IMMO-CREATORS
ActiveSummary
IMMO-CREATORS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €3.2m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 8765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+57
Solvency35▲+20
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity short (current ratio 0.91 against 2.34 in 2024; short-term debt: 0.8% and cash: 0.3% of total assets), and 90.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.7%
Return on assets
19.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 8765 sector peers (2025).
NBB · sector comparisonPosition among 8765 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 d early
2024
4 d late
2023
44 d early
2022
27 d early
2021
45 d early
2020
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3.2m
2024 · -€596,141
Working capital
-€11,784
2024 · €22,022
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€25,741▼ 677%-€82,764▼ 222%-€298,465▼ 261%€355,671€328,264▼ 7.7%
Net result-€25,820below the sector's middle half▼ 642%-€83,295below the sector's middle half▼ 223%-€908,449below the sector's middle half▼ 991%-€596,141below the sector's middle half▲ 34.4%€3.2mabove the sector's middle half
Equity-€27,900below the sector's middle half▼ 1,241%-€111,195below the sector's middle half▼ 299%-€1.0mbelow the sector's middle half▼ 817%-€1.6mbelow the sector's middle half▼ 58.5%€1.6mabove the sector's middle half
Total assets€4,844below the sector's middle half▲ 185%€6,558below the sector's middle half▲ 35.4%€17.0mabove the sector's middle half▲ 259,506%€16.7mabove the sector's middle half▼ 2.0%€16.8mabove the sector's middle half▲ 0.5%
Debt€32,744▲ 766%€117,752▲ 260%€18.0m▲ 15,223%€18.3m▲ 1.4%€15.1m▼ 17.2%
Working capital-€27,900within the sector's middle half▼ 1,241%-€56,805within the sector's middle half▼ 104%€375,375within the sector's middle half€22,022within the sector's middle half▼ 94.1%-€11,784within the sector's middle half
Solvency-6.0%below the sector's middle half-9.7%below the sector's middle half▼ 3.7pp9.7%below the sector's middle half▲ 19.4pp
Current ratio0.10below the sector's middle half2.34within the sector's middle half0.91within the sector's middle half▼ 1.43
Return on assets (ROA)-5.3%below the sector's middle half-3.6%below the sector's middle half▲ 1.8pp19.3%above the sector's middle half▲ 22.9pp
Staff (FTE)0.3below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.8m
Fixed assets
€16.6m =
Current assets
€124,757 ▲ 225%
Equity and liabilities €16.8m
Equity
€1.6m
Debt
€15.1m
Debt finances 90.3% of the balance-sheet total.
Key figures and ratios
Debt to equity
9.31▲
2024 · -11.33
ROE
199.3%
Debt ≤ 1 year
€136,542▲
2024 · €16,403
Debt > 1 year
€15.0m▼
2024 · €18.2m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €498 | €348 | €6,670 | €387 | €998 | ▲ 158% |
| Gross operating margin9900 | -€25,243 | -€82,416 | -€291,795 | €356,058 | €329,262 | ▼ 7.5% |
| Operating profit (loss)9901 | -€25,741 | -€82,764 | -€298,465 | €355,671 | €328,264 | ▼ 7.7% |
| Financial income75/76B | - | - | €45,363 | €61,491 | €3.5m | ▲ 5,594% |
| Recurring financial income75 | - | - | €45,363 | €61,491 | €3.5m | ▲ 5,594% |
| Financial charges65/66B | €79 | €531 | €655,348 | €1.0m | €587,117 | ▼ 42.1% |
| Recurring financial charges65 | €79 | €531 | €655,348 | €1.0m | €587,117 | ▼ 42.1% |
| Profit (loss) for the period before taxes9903 | -€25,820 | -€83,295 | -€908,449 | -€596,141 | €3.2m | ▲ 644% |
| Profit (loss) for the period9904 | -€25,820 | -€83,295 | -€908,449 | -€596,141 | €3.2m | ▲ 644% |
