ASSURANCES SPITERI

Active

Private limited company (pre-2019)founded 2009active for 16 yearsRue de Foucaumont(Lig) 83, 7812 Ath, BelgiumKBO/BCE: BE 0820.965.834

Summary

ASSURANCES SPITERI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of ASSURANCES SPITERI were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €1.0m and a net result of €4,447. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 25% of 3,315 sector peers (NACE 66, financial year 2024). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ASSURANCES SPITERIActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

#2 company by total assets in Ath, Finance and insurance sector4 sites

Size

€5.0mtotal assets 2024

Staff: 7.1 FTE
Equity: €1.0m
Profit: €4,447

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

D.S. CREDITS IMMODirector · permanent representative Dominique SPITERI
Alain SPITERIDirector

Accounts 70 days overdue2 of 7 deeds read

Signalsraises riskFiled more than 90 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Filing: Filed more than 90 days late

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

+raises risk

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-01-2026, 173 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

173 days late

2023

142 days late

2022

79 days late

2021

85 days late

2020

89 days late

2019

89 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 110 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-03-2026 Appointment: Alain SPITERI (non-statutory director)Gazette deed
20-01-2026 Annual accounts filedfinancial year 2024 · micro…
30-10-2025 Resignation: B.P.O.-Assurath (director)Permanent representative: OSAER Patrick ·…

Key points

Positive: Among the best 5% on equitysector median €124,821 · 3,319 companies €1.0m View
Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
Board changedlatest change 17-03-2026 · 2 in office 2 joined · 1 left View
Positive: 5 profitable years in a rowprofit 2024: €4,447 5 years View