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ART - RESTAURATION

Active
Private limited companyfounded 199036 years activePaleizenstraat over de Bruggen 446, 1020 Brussel, BelgiumKBO/BCE: BE 0441.656.143
Summary

ART - RESTAURATION has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,012 and a net result of €31,248. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 43% of 3,159 sector peers (NACE 95, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Repair and maintenance of other personal and household goods
NACE 95290
1 site
Size
€244,148total assets 2025
Equity
€77,012
Profit
€31,248
Turnover not published (micro schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 43 days early0 of 3 deeds read
Why 95raises riskSector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskFounded in 1990Liquidity: current ratio 1.39, cash €71,641Figures for FY 2025 (filed 18-06-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 67% of its sector peers (NACE 95, micro)
Financial strength · tick = 2024
Strong
Solvency 57+5
equity 31.5% of total assets
Liquidity 75-10
short-term debt 29.2% · cash 29.3%
Profitability 85+1
return on assets 12.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,111 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.55 in 2024; short-term debt: 29.2% and cash: 29.3% of total assets), and 68.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 42% on solvency, 76% on liquidity, 72% on profitability and 80% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1990
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Liquidity: current ratio 1.39, cash €71,641
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 18-06-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €77,012
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
41 days early
2023
50 days early
2022
31 days early
2021
47 days early
2020
10 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Filed on time since fiscal year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €31,248 8 years View
  • Active since 1990founded 30-09-1990 36 years View

By topic

Financials

Fiscal year
2025
Total assets
€244,148
Profit
€31,248
Solvency
31.5%
Total assets▲ 17.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2016
Next accounts
by 31-07-2027
  1. 31-12-2023Weakest financial year
  2. 30-06-2023Annual accounts filed
  3. 14-06-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and maintenance of other personal and household…NACE 95290
Founded
30-09-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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