| Profit (loss) for the period to be appropriated9905 | -€25,820 | -€83,295 | -€908,449 | -€596,141 | €3.2m | ▲ 644% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4,844 | €6,558 | €17.0m | €16.7m | €16.8m | ▲ 0.5% |
| Fixed assets21/28 | - | - | €16.6m | €16.6m | €16.6m | = |
| Financial fixed assets28 | - | - | €16.6m | €16.6m | €16.6m | = |
| Current assets29/58 | €4,844 | €6,558 | €375,375 | €38,425 | €124,757 | ▲ 225% |
| Amounts receivable within one year40/41 | €4,798 | €6,235 | €249,600 | €387 | €53,887 | ▲ 13,812% |
| Trade receivables40 | €0 | - | €249,600 | €387 | €53,887 | ▲ 13,812% |
| Other amounts receivable41 | €4,798 | €6,235 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €45 | €322 | €5,590 | €38,038 | €56,147 | ▲ 47.6% |
| Deferred charges and accrued income490/1 | - | - | €120,185 | €0 | €14,723 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4,844 | €6,558 | €17.0m | €16.7m | €16.8m | ▲ 0.5% |
| Equity10/15 | -€27,900 | -€111,195 | -€1.0m | -€1.6m | €1.6m | ▲ 201% |
| Contributions10/11 | €1,400 | €1,400 | €1,400 | €1,400 | €1,400 | = |
| Profit (loss) carried forward14 | -€29,300 | -€112,595 | -€1.0m | -€1.6m | €1.6m | ▲ 200% |
| Amounts payable17/49 | €32,744 | €117,752 | €18.0m | €18.3m | €15.1m | ▼ 17.2% |
| Amounts payable after more than one year17 | - | €54,390 | €17.9m | €18.2m | €15.0m | ▼ 17.8% |
| Financial debts170/4 | - | - | €14.0m | €10.9m | €5.7m | ▼ 48.1% |
| Other amounts payable178/9 | - | €54,390 | €3.9m | €7.3m | €9.3m | ▲ 27.7% |
| Amounts payable within one year42/48 | €32,744 | €63,362 | €0 | €16,403 | €136,542 | ▲ 732% |
| Trade debts44 | €5,135 | €63,362 | €0 | €1,165 | €2,711 | ▲ 133% |
| Suppliers440/4 | €5,135 | €63,362 | €0 | €1,165 | €2,711 | ▲ 133% |
| Other amounts payable47/48 | €27,609 | €0 | - | €15,238 | €133,831 | ▲ 778% |
| Accrued charges and deferred income492/3 | - | - | €130,040 | €69,839 | €34,117 | ▼ 51.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,820 | -€83,295 | -€908,449 | -€596,141 | €3.2m | ▲ 644% |
| Operating cash flow (approximation) | -€25,820 | -€83,295 | -€908,449 | -€596,141 | €3.2m | ▲ 644% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
| Change in cash | - | €277 | €5,268 | €32,448 | €18,109 | ▼ 44.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €3.2m
Net result €3.2m after 5 loss-making years.
31-12
Financial
Equity above €1mEq €1.6m
Equity rises from -€1.6m to €1.6m.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet -€908,449
Net result drops to -€908,449, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Ground area
2,515 m²
Building footprint
234 m²
Volume, LiDAR
1,810 m³
Parcel 21614H0055/02P025, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
60
companies at this address
See who is registered here
1 establishment unit
IMMO-CREATORS
since 20192.302.644.297
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0055/02P025 | Brussels | 2,515 m² | 1 · 234 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
LOBA HOLDING
16 companies
Group, risk and exposure
Owners and holdings
4 owners · 1 holdingChain of control
- LOBA HOLDING
- IMMO-CREATORS
Highest known parent: LOBA HOLDING. The sources do not say who stands above it.
Owners 4
- LOBA HOLDINGparent80%
-
10%
-
10%
- Sourceaccounts XAG 202410%
Holdings 1
-
100%
According to the 2025 annual accounts of IMMO-CREATORS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
875500LO9SG1N0DID371
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Of 5,712 companies in sector 70100 we hold annual accounts for 3,519. 1,709 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738727650
Also
9925:BE0738727650
Registered
04-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.