solvency, 81% on liquidity, 50% on profitability and 73% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 31,368 companies had the same profile as AUTO CHIC has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AUTO CHIC itself: < 0.1% within 12 months.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for AUTO CHIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.99 (2.88 in 2024), above the usual 1.5. Short-term debt is 29.6% and cash 26.8% of total assets. 29.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| AUTO CHIC Uccle | €84,747 | €7,298 | 70.4% | - |
| DE LUCHTBAL Zottegem | €87,960 | €6,593 | 96.0% | - |
| VANRILLAER ET COMPAGNIE Molenbeek-Saint-Jean | €124,723 | €11,038 | 32.4% | - |
| TALENT MARKETING & COMMUNICATIONS Schaerbeek | €131,380 | €10,583 | 75.1% | - |
| TRADING INTERNATIONAL AGRO - MIXTE IMMO Brussels | €113,299 | €12,327 | 46.4% | - |
| Aurélie Penneman Interior Design Anzegem | €107,807 | €7,193 | -146.5% | - |
| DEMO Anderlues | €98,488 | €9,350 | 97.7% | - |
These companies have the same main activity as AUTO CHIC: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €88,000 and €131,000, founded between 1987 and 1998.
AUTO CHIC files the abbreviated format. That format states no turnover. The gross margin fell from €55,883 in 2006 to €7,298 in 2025.
DRAGONDER holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €28,000. Estimated: probably between €15,000 and €71,000.
Higher than 79% of 11,297 companies in 2025.
Higher than 77% of 10,849 companies in 2025.
Higher than 85% of 11,182 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||||
20/58 |
84,747 | 73,157 | 61,647 | 48,418 | 109,725 | 108,679 | 120,100 | 106,895 | 99,900 | 91,340 | 110,266 | 135,170 | 136,037 | 135,388 | 306,712 | 453,879 | 390,912 | 310,026 | 388,925 | 404,028 | |
21/28 |
9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 112,609 | 178,680 | 205,682 | 167,838 | 192,719 | 199,297 | |
22/27 |
9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 112,609 | 177,428 | 204,430 | 166,586 | 191,467 | 198,045 | |
22 |
- | - | - | 9,753 | 9,753 | 9,753 | - | - | - | - | - | - | - | - | 43,360 | 99,923 | 102,787 | 51,591 | 53,743 | 56,536 | |
23 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 13,542 | 23,853 | 30,053 | 40,753 | 51,560 | 62,461 | |
24 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 18,982 | 6,159 | 14,793 | 8,620 | 10,230 | 3,735 | |
26 |
9,753 | 9,753 | 9,753 | - | - | - | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 9,753 | 36,724 | 47,493 | 56,797 | 65,623 | 75,934 | 75,313 | |
28 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,252 | 1,252 | 1,252 | 1,252 | 1,252 | |
29/58 |
74,994 | 63,403 | 51,894 | 38,665 | 99,971 | 98,926 | 110,347 | 97,142 | 90,147 | 81,587 | 100,513 | 125,417 | 126,283 | 125,635 | 194,104 | 275,199 | 185,230 | 142,188 | 196,206 | 204,731 | |
29 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 26,634 | 26,634 | 25,392 | 25,392 | 24,986 | 27,377 | |
290 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 26,634 | 26,634 | 25,392 | 25,392 | 24,986 | - | |
291 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 27,377 | |
3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 38,911 | 44,120 | 41,763 | 24,569 | 38,164 | |
30/36 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 38,911 | 44,120 | 41,763 | 24,569 | 38,164 | |
