Financials
- Fiscal year
- 2024
- Total assets
- €5.0m
- Profit
- €4,447
- Solvency
- 20.5%
Turnover▲ 19.2%
Net result
20192021
ASSURANCES SPITERI
ActiveSummary
ASSURANCES SPITERI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of ASSURANCES SPITERI were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €1.0m and a net result of €4,447. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 3,319 sector peers (NACE 66, fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
#2 company by total assets in Ath, Finance and insurance sector4 sites
Size
€5.0mtotal assets 2024
- Staff
- 7.1 FTE
- Equity
- €1.0m
- Profit
- €4,447
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- D.S. CREDITS IMMODirector · permanent representative Dominique SPITERI
- Alain SPITERIDirector
Accounts 69 days overdue2 of 7 deeds read
Signals- Filed more than 90 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-01-2026, 173 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
173 days late
2023
142 days late
2022
79 days late
2021
85 days late
2020
89 days late
2019
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 110 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Appointment: Alain SPITERI (non-statutory director)State Gazette act
- Annual accounts filedfiscal year 2024 · micro…
- Resignation: B.P.O.-Assurath (director)Permanent representative: OSAER Patrick ·…
Key points
By topic
Board & ownership
- Board
- 2 members
- D.S. CREDITS IMMODirector
- Alain SPITERIDirector
Timeline
- Events
- 15
- Since
- 2016
- 20-12-2024Annual accounts filed
- 31-12-2023Equity above €1m
- 18-10-2023Annual accounts filed
Company details
- Sites
- 4
- Legal form
- Private limited company (pre-2019)
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 27-11-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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