Equity
€5,000 ▼ 54.0%
SAVA paid out €25,349 in dividends. That is 130% of the 2025 profit.
SAVA
Lifetime
4 annual accounts with figures on one time axispeak €34,435 (2024)
€28,443▼ 17.4%
peak €24,797 (2024)
€19,481▼ 21.4%
peak €29,821 (2023)
€5,000▼ 54.0%
€26,157▼ 43.3%
Board1 name since 2022
1 directorJAUMOT Michaël
Documentsfilings and deeds
07-05-202685 days before the deadline
2025micro format
Gross margin from €34,435 to €28,443Dividend €25,349Equity from €10,868 to €5,000Debts from €46,167 to €26,157Cash from €49,184 to €21,562
Key points
from the 2025 annual accountsTurnover
≈ €56,000 estimated
The micro format states no turnover.
Debts
€26,157 84% of the balance sheet
Suppliers 1%Taxes and wages 17%Other 82%
Filings
4 annual accounts since 2022
The last four annual accounts were filed 48 to 85 days before the end of the period.
Starting capital
€5,000 100 shares
Position in the sector
€5,000
Less equity than 82% of companies in office administrative support. Sector median €53,928 · 9,708 companies.
Checked score
92
Excellent
Financially stronger than 43% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025highest value
09-2025: 0.3%● unchanged vs 08-2025highest value
10-2025: 0.3%● unchanged vs 09-2025highest value
11-2025: 0.3%● unchanged vs 10-2025highest value
12-2025: 0.3%● unchanged vs 11-2025highest value
01-2026: 0.1%▼ -0.2 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.05, cash €21,562, halved
Size: total assets €31,157
Figures for financial year 2025 (filed on 07-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 25% of them on solvency, 47% on liquidity, 87% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as SAVA has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAVA itself is lower: 0.1% within 12 months. It rests on far more data about SAVA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for SAVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9696 sector peers (2025).
NBB · sector comparisonPosition among 9696 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
85 days early
2024
72 days early
2023
61 days early
2022
48 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 67 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 May (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0785567366
Registered office moved from Carnières to Anderlues
New registered office: rue des Bruyères 48 boîte 2-6150 Anderlues · Previous registered office: Cité Bougard, 17-7141 Carnières · General meeting of 16-11-2023 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: JAUMOT Michaël · Appointment: JAUMOT Michaël (director) · published on 03-05-2022 · Gazette deed
First establishment
Rue des Bruyères 48, Anderlues
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAVA Anderlues | €31,157 | €28,443 | 16.0% | - |
| Fisc-Atli Braives | €34,218 | €30,466 | 1.5% | - |
| Ananta Boortmeerbeek | €34,318 | €24,164 | 30.9% | - |
| NP 44 Pajottegem | €36,938 | €25,822 | 36.5% | - |
| FULLRISING Braine-le-Comte | €24,732 | €25,500 | -49.6% | - |
| ANDENNE CONSULT Andenne | €29,759 | €24,388 | 18.3% | - |
| VAN GARSSE DC Tongeren-Borgloon | €29,491 | €23,097 | -378.2% | - |
These companies have the same main activity as SAVA: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €24,700 and €36,900, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 29-04-2022Normal situation
- Activity
- Office administrative and support servicesNACE 82100
- Establishment unit
- 2.331.254.7456150 Anderlues, since 29-04-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 23-10-2025
Annual accounts 2025
- €31,157▼ 45.4%
- Filing
- Filed on 07-05-2026, 85 days before the end of the filing period
Insights on SAVA
SAVA files the micro format. That format states no turnover. The gross margin rose from €11,368 in 2022 to €28,443 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAVA
- What is the company number of SAVA?
- The company number of SAVA is 0785.567.366. The VAT number is the same number with BE in front: BE 0785.567.366.
- Where is SAVA based?
- The registered office is at Rue des Bruyères 48, 6150 Anderlues.Company details
- What does SAVA do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of SAVA?
- SAVA is a private limited company (BV).
- When was SAVA founded?
- SAVA was founded on 29-04-2022.
- Is SAVA still active?
- Yes, SAVA is an active enterprise in the KBO register.
- What is the turnover of SAVA?
- The turnover in financial year 2025 is ≈ €56,000. This figure is estimated from the gross margin of €28,443 and 38 comparable companies (NACE 82100). It probably lies between €45,000 and €85,000.Financials
- Is SAVA profitable?
- In financial year 2025, SAVA made a profit of €19,481.
- Where can I find the annual accounts of SAVA?
- SAVA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SAVA due?
- SAVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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