40/41 |
50,974 | 19,292 | 19,552 | 18,357 | 83,316 | 82,561 | 86,048 | 70,536 | 68,243 | 67,665 | 86,625 | 123,589 | 121,473 | 120,376 | 148,582 | 83,404 | 56,458 | 15,208 | 86,036 | 37,590 | |
40 |
- | 0 | 654 | 327 | - | - | - | - | - | - | - | 536 | - | - | 7,054 | 17,177 | 41,196 | 21 | 46,141 | 23,406 | |
41 |
50,974 | 19,292 | 18,898 | 18,030 | 83,316 | 82,561 | 86,048 | 70,536 | 68,243 | 67,665 | 86,625 | 123,053 | 121,473 | 120,376 | 141,529 | 66,227 | 15,262 | 15,187 | 39,894 | 14,184 | |
54/58 |
22,694 | 44,111 | 32,342 | 20,308 | 16,655 | 16,365 | 24,299 | 26,605 | 21,903 | 13,922 | 13,560 | 1,389 | 4,699 | 4,305 | 17,969 | 126,250 | 41,243 | 42,203 | 60,615 | 101,600 | |
490/1 |
1,326 | - | - | - | - | - | - | - | - | - | 327 | 439 | 111 | 954 | 919 | - | 18,016 | 17,622 | - | - | |
| Balance sheet: equity and liabilities | |||||||||||||||||||||
10/49 |
84,747 | 73,157 | 61,647 | 48,418 | 109,725 | 108,679 | 120,100 | 106,895 | 99,900 | 91,340 | 110,266 | 135,170 | 136,037 | 135,388 | 306,712 | 453,879 | 390,912 | 310,026 | 388,925 | 404,028 | |
10/15 |
59,625 | 51,121 | 40,989 | 31,476 | 26,850 | 27,520 | 29,598 | 29,745 | 25,522 | 24,654 | 21,491 | 28,342 | 54,150 | 54,745 | 85,269 | 269,215 | 201,006 | 215,395 | 254,325 | 213,125 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,592 | 18,592 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,592 | 18,592 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 59,545 | 1,860 | 1,860 | 1,859 | 1,859 | |
130/1 |
- | - | - | - | 0 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,859 | 1,859 | |
1311 |
- | - | - | - | 0 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | 57,685 | - | - | - | - | |
14 |
39,165 | 30,661 | 20,529 | 11,016 | 6,390 | 7,060 | 9,138 | 9,285 | 5,062 | 4,194 | 1,031 | 7,882 | 33,690 | 34,285 | 64,809 | 191,071 | 180,546 | 194,935 | 233,874 | 192,674 | |
17/49 |
25,122 | 22,035 | 20,658 | 16,943 | 82,875 | 81,159 | 90,502 | 77,150 | 74,378 | 66,686 | 88,775 | 106,828 | 81,887 | 80,643 | 221,443 | 184,664 | 189,906 | 94,631 | 134,600 | 190,903 | |
17 |
- | - | - | 0 | 66,093 | - | - | - | - | - | - | - | 1,912 | 24,155 | 95,360 | 117,303 | 59,183 | 14,060 | 28,739 | 66,800 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,912 | 24,155 | 95,360 | 117,303 | 59,183 | 14,060 | 28,739 | 66,800 | |
178/9 |
- | - | - | 0 | 66,093 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
42/48 |
25,122 | 22,035 | 20,658 | 16,943 | 834 | 65,311 | 74,760 | 61,742 | 59,512 | 51,521 | 70,841 | 88,894 | 74,417 | 56,489 | 126,083 | 65,472 | 130,723 | 80,571 | 105,861 | 115,082 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | 1,912 | 22,243 | 21,007 | 26,162 | 6,882 | 18,052 | 21,607 | 46,867 | 37,445 | |
43 |
- | - | - | - | - | - | - | - | - | - | - | - | 25,386 | 8,958 | - | 20,251 | 20,927 | - | - | 2,500 | |
430/8 |
- | - | - | - | - | - | - | - | - | - | - | - | 25,386 | 8,958 | - | 20,251 | 20,927 | - | - | 2,500 | |
44 |
25,122 | 22,035 | 20,658 | 16,943 | 834 | 1,145 | 12,468 | 1,271 | 802 | 1,785 | 2,547 | - | 2,377 | 3,359 | 6,753 | 37,017 | 84,155 | 48,344 | 55,046 | 71,837 | |
440/4 |
25,122 | 22,035 | 20,658 | 16,943 | 834 | 1,145 | 12,468 | 1,271 | 802 | 1,785 | 2,547 | - | 2,377 | 3,359 | 6,753 | 37,017 | 84,155 | 48,344 | 55,046 | 71,837 | |
45 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 4,168 | 1,213 | 7,480 | 10,512 | 3,947 | 1,098 | |
