AUTO CHIC
ActiveSummary
AUTO CHIC has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51,121 and a net result of €10,132. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 4813 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-4
Solvency95▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.88 against 2.51 in 2023; short-term debt: 30.1% and cash: 60.3% of total assets), and 30.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.9%
Return on assets
13.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
4 d early
2022
54 d early
2021
31 d early
2020
53 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10,132▲ 6.5%
2023 · €9,513
Working capital
€41,368▲ 32.4%
2023 · €31,236
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€2,627▼ 245%-€1,030▲ 60.8%€2,927€9,414▲ 222%€9,598▲ 2.0%
Net result-€2,078▼ 1,312%-€671▲ 67.7%€4,626€9,513▲ 106%€10,132▲ 6.5%
Equity€27,520▼ 7.0%€26,850▼ 2.4%€31,476▲ 17.2%€40,989▲ 30.2%€51,121▲ 24.7%
Total assets€108,679▼ 9.5%€109,725▲ 1.0%€48,418▼ 55.9%€61,647▲ 27.3%€73,157▲ 18.7%
Debt€81,159▼ 10.3%€82,875▲ 2.1%€16,943▼ 79.6%€20,658▲ 21.9%€22,035▲ 6.7%
Working capital€33,615▼ 5.5%€99,138▲ 195%€21,722▼ 78.1%€31,236▲ 43.8%€41,368▲ 32.4%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73,157
Fixed assets
€9,753 =
Current assets
€63,403 ▲ 22.2%
Equity and liabilities €73,157
Equity
€51,121 ▲ 24.7%
Debt
€22,035 ▲ 6.7%
Debt's share of the balance-sheet total falls from 33.5% to 30.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.88▲
2023 · 2.51
Debt to equity
0.43▼
2023 · 0.50
ROE
19.8%▼
2023 · 23.2%
ROA
13.9%▼
2023 · 15.4%
Debt ≤ 1 year
€22,035▲
2023 · €20,658
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €825 | €675 | €712 | €733 | ▲ 3.0% |
| Gross operating margin9900 | -€1,952 | -€206 | €3,601 | €10,125 | €10,331 | ▲ 2.0% |
| Operating profit (loss)9901 | -€2,627 | -€1,030 | €2,927 | €9,414 | €9,598 | ▲ 2.0% |
| Financial income75/76B | - | €2,455 | €1,914 | €541 | €721 | ▲ 33.3% |
| Recurring financial income75 | €2,513 | €2,455 | €1,914 | €541 | €721 | ▲ 33.3% |
| Financial charges65/66B | - | €2,096 | €214 | €441 | €187 | ▼ 57.7% |
| Recurring financial charges65 | €1,964 | €2,096 | €214 | €441 | €187 | ▼ 57.7% |
| Profit (loss) for the period before taxes9903 | -€2,078 | -€671 | €4,626 | €9,513 | €10,132 | ▲ 6.5% |
| Profit (loss) for the period9904 | -€2,078 | -€671 | €4,626 | €9,513 | €10,132 | ▲ 6.5% |
| Profit (loss) for the period to be appropriated9905 | -€2,078 | -€671 | €4,626 | €9,513 | €10,132 | ▲ 6.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €108,679 | €109,725 | €48,418 | €61,647 | €73,157 | ▲ 18.7% |
| Fixed assets21/28 | €9,753 | €9,753 | €9,753 | €9,753 | €9,753 | = |
| Tangible fixed assets22/27 | €9,753 | €9,753 | €9,753 | €9,753 | €9,753 | = |
| Land and buildings22 | - | €9,753 | €9,753 | - | - | - |
| Other tangible fixed assets26 | - | - | - | €9,753 | €9,753 | = |
| Current assets29/58 | €98,926 | €99,971 | €38,665 | €51,894 | €63,403 | ▲ 22.2% |
| Amounts receivable within one year40/41 | €82,561 | €83,316 | €18,357 | €19,552 | €19,292 | ▼ 1.3% |
| Trade receivables40 | - | - | €327 | €654 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €83,316 | €18,030 | €18,898 | €19,292 | ▲ 2.1% |
| Cash at bank and in hand54/58 | €16,365 | €16,655 | €20,308 | €32,342 | €44,111 | ▲ 36.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €108,679 | €109,725 | €48,418 | €61,647 | €73,157 | ▲ 18.7% |
| Equity10/15 | €27,520 | €26,850 | €31,476 | €40,989 | €51,121 | ▲ 24.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Distributable reserves133 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €7,060 | €6,390 | €11,016 | €20,529 | €30,661 | ▲ 49.4% |
| Amounts payable17/49 | €81,159 | €82,875 | €16,943 | €20,658 | €22,035 | ▲ 6.7% |
| Amounts payable after more than one year17 | - | €66,093 | €0 | - | - | - |
| Other amounts payable178/9 | - | €66,093 | €0 | - | - | - |
| Amounts payable within one year42/48 | €65,311 | €834 | €16,943 | €20,658 | €22,035 | ▲ 6.7% |
| Trade debts44 | €1,145 | €834 | €16,943 | €20,658 | €22,035 | ▲ 6.7% |
| Suppliers440/4 | - | €834 | €16,943 | €20,658 | €22,035 | ▲ 6.7% |
| Other amounts payable47/48 | - | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €15,949 | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,078 | -€671 | €4,626 | €9,513 | €10,132 | ▲ 6.5% |
| Operating cash flow (approximation) | -€2,078 | -€671 | €4,626 | €9,513 | €10,132 | ▲ 6.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €290 | €3,653 | €12,034 | €11,770 | ▼ 2.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €10,132 ▲6.5%
Operating result €9,598, net result €10,132, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €4,626
Net result €4,626 after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 79current ratio 119.92
Current ratio from 1.51 to 119.92; short-term debt falls from €65,311 to €834.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€2,078
Net result drops to -€2,078, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1992
Ground area
2,515 m²
Building footprint
234 m²
Volume, LiDAR
1,810 m³
Parcel 21614H0055/02P025, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
60
companies at this address
See who is registered here
1 establishment unit
AUTO CHIC
since 19922.055.817.604
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0055/02P025 | Brussels | 2,515 m² | 1 · 234 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,285 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-01-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.