Turnover
≈ €130,000 estimated
The micro format states no turnover.
Perspectief
Lifetime
1 annual account with figuresGross marginpeak €45,060 (2025)
€45,060
Resultpeak €35,356 (2025)
€35,356
Equitypeak €38,356 (2025)
€38,356
Debts
€26,654
Board1 name since 2025
1 directorVAN GESTEL Sanne
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Incorporation 10-031 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 30 shares
Checked score
97
Excellent
Financially stronger than 72% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 0.9%
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 1.1%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -1.0 percentage point vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Liquidity: current ratio 2.26, cash €50,408
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €38,356 (59.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 57% of them on solvency, 72% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Perspectief has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Perspectief itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Perspectief. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.26, above the usual 1.5. Short-term debt is 41% and cash 77.5% of total assets. 41% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020742381
Incorporation
Founding capital of €3,000, 30 shares · Founder: VAN GESTEL Sanne (vennoten oprichter) · Appointment: VAN GESTEL Sanne (director) · published on 10-03-2025 · Gazette deed
First establishment
Knodseplas 21, Zoersel
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Perspectief Zoersel | €65,010 | €45,060 | 59.0% | - |
| Biteki Antwerp | €61,603 | €40,780 | 71.3% | - |
| BAOBEI Brussels | €59,259 | €49,260 | 62.6% | - |
| DAS ART Halen | €63,133 | €41,886 | 49.2% | - |
| PACK DESIGN Charleroi | €65,313 | €56,625 | 84.6% | - |
| Snow Lion Ghent | €65,747 | €54,105 | 66.5% | - |
| Apex Lettering Lubbeek | €66,344 | €33,969 | 37.3% | - |
These companies have the same main activity as Perspectief: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €59,300 and €66,300, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 06-03-2025Normal situation
- Activity
- Advertising agenciesNACE 73110and 5 others
- Establishment unit
- 2.371.044.1452980 Zoersel, since 06-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 19-03-2025
Annual accounts 2025
- Total assets
- €65,010
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on Perspectief
Perspectief has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,356 and a net result of €35,356.
Its solvency ranks better than 55% of 8,593 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Perspectief
- What is the company number of Perspectief?
- The company number of Perspectief is 1020.742.381. The VAT number is the same number with BE in front: BE 1020.742.381.
- Where is Perspectief based?
- The registered office is at Knodseplas 21, 2980 Zoersel.Company details
- What does Perspectief do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of Perspectief?
- Perspectief is a private limited company (BV).
- When was Perspectief founded?
- Perspectief was founded on 06-03-2025.
- Is Perspectief still active?
- Yes, Perspectief is an active enterprise in the KBO register.
- What is the turnover of Perspectief?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €45,060 and 30 comparable companies (NACE 73). It probably lies between €85,000 and €170,000.Financials
- Is Perspectief profitable?
- In financial year 2025, Perspectief made a profit of €35,356.
- Where can I find the annual accounts of Perspectief?
- Perspectief filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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