450/3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,386 | - | 7,480 | 8,426 | 3,947 | 1,098 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 782 | 1,213 | - | 2,085 | - | - | |
47/48 |
- | - | - | - | 0 | 64,167 | 62,293 | 60,471 | 58,710 | 49,736 | 68,294 | 86,982 | 24,412 | 23,164 | 89,000 | 108 | 108 | 108 | - | 2,202 | |
492/3 |
- | - | - | 0 | 15,949 | 15,848 | 15,742 | 15,408 | 14,866 | 15,166 | 17,934 | 17,934 | 5,558 | - | - | 1,888 | - | - | - | 9,021 | |
| Income statement | |||||||||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.7m | - | - | - | - | - | |
76A |
- | - | - | - | - | - | - | - | - | - | - | 1,089 | - | 84,423 | - | 1,696 | - | - | - | - | |
9900 |
7,298 | 10,331 | 10,125 | 3,601 | -206 | -1,952 | -87 | 4,411 | 1,103 | 3,137 | 12,871 | 13,418 | 2,983 | -13,986 | -33,529 | 81,083 | 90,473 | 65,352 | 94,522 | 55,883 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.8m | - | - | - | - | - | |
62 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 8,487 | 5,492 | 36,856 | 17,528 | - | - | |
630 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,675 | 28,882 | 26,508 | 27,855 | 26,945 | 26,696 | 25,275 | |
631/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,418 | - | - | - | - | - | |
640/8 |
73 | 733 | 712 | 675 | 825 | 675 | 675 | 675 | 675 | 675 | 764 | 764 | 764 | 6,620 | 6,195 | 26,342 | 3,826 | 31,587 | 4,345 | 5,482 | |
66A |
- | - | - | - | - | - | - | - | - | - | - | - | 1,483 | 86,847 | 908 | - | 30,000 | - | 107 | 1,637 | |
9901 |
7,225 | 9,598 | 9,414 | 2,927 | -1,030 | -2,627 | -762 | 3,736 | 428 | 2,463 | 12,107 | 12,654 | 2,219 | -22,281 | -80,511 | 22,742 | 21,936 | -10,708 | 63,481 | 25,126 | |
75/76B |
1,566 | 721 | 541 | 1,914 | 2,455 | 2,513 | 2,511 | 2,297 | 2,035 | 2,311 | 3,084 | 3,588 | 3,633 | 5,253 | 10,976 | 96 | 1,491 | 368 | 474 | 1,111 | |
75 |
1,566 | 721 | 541 | 1,914 | 2,455 | 2,513 | 2,511 | 2,297 | 2,035 | 2,311 | 3,084 | 3,588 | 3,633 | 5,253 | 10,976 | 96 | 1,491 | 368 | 474 | 1,111 | |
65/66B |
287 | 187 | 441 | 214 | 2,096 | 1,964 | 1,896 | 1,810 | 1,594 | 1,611 | 2,042 | 3,138 | 5,002 | 8,421 | 9,966 | 11,728 | 7,069 | 4,298 | 5,847 | 7,818 | |
65 |
287 | 187 | 441 | 214 | 2,096 | 1,964 | 1,896 | 1,810 | 1,594 | 1,611 | 2,042 | 3,138 | 5,002 | 8,421 | 9,966 | 11,728 | 7,069 | 4,298 | 5,847 | 7,818 | |
9903 |
8,504 | 10,132 | 9,513 | 4,626 | -671 | -2,078 | -147 | 4,223 | 868 | 3,163 | 13,149 | 14,192 | -633 | -27,873 | -80,408 | 12,805 | -13,642 | -14,638 | 58,002 | 16,782 | |
67/77 |
- | - | - | - | - | - | - | - | 0 | - | - | - | -38 | 2,652 | 14,538 | 2,280 | 747 | -2,908 | 16,802 | 1,837 | |
9904 |
8,504 | 10,132 | 9,513 | 4,626 | -671 | -2,078 | -147 | 4,223 | 868 | 3,163 | 13,149 | 14,192 | -595 | -30,525 | -94,946 | 10,525 | -14,389 | -11,730 | 41,200 | 14,945 | |
9905 |
8,504 | 10,132 | 9,513 | 4,626 | -671 | -2,078 | -147 | 4,223 | 868 | 3,163 | 13,149 | 14,192 | -595 | -30,525 | -94,946 | 10,525 | -14,389 | -11,730 | 41,200 | 14,945 | |
| Appropriation of the result | |||||||||||||||||||||
9906 |
39,165 | 30,661 | 20,529 | 11,016 | 6,390 | 7,060 | 9,138 | 9,285 | 5,062 | 4,194 | 21,031 | 47,882 | 33,690 | 34,285 | 96,125 | 191,071 | 180,546 | 222,144 | 233,874 | 192,674 | |
14P |
30,661 | 20,529 | 11,016 | 6,390 | 7,060 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 57,685 | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9 | - | - | |
