AR MAGISTRAL
ActiveThe computed 12-month bankruptcy probability of AR MAGISTRAL is 2.2% (moderate). The 2025 annual accounts show equity of €26k and a net result of €25k. Its solvency ranks better than 40% of 7452 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.82; short-term debt: 51.5% and cash: 14.2% of total assets), but 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
33.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€26k
Total assets
€76k
Net result
€25k
Working capital
€32k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €76k
Fixed assets
€5k
Current assets
€71k
Equity and liabilities €76k
Equity
€26k
Debt
€50k
Debt finances 65.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€37k
Cash flow
€28k
Solvency
34.5%
Current ratio
1.82
Quick ratio
1.82
Debt / equity
1.90
ROE
96.2%
ROA
33.2%
Interest coverage
16.62
Debt
€50k
Debt ≤ 1 year
€39k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€76k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Furniture and vehicles24€5k
Current assets29/58€71k
Amounts receivable within one year40/41€59k
Trade receivables40€44k
Other amounts receivable41€15k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€76k
Equity10/15€26k
Contributions10/11€1k
Profit (loss) carried forward14€25k
Amounts payable17/49€50k
Amounts payable within one year42/48€39k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€29k
Taxes450/3€29k
Accrued charges and deferred income492/3€11k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€1k
Gross operating margin9900€38k
Operating profit (loss)9901€35k
Financial income75/76B€413
Recurring financial income75€413
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€8k
Profit (loss) for the period9904€25k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Van Elewijckstraat 221853 GrimbergenGround area
1,032 m²
Building footprint
334 m²
Volume, LiDAR
3,224 m³
2 parcels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AR MAGISTRAL
since 20242.363.282.165
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0526/00N004 | Flanders | 688 m² | 1 · 220 m² | 14.3 m · 4 fl. |
| 42322C0588/00H000 | Flanders | 344 m² | 1 · 114 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
APOPHIS
BE 0671.814.377
Oudergem · Eq €26k
CONCEPT 32
BE 1007.224.739
Kortenberg · Eq €26k
LUXEMBOURG 42
BE 0546.992.995
Overijse · Eq €26k
DYS CONSTRUCT
BE 0678.627.539
Seraing · Eq €26k
BATI B&H
BE 0799.612.867
Vilvoorde · Eq €26k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,172 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.