Equity
€297,043 ▲ 27.4%
Equity rose in 2025 from €233,240 to €297,043.
ASCOFIMO
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €658,807 (2024)
€607,565▼ 7.8%
lowest -€121,596 (2009)
€63,804▼ 42.4%
peak €297,043 (2025)
€297,043▲ 27.4%
€2.7m▲ 8.9%
peak 7.2 FTE (2019)
6.6 FTEunchanged
Board4 names since 2017
2 directorsSOGERIC and 1 other
Owners2 names in the annual accounts
50%SOGERIC and 1 other
Documentsfilings and deeds
22-06-202639 days before the deadline
2025financial year
Result from €110,751 to €63,804Equity from €233,240 to €297,043Investments €274,492Cash from €11,816 to €107,677
Key points
from the 2025 annual accountsTurnover
≈ €1.5m estimated
The accounts state no turnover.
Debts
€2.7m 90% of the balance sheet
Financial debts 35%Suppliers 0%Taxes and wages 4%Other 60%
Of this, €710,017 falls due within a year.
Staff
9 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Filings
28 annual accounts since 1998
Seven of the last ten came late. The 2019 accounts came latest: 152 days after the end of the period.
Group
3 companies controlled
Heads a group.
Checked score
65
Healthy
Financially stronger than 49% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.3%● unchanged vs 12-2024
02-2025: 2.3%● unchanged vs 01-2025
03-2025: 2.6%▲ +0.3 percentage points vs 02-2025
04-2025: 2.5%▼ -0.1 percentage points vs 03-2025
05-2025: 2.6%▲ +0.1 percentage points vs 04-2025
06-2025: 2.6%● unchanged vs 05-2025
07-2025: 2.9%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 1.3%▼ -1.6 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.2%▼ -0.1 percentage points vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.4%▲ +0.2 percentage points vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.1%▼ -0.3 percentage points vs 06-2026lowest value
08-2026: 1.1%● unchanged vs 07-2026lowest value
09-2026: 1.3%▲ +0.2 percentage points vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €297,043 (10.1% of total assets)
Liquidity: current ratio 0.76, cash €107,677
1 of the last 3 accounts late
Size: 6.6 FTE, total assets €3.0m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 31% of them on solvency, 41% on liquidity, 44% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.76 (0.8 in 2024), below 1. Short-term debt is 24% and cash 3.6% of total assets. 89.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5810 sector peers (2025).
NBB · sector comparisonPosition among 5810 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
20 days early
2023
50 days late
2022
28 days late
2021
74 days late
2020
73 days late
2019
152 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- FINANSART 50%equity €386,317 (2025) · 2025 annual accounts of FINANSART
- SOGERIC 50%score 94equity €1.5m (2025) · 2025 annual accounts of SOGERIC
- Frederic Ansion 14.9%annual accounts 2017
Shares in 1 company, Maxime Maigre et Fils
Board & ownershipRecent changes
2 establishments registered
Binche
Registered office moved from Leval-Trahegnies to Epinois
New registered office: Route de Charleroi 48, 7134 Epinois · Previous registered office: Rue Hector Trigallez 98B, 7134 Leval-Trahegnies · Permanent representative: Frédéric ANSION · Board meeting of 01-07-2022 · Gazette deed
2 directors appointed, 2 resignations, 1 reappointment
Resignations: Marie-Reine DELHAYE and Claudine COLLIGNON · Appointments: Finansart (co administrateur délégué) and SOGERIC (chair of the board) · Reappointment: SOGERIC (co administrateur délégué) · General meeting of 18-03-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ASCOFIMO Binche | €3.0m | €607,565 | 10.1% | 6.6 |
| Agence immobilière sociale "Des Rivières" Saint-Ghislain | €3.0m | €740,677 | 88.6% | 5.9 |
| SCHOUKENS Opwijk | €3.5m | €716,879 | 67.1% | 7.6 |
| Mouscron - Logement A.I.S. (Agences immobilières sociales Mouscron | €2.4m | €676,198 | 60.3% | 9.1 |
| DOMUS CONCEPT Jodoigne | €3.8m | €721,527 | 53.1% | 6.1 |
| AGENCE ROSSEEL Ghent | €2.9m | €716,321 | 11.5% | 7.2 |
| IMMOSTAD Kortrijk | €2.5m | €451,830 | 89.4% | 5.4 |
These companies have the same main activity as ASCOFIMO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €2.4m and €3.8m, founded between 1989 and 2001.
Official details
Source: KBO- Status
- Active since 04-12-1997Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 1 other
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment units
- 2.084.562.5637134 Binche, since 15-12-1997
- 2.390.205.2097134 Binche, since 01-09-2026and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €3.0m▲ 10.5%
- Employeeson 31-12-2025
- 9=
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on ASCOFIMO
ASCOFIMO has existed since 1997. The gross margin grew from €325,536 in 2006 to €607,565 in 2025 and staff from 4.7 to 6.6 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ASCOFIMO
- What is the company number of ASCOFIMO?
- The company number of ASCOFIMO is 0462.029.311. The VAT number is the same number with BE in front: BE 0462.029.311.
- Where is ASCOFIMO based?
- The registered office is at Route de Charleroi 48, 7134 Binche.Company details
- What does ASCOFIMO do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of ASCOFIMO?
- ASCOFIMO is a public limited company (NV).
- When was ASCOFIMO founded?
- ASCOFIMO was founded on 04-12-1997.
- Is ASCOFIMO still active?
- Yes, ASCOFIMO is an active enterprise in the KBO register.
- How many employees does ASCOFIMO have?
- ASCOFIMO had an average of 6.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ASCOFIMO fall under?
- In its 2025 annual accounts, ASCOFIMO states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of ASCOFIMO?
- The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €607,565 and 30 comparable companies (NACE 683). It probably lies between €1.0m and €1.9m.
- Is ASCOFIMO profitable?
- In financial year 2025, ASCOFIMO made a profit of €63,804.
- Where can I find the annual accounts of ASCOFIMO?
- ASCOFIMO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ASCOFIMO due?
- ASCOFIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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