691 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 8 | - | - | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1 | - | - | |
694/7 |
- | - | - | - | - | - | - | - | - | - | 20,000 | 40,000 | - | - | 89,000 | - | - | 27,200 | - | - | |
694 |
- | - | - | - | - | - | - | - | - | - | 20,000 | 40,000 | - | - | - | - | - | 27,200 | - | - | |
695 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 89,000 | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.4 | 0.2 | 1 | 0.5 | - | - | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 703 | 463 | 1,801 | 1,077 | - | - | |
| Document | |||||||||||||||||||||
The accounts for 13 older financial years (1992-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 23-06-2026 | 2026-00218340 | |
| 31-12-2024 | full format | 02-07-2025 | 2025-00250535 | |
| 31-12-2023 | full format | 27-07-2024 | 2024-00328290 | |
| 31-12-2022 | full format | 07-06-2023 | 2023-00123371 | |
| 31-12-2021 | full format | 30-06-2022 | 2022-20129934 | |
| 31-12-2020 | full format | 08-06-2021 | 2021-18900183 | |
| 31-12-2019 | full format | 25-06-2020 | 2020-24400303 | |
| 31-12-2018 | full format | 12-06-2019 | 2019-19000516 | |
| 31-12-2017 | full format | 10-07-2018 | 2018-33400252 | |
| 31-12-2016 | full format | 04-07-2017 | 2017-28100188 | |
| 31-12-2015 | full format | 04-07-2016 | 2016-28900032 | |
| 31-12-2014 | full format | 23-07-2015 | 2015-34800563 | |
| 31-12-2013 | full format | 15-07-2014 | 2014-31600276 | |
| 31-12-2012 | full format | 13-08-2013 | 2013-42500064 | |
| 31-12-2011 | full format | 15-10-2012 | 2012-60900512 | |
| 31-12-2010 | full format | 08-06-2011 | 2011-14900363 | |
| 31-12-2009 | full format | 01-06-2010 | 2010-14200590 | |
| 31-12-2008 | full format | 04-06-2009 | 2009-19100265 | |
| 31-12-2007 | full format | 27-05-2008 | 2008-16200132 | |
| 31-12-2006 | full format | 05-06-2007 | 2007-19300069 | |
| 31-12-2005 | full format | 07-06-2006 | 2006-19100248 | |
| 31-12-2004 | full format | 14-11-2005 | 2005-85100278 | |
| 31-12-2003 | full format | 23-06-2004 | 2004-28700045 | |
| 31-12-2002 | full format | 11-06-2003 | 2003-21000063 | |
| 31-12-2001 | full format | 21-06-2002 | 2002-23000049 | |
| 31-12-2000 | full format | 02-07-2001 | 2001-29800090 | |
| 31-12-1999 | full format | 20-06-2000 | 2000-23700220 | |
| 31-12-1998 | full format | 07-06-1999 | 1999-14904479 | |
| 31-12-1997 | full format | 30-07-1998 | 1998-37201728 | |
| 31-12-1996 | full format | 18-08-1997 | 1997-38102435 | |
| 31-12-1994 | full format | 20-06-1995 | 1995-26200704 | |
| 31-12-1993 | full format | 03-06-1994 | 1994-11802896 | |
| 31-12-1992 | full format | 23-12-1993 | 1993-47000864 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | - | - | - | - | - | - | - | -20,606 | -51,629 | 49,249 | 49,791 | 16,237 | 90,177 | 50,401 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | -28,850 | -66,064 | 37,032 | 13,466 | 15,215 | 67,896 | 40,220 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 9,753 | 18,123 | 13,488 | 73,188 | 2,064 | 23,414 | 50,179 | ||
| -21,418 | 11,770 | 12,034 | 3,653 | 290 | -7,934 | -2,306 | 4,702 | 7,981 | 362 | 12,171 | -3,309 | 394 | -13,665 | -108,281 | 85,007 | -960 | -18,412 | -40,985 | - | ||
