Financials
- Fiscal year
- 2025
- Total assets
- €12.7m
- Loss
- -€116,085
- Solvency
- -19.2%
Total assets▼ 3.6%
Net result
20182025
CENTRUM INVEST
ActiveSummary
CENTRUM INVEST has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2.4m) and a net result of -€116,085. Equity is shrinking by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 9% of 11006 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
1 site
Size
€12.7mtotal assets 2025
- Equity
- -€2.4m
- Loss
- -€116,085
Net result +65%: other schema
Structure
- Parent
- LOBA HOLDING · 100%
Accounts 31 d early0 of 13 deeds read
Why 54Capped at 59: negative equity- Negative equity -€2.4m- 1 change of registered office in 24 months- Liquidity: current ratio 0.56, cash €67,512+ Size: total assets €12.7mShow the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 31% of its sector peers (NACE 68, medium-sized)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
6-1
equity -19.2% of total assets
Liquidity
51=
short-term debt 6.9% · cash 0.5%
Profitability
34+8
return on assets -0.9%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%● 0.0% vs 12-2024
02-2025: 0.3%▲ +1.6% vs 01-2025
03-2025: 0.3%▲ +1.6% vs 02-2025
04-2025: 0.3%▲ +5.1% vs 03-2025
05-2025: 0.3%▲ +11.9% vs 04-2025
06-2025: 0.3%▲ +4.0% vs 05-2025
07-2025: 0.4%▲ +17.6% vs 06-2025
08-2025: 0.2%▼ -37.1% vs 07-2025lowest value
09-2025: 0.2%● 0.0% vs 08-2025lowest value
10-2025: 0.2%● 0.0% vs 09-2025lowest value
11-2025: 0.5%▲ +135% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.5%● 0.0% vs 12-2025
02-2026: 0.6%▲ +1.5% vs 01-2026
03-2026: 0.6%▲ +1.4% vs 02-2026
04-2026: 0.6%▲ +4.6% vs 03-2026
05-2026: 0.7%▲ +14.3% vs 04-2026
06-2026: 0.7%▲ +4.5% vs 05-2026highest value
07-2026: 0.5%▼ -28.9% vs 06-2026
08-2026: 0.5%● 0.0% vs 07-2026
09-2026: 0.5%● 0.0% vs 08-2026
10-2026: 0.5%● 0.0% vs 09-2026
- Negative equity -€2.4m raises the probability
- Size: total assets €12.7m lowers the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 0.56, cash €67,512 raises the probability
No credit on open account
Liquidity short (current ratio 0.56 against 1.02 in 2024; short-term debt: 6.9% and cash: 0.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, medium-sized). Better than this share of them on solvency 3%, liquidity 62%, profitability 32%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€2.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
17 d early
2023
23 d early
2022
69 d early
2021
27 d early
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
- Liquidity doublescurrent ratio 1.02
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€2.4m View
- Risk: 8 loss-making years in a rowloss fiscal year 2025 -€116,085 View
- Caution: Among the weakest 5% on equitysector median €308,530 · 11,010 companies -€2.4m View
- Positive: Result rose in 2025different schema filed ▲ 65.4% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Controlled by LOBA HOLDING 100% View
By topic
Board & ownership
- Parent
- LOBA HOLDING · 100%
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-06-2026Annual accounts filed
- 14-07-2025Annual accounts filed
- 31-12-2024Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased non-residential…NACE 68203
- Founded
- 23-01-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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