OSWALD
ActiveSummary
OSWALD has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188,027 and a net result of €2,871. Equity has been stable since 2018 (±1% per year). Its solvency ranks better than 89% of 3,306 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 28-06-1991 Normal situation
- Activity
- Repair and maintenance of other personal and household goods NACE 95290and 1 other
- Joint committee
- 112 Paritair Comité voor het garagebedrijf · annual accounts 2024
- Establishment unit
- 2.053.793.173 5070 Fosses-la-Ville, since 13-08-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €95,162
- ▼ 2.1%
- Turnover
- ≈ €230,000
- estimated
- Profit
- €2,871
- ▲ 158%
- Equity
- €188,027
- ▲ 1.6%
- Total assets
- €229,232
- ▼ 1.8%
- Employees on 31-12-2025
- 2
- =
- 2025 accounts filed 28 days after the deadline
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 5.12, cash €81,843Founded in 1991Equity €188,027 (82.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 89% on liquidity, 42% on profitability and 37% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Higher solvency than 89% of companies in repair of computers and personal goodssector median 37.8% · 3,306 companies 82.0% View
Recent changes
- · Gazette deed 1 director appointed, 3 directors resigningResignations: OSWALD Dany, OSWALD Raymond and WARICHET Rachel · Appointment: OSWALD Dany (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as OSWALD: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €213,000 and €249,000, founded between 1976 and 1998.
| Company | Total assets | Gross margin |
|---|---|---|
| OSWALD Fosses-la-Ville | €229,232 | €95,162 |
| Slotenmakerij DHONT Kortenberg | €248,892 | €95,612 |
| Werkhuis M & G Antwerpen | €212,742 | €129,693 |
| ART - RESTAURATION Brussel | €244,148 | €64,258 |
| KEROO Boechout | €232,976 | €67,342 |
| BERNARDON M Herentals | €220,685 | €112,103 |
| CONELL Erpe-Mere | €244,342 | €53,021 |
Key facts about OSWALD
- What is the company number of OSWALD?
- The company number of OSWALD is 0444.649.285. The VAT number is the same number with BE in front: BE 0444.649.285.
- Where is OSWALD based?
- The registered office is at Route de Tamines 286, 5070 Fosses-la-Ville.Company details
- What does OSWALD do?
- According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
- What is the legal form of OSWALD?
- The legal form of OSWALD is Private limited company (BV).
- When was OSWALD founded?
- OSWALD was founded on 28-06-1991.
- Is OSWALD still active?
- Yes, OSWALD is an active enterprise in the KBO register.
- How many employees does OSWALD have?
- OSWALD had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does OSWALD fall under?
- In its 2024 annual accounts, OSWALD states joint committee 112 (Paritair Comité voor het garagebedrijf).
- What is the turnover of OSWALD?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €95,162 and 37 comparable companies (NACE 95). It probably lies between €170,000 and €350,000.
- Is OSWALD profitable?
- In financial year 2025, OSWALD made a profit of €2,871.
- Where can I find the annual accounts of OSWALD?
- OSWALD filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OSWALD due?
- OSWALD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.