| 49,872 | 41,368 | 31,236 | 21,722 | 99,138 | 33,615 | 35,587 | 35,400 | 30,635 | 30,066 | 29,672 | 36,523 | 51,866 | 69,146 | 68,021 | 209,727 | 54,507 | 61,617 | 90,345 | 89,649 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | -4.7% | - | - | - | - | - | ||
| 70.4% | 69.9% | 66.5% | 65.0% | 24.5% | 25.3% | 24.6% | 27.8% | 25.5% | 27.0% | 19.5% | 21.0% | 39.8% | 40.4% | 27.8% | 59.3% | 51.4% | 69.5% | 65.4% | 52.8% | ||
| 2.99 | 2.88 | 2.51 | 2.28 | - | 1.51 | 1.48 | 1.57 | 1.51 | 1.58 | 1.42 | 1.41 | 1.70 | 2.22 | 1.54 | 4.20 | 1.42 | 1.76 | 1.85 | 1.78 | ||
| 2.99 | 2.88 | 2.51 | 2.28 | - | 1.51 | 1.48 | 1.57 | 1.51 | 1.58 | 1.42 | 1.41 | 1.70 | 2.22 | 1.54 | 3.61 | 1.08 | 1.25 | 1.62 | 1.45 | ||
| 0.42 | 0.43 | 0.50 | 0.54 | 3.09 | 2.95 | 3.06 | 2.59 | 2.91 | 2.70 | 4.13 | 3.77 | 1.51 | 1.47 | 2.60 | 0.69 | 0.94 | 0.44 | 0.53 | 0.90 | ||
| 14.3% | 19.8% | 23.2% | 14.7% | -2.5% | -7.5% | -0.5% | 14.2% | 3.4% | 12.8% | 61.2% | 50.1% | -1.1% | -55.8% | -111.3% | 3.9% | -7.2% | -5.4% | 16.2% | 7.0% | ||
| 10.0% | 13.9% | 15.4% | 9.6% | -0.6% | -1.9% | -0.1% | 4.0% | 0.9% | 3.5% | 11.9% | 10.5% | -0.4% | -22.5% | -31.0% | 2.3% | -3.7% | -3.8% | 10.6% | 3.7% | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1 day | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1 day | - | - | - | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 25% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total falls from 30.1% to 29.6%. Equity and debt are higher.
Source: lists of holdings in the owners' accounts
Source: list of holdings in the 2025 accounts of DRAGONDER. Every holding stands with its own latest accounts.
| LOBA HOLDING
registered office since 21-12-2007 · founded in 2007 |
total assets €88.1m (2025) 0894.434.525 |
| Santé Finance et Investissements
registered office since 20-12-2011 · founded in 2011 |
total assets €59.7m (2025) 0841.393.638 |
| Compagnie Immobilière du Régent
registered office since 07-11-2011 · founded in 2011 · negative equity (2025) · group LOBA HOLDING |
total assets €28.7m (2025) 0840.877.558 |
| L.V.G. -INVEST
registered office since 14-01-1992 · founded in 1991 · group LOBA HOLDING |
total assets €21.2m (2025) 0445.876.633 |
| IMMO-CREATORS
registered office since 04-12-2019 · founded in 2019 · group LOBA HOLDING |
total assets €16.8m (2025) 0738.727.650 |
| CENTRUM INVEST
registered office since 27-02-1990 · founded in 1990 · negative equity (2025) · group LOBA HOLDING |
total assets €12.7m (2025) 0440.052.871 |
| INSIDE INVESTMENT FUNDS
registered office since 03-09-2020 · founded in 2020 · negative equity (2025) |
total assets €10.9m (2025) 0753.643.577 |
| DEFIMMO
registered office since 05-06-1991 · founded in 1991 · group LOBA HOLDING |
total assets €9.1m (2025) 0444.053.528 |
| LOTZ IMMO
registered office since 03-06-2016 · founded in 2016 · negative equity (2025) · group LOBA HOLDING |
total assets €8.3m (2025) 0655.891.234 |
| PROMOTION ET DEVELOPPEMENT
establishment since 21-10-2014 · founded in 2012 · negative equity (2025) |
total assets €7.0m (2025) 0846.893.934 |
The network starts from the directors of AUTO CHIC. Every other company they run is a node.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Lijsterbessebomenlaan 25 registered office 1180 Uccle | 24-01-1992 | 2.055.817.604 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21614H0055/02P025 | 2,515 m² | 1 · 234 m² | 12.1 m · 3 |
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