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ASSURANCES CARTON

Active Risk: not assessed
Private limited companyfounded 2013active for 13 yearsEsplanade 12, 7800 Ath, BelgiumKBO/BCE: BE 0535.858.385
Summary

ASSURANCES CARTON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.6m and a net result of €614,301. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 92% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
2nd largest company by equity in Ath, Finance and insurance sector1 site
Size
€3.9mtotal assets 2025
Staff
4.9 FTE
Equity
€3.6m
Profit
€614,301
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
Accounts filed 27 days late2 of 3 deeds read
SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
28 days late
2023
65 days late
2022
30 days late
2021
29 days late
2020
17 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Highest result from 2018 to 2025net €614,301 ▲27.9%
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: 2nd largest company by equity in Ath, Finance and insurance sectorin the Checked rankings No. 2 View
  • Positive: 8 profitable years in a rowprofit 2025: €614,301 8 years View
  • Merger with ASSURANCES CONSEILS.BEmerger on 07-02-2024 2024 View
  • Positive: Result rose in 2025from €480,400 to €614,301 ▲ 27.9% View

By topic

Financials

Financial year
2025
Total assets
€3.9m
Profit
€614,301
Solvency
92.2%
Total assets▲ 12.4%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • CARTON Jean Félix Odilon RenéDirector
  • ENSCH Olivier RobertDirector
Go to Board & ownership

Timeline

Events
18
Since
2015
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than triples
  2. 04-10-2024Annual accounts filed
  3. 07-02-2024Legal-form change · Resignations & appointments ·…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
21-06-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Annual meeting
Third Tuesday of June at 18:00
Purpose
“La gestion de portefeuilles d'assurances; Toutes activités de courtage, en ce qui concerne…” (deed in French)
Go to Articles of association

Key facts about ASSURANCES CARTON

What is the company number of ASSURANCES CARTON?
0535.858.385. In Belgium the VAT number is the company number with BE in front: BE 0535.858.385.
Where is ASSURANCES CARTON based?
The registered office is at Esplanade 12, 7800 Ath.Company details
What does ASSURANCES CARTON do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of ASSURANCES CARTON?
Private limited company (BV).
When was ASSURANCES CARTON founded?
On 21-06-2013.
Is ASSURANCES CARTON still active?
Yes, ASSURANCES CARTON is an active enterprise in the KBO register.
How many employees does ASSURANCES CARTON have?
On average 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ASSURANCES CARTON?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ASSURANCES CARTON profitable?
In financial year 2025, ASSURANCES CARTON made a profit of €614,301.
Where can I find the annual accounts of ASSURANCES CARTON?
ASSURANCES CARTON filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ASSURANCES CARTON due?
By 31-07-2027, for financial year 2026.Timeline

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