BATI 5
ActiveThe computed 12-month bankruptcy probability of BATI 5 is 2.0% (moderate). The 2025 annual accounts show equity of €55k and a net result of €27k. Its solvency ranks better than 74% of 7318 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+58
Growth78
Stability82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 1.31 in 2024), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
33.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 99.1%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€83k▼ 28.4%
2024 · €115k
2024: €115k
2024 → 2025
Net result
€27k▲ 21.0%
2024 · €23k
2024: €23k
2024 → 2025
Working capital
€55k▲ 99.9%
2024 · €28k
2024: €28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€55k▲ 99.1%
Operating result€29k-€36k▲ 24.0%
Net result€23k-€27k▲ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €83k
Equity
€55k▲ 99.1%
Debt
€28k▼ 68.6%
The debt ratio falls from 76.0% to 33.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
66.6%▲
2024 · 24.0%
Current ratio
3.00▲
2024 · 1.31
Quick ratio
3.00▲
2024 · 1.31
Debt / equity
0.50▼
2024 · 3.17
ROE
49.8%▼
2024 · 81.9%
ROA
33.2%▲
2024 · 19.6%
Debt
€28k▼
2024 · €88k
Debt ≤ 1 year
€28k▼
2024 · €88k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€83k▼
Fixed assets21/28€109-
Financial fixed assets28€109-
Current assets29/58€115k€83k▼
Amounts receivable within one year40/41€105k€79k▼
Trade receivables40€96k€30k▼
Other amounts receivable41€10k€49k▲
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€115k€83k▼
Equity10/15€28k€55k▲
Contributions10/11€5k€5k=
Reserves13€20k€45k▲
Distributable reserves133€20k€45k▲
Profit (loss) carried forward14€3k€5k▲
Amounts payable17/49€88k€28k▼
Amounts payable within one year42/48€88k€28k▼
Trade debts44€24k€13k▼
Suppliers440/4€24k€13k▼
Advances received on contracts in progress46€57k-
Taxes, remuneration and social security45€6k€15k▲
Taxes450/3€6k€15k▲
Income statement
Code20242025
Other operating charges640/8€125€735▲
Gross operating margin9900€29k€37k▲
Operating profit (loss)9901€29k€36k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€86€182▲
Recurring financial charges65€86€182▲
Profit (loss) for the period before taxes9903€29k€36k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€23k€27k▲
Profit (loss) for the period to be appropriated9905€23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€30k▲
Profit (loss) brought forward from the previous period14P-€3k
Transfer to equity691/2€20k€25k▲
To other reserves6921€20k€25k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 3.00
Current ratio from 1.31 to 3.00; short-term debt falls from €88k to €28k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paddegatstraat 1001880 Kapelle-op-den-BosGround area
354 m²
Building footprint
152 m²
Volume, LiDAR
814 m³
Parcel 23056C0001/00L000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Paddegatstraat 100, 1880 Kapelle-op-den-Bos
since 20242.360.083.046
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23056C0001/00L000 | Flanders | 354 m² | 1 · 152 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COP CONSTRUCT
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VELLE IGNACE
BE 0463.020.095
Zwevegem · Eq €55k
MTLH Management
BE 0754.869.242
Wavre · Eq €55k
BOUWWERKEN RONSYN TIM
BE 0811.069.458
Puurs-Sint-Amands · Eq €55k
Profmax
BE 1001.385.735
Balen · Eq €55k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
43341Painting of buildings
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.