Apex Lettering

Active

Private limited companyfounded 20251 yr activeStaatsbaan(LUB) 19, 3210 Lubbeek, BelgiumKBO/BCE: BE 1018.660.643

Summary

Apex Lettering has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,762 and a net result of €21,762. Its solvency ranks better than 37% of 8504 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

Apex LetteringActiveChecked score 87/100

Risk analysis Report Compare

Activity

Advertising agencies

NACE 73110

1 site

Size

€66,344total assets 2025

Equity: €24,762
Profit: €21,762

Turnover not published (abridged schema)

Financial health

87 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 32 d early0 of 1 deed read

Why 87- Size: total assets €66,344- Founded in 2025+ Liquidity: current ratio 2.46, cash €20,196+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Better than 59% of its sector peers (NACE 73, without accounts)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 62

equity 37.3% of total assets

Liquidity 82

short-term debt 19.2% · cash 30.4%

Profitability 100

return on assets 32.8%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,215 companies)

Last 24 months 02-2026: 0.9% 03-2026: 0.9%▲ +3.0% vs 02-2026 04-2026: 0.9%● 0.0% vs 03-2026 05-2026: 1.1%▲ +11.7% vs 04-2026 06-2026: 1.1%▲ +0.6% vs 05-2026 07-2026: 1.2%▲ +11.8% vs 06-2026 08-2026: 1.3%▲ +10.8% vs 07-2026highest value 09-2026: 1.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%▼ -78.7% vs 09-2026lowest value

Liquidity: current ratio 2.46, cash €20,196 lowers the probability
Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
Size: total assets €66,344 raises the probability for this profile
Founded in 2025 raises the probability for this profile

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 2.46; short-term debt: 19.2% and cash: 30.4% of total assets), but 62.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, without accounts). Better than this share of them on solvency 42%, liquidity 70%, profitability 67%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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