Skip to content

CREDAFIN

Active Risk: not assessed
Private limited companyfounded 2016active for 9 yearsRue de Mariomont 21, 4801 Verviers, BelgiumKBO/BCE: BE 0665.876.096

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CREDAFIN is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €85,954 and a net result of €1,544. Equity has been growing by about 2.9% per year since 2018. Its solvency ranks better than 55% of 77 sector peers (NACE 65, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
CREDAFINActive
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 09-11-2016 Normal situation
Legal form
Private limited company
Registered office
Rue de Mariomont 21, 4801 Verviers
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65112and 1 other
Establishment units
2.258.628.865 1040 Etterbeek, since 09-11-2016
2.264.203.494 4801 Verviers, since 01-05-2017
Financial year end
31 December
Peppol
Reachable since 26-12-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€1,544
▲ 104%
Equity
€85,954
▲ 1.8%
Total assets
€154,031
▲ 36.1%
Staff
1 FTE
=
2025 accounts filed 31 days before the deadline
Filed on 30-06-2026at the National Bank
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
31 days early
2024
2 days early
2023
33 days early
2022
23 days early
2021
62 days early
2020
45 days early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Documents

Annual accounts at the NBB

All 9 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CREDAFIN

What is the company number of CREDAFIN?
The company number of CREDAFIN is 0665.876.096. The VAT number is the same number with BE in front: BE 0665.876.096.
Where is CREDAFIN based?
The registered office is at Rue de Mariomont 21, 4801 Verviers.Company details
What does CREDAFIN do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65112).
What is the legal form of CREDAFIN?
The legal form of CREDAFIN is Private limited company (BV).
When was CREDAFIN founded?
CREDAFIN was founded on 09-11-2016.
Is CREDAFIN still active?
Yes, CREDAFIN is an active enterprise in the KBO register.
How many employees does CREDAFIN have?
CREDAFIN had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CREDAFIN?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €43,438 and 2,949 comparable companies of the same size. It probably lies between €110,000 and €310,000. It is a rough estimate.
Is CREDAFIN profitable?
In financial year 2025, CREDAFIN made a profit of €1,544.
Where can I find the annual accounts of CREDAFIN?
CREDAFIN filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CREDAFIN due?
CREDAFIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as CREDAFIN: insurance, reinsurance and pension funding, except compulsory social security (NACE 65112). They are comparable in size and age: total assets between €49,000 and €300,000, founded between 2008 and 2019.

CompanyTotal assetsGross margin
CREDAFIN Verviers€154,031€43,438
RVB INSURANCE CONSULT Blankenberge€146,650€57,391
CCL-SURVEYS Essen€149,584€43,438
ZAKENKANTOOR BOUSSON Haacht€215,136€52,099
BELLEMAX Watermaal-Bosvoorde€299,536€71,017
ALTRAFINCO Havelange€118,161€17,176
HOME BELGIUM CONSULTING Vorst€49,047€47,935
Full comparison

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure