AGATRA
ActiveSummary
AGATRA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,790 and a net result of -€11,359. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 3507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▲+1
Solvency55▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.49 in 2024; short-term debt: 69.7% and cash: 23.8% of total assets), and 69.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
-6.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,359
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
on the day
2023
1 d early
2022
23 d late
2021
24 d late
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€50,790▼ 18.3%
2024 · €62,149
Total assets
€167,497▼ 1.0%
2024 · €169,193
Net result
-€11,359▲ 17.7%
2024 · -€13,795
Working capital
-€65,082▼ 27.0%
2024 · -€51,252
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,159▲ 6.1%€5,492▼ 63.8%-€2,775-€6,729▼ 142%-€6,088▲ 9.5%
Net result€5,851within the sector's middle half▼ 23.3%€240within the sector's middle half▼ 95.9%-€7,789below the sector's middle half-€13,795below the sector's middle half▼ 77.1%-€11,359below the sector's middle half▲ 17.7%
Equity€83,493within the sector's middle half▲ 7.5%€83,733within the sector's middle half▲ 0.3%€75,945within the sector's middle half▼ 9.3%€62,149within the sector's middle half▼ 18.2%€50,790within the sector's middle half▼ 18.3%
Total assets€194,371within the sector's middle half▼ 1.2%€187,438within the sector's middle half▼ 3.6%€176,512within the sector's middle half▼ 5.8%€169,193within the sector's middle half▼ 4.1%€167,497within the sector's middle half▼ 1.0%
Debt€110,878▼ 6.8%€103,705▼ 6.5%€100,567▼ 3.0%€107,044▲ 6.4%€116,707▲ 9.0%
Working capital-€18,361below the sector's middle half▲ 10.6%-€20,352below the sector's middle half▼ 10.8%-€33,540below the sector's middle half▼ 64.8%-€51,252below the sector's middle half▼ 52.8%-€65,082below the sector's middle half▼ 27.0%
Solvency43.0%within the sector's middle half▲ 3.5pp44.7%within the sector's middle half▲ 1.7pp43.0%within the sector's middle half▼ 1.6pp36.7%within the sector's middle half▼ 6.3pp30.3%within the sector's middle half▼ 6.4pp
Current ratio0.76below the sector's middle half▲ 0.030.74below the sector's middle half▼ 0.030.60below the sector's middle half▼ 0.130.49below the sector's middle half▼ 0.120.44below the sector's middle half▼ 0.04
Return on assets (ROA)3.0%within the sector's middle half▼ 0.9pp0.1%within the sector's middle half▼ 2.9pp-4.4%below the sector's middle half▼ 4.5pp-8.2%below the sector's middle half▼ 3.7pp-6.8%below the sector's middle half▲ 1.4pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,088 in 2025 against €6,729 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167,497
Fixed assets
€115,873 ▼ 3.9%
Current assets
€51,624 ▲ 6.3%
Equity and liabilities €167,497
Equity
€50,790 ▼ 18.3%
Debt
€116,707 ▲ 9.0%
Debt's share of the balance-sheet total rises from 63.3% to 69.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,338▲
2024 · -€1,979
Cash flow
-€6,609▲
2024 · -€9,045
Debt to equity
2.30▲
2024 · 1.72
ROE
-22.4%▼
2024 · -22.2%
Interest coverage
-0.24▲
2024 · -0.27
Debt ≤ 1 year
€116,707▲
2024 · €99,822
Debt > 1 year
€0▼
2024 · €7,222
Staff costs
€0▼
2024 · €1,904
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,428 | €1,836 | €1,744 | €1,904 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,042 | €5,022 | €4,877 | €4,750 | €4,750 | = |
| Other operating charges640/8 | €1,001 | €1,113 | €1,509 | €1,470 | €1,432 | ▼ 2.6% |
| Gross operating margin9900 | €22,631 | €13,463 | €5,355 | €1,395 | €94 | ▼ 93.2% |
| Operating profit (loss)9901 | €15,159 | €5,492 | -€2,775 | -€6,729 | -€6,088 | ▲ 9.5% |
| Financial income75/76B | €0 | - | €105 | €198 | €195 | ▼ 1.5% |
| Recurring financial income75 | €0 | - | €105 | €198 | €195 | ▼ 1.5% |
| Financial charges65/66B | €4,631 | €4,769 | €5,232 | €7,264 | €5,467 | ▼ 24.7% |
| Recurring financial charges65 | €4,631 | €4,769 | €5,232 | €7,264 | €5,467 | ▼ 24.7% |
| Profit (loss) for the period before taxes9903 | €10,529 | €723 | -€7,902 | -€13,795 | -€11,359 | ▲ 17.7% |
| Income taxes67/77 | €4,677 | €482 | -€114 | €0 | - | - |
| Profit (loss) for the period9904 | €5,851 | €240 | -€7,789 | -€13,795 | -€11,359 | ▲ 17.7% |
| Transfer from tax-exempt reserves789 | €6,380 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €12,231 | €240 | -€7,789 | -€13,795 | -€11,359 | ▲ 17.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €194,371 | €187,438 | €176,512 | €169,193 | €167,497 | ▼ 1.0% |
| Fixed assets21/28 | €135,273 | €130,250 | €125,373 | €120,623 | €115,873 | ▼ 3.9% |
| Tangible fixed assets22/27 | €135,093 | €130,070 | €125,193 | €120,443 | €115,693 | ▼ 3.9% |
| Land and buildings22 | €134,694 | €129,943 | €125,193 | €120,443 | €115,693 | ▼ 3.9% |
| Furniture and vehicles24 | €399 | €127 | €0 | - | - | - |
| Financial fixed assets28 | €180 | €180 | €180 | €180 | €180 | = |
| Current assets29/58 | €59,099 | €57,188 | €51,138 | €48,570 | €51,624 | ▲ 6.3% |
| Amounts receivable within one year40/41 | €15,596 | €16,312 | €13,058 | €14,210 | €11,149 | ▼ 21.5% |
| Trade receivables40 | €15,592 | €15,308 | €10,413 | €12,651 | €9,590 | ▼ 24.2% |
| Other amounts receivable41 | €4 | €1,004 | €2,645 | €1,560 | €1,559 | ▼ 0.1% |
| Cash at bank and in hand54/58 | €42,899 | €40,259 | €37,445 | €33,714 | €39,847 | ▲ 18.2% |
| Deferred charges and accrued income490/1 | €604 | €617 | €635 | €646 | €628 | ▼ 2.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €194,371 | €187,438 | €176,512 | €169,193 | €167,497 | ▼ 1.0% |
| Equity10/15 | €83,493 | €83,733 | €75,945 | €62,149 | €50,790 | ▼ 18.3% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €13,860 | €13,860 | €13,860 | €13,860 | €13,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €12,000 | €12,000 | €13,860 | €13,860 | €13,860 | = |
| Profit (loss) carried forward14 | €57,233 | €57,473 | €49,685 | €35,889 | €24,530 | ▼ 31.6% |
| Amounts payable17/49 | €110,878 | €103,705 | €100,567 | €107,044 | €116,707 | ▲ 9.0% |
| Amounts payable after more than one year17 | €33,222 | €24,556 | €15,889 | €7,222 | €0 | ▼ 100% |
| Financial debts170/4 | €33,222 | €24,556 | €15,889 | €7,222 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €77,460 | €77,540 | €84,678 | €99,822 | €116,707 | ▲ 16.9% |
| Current portion of amounts payable after more than one year42 | €8,667 | €8,667 | €8,667 | €8,667 | €7,222 | ▼ 16.7% |
| Trade debts44 | €2,240 | €2,493 | €856 | €317 | €350 | ▲ 10.5% |
| Suppliers440/4 | €2,240 | €2,493 | €856 | €317 | €350 | ▲ 10.5% |
| Taxes, remuneration and social security45 | €7,224 | €7,385 | €4,174 | €6,659 | €5,580 | ▼ 16.2% |
| Taxes450/3 | €4,905 | €5,066 | €2,674 | €5,159 | €4,405 | ▼ 14.6% |
| Remuneration and social security454/9 | €2,319 | €2,319 | €1,500 | €1,500 | €1,175 | ▼ 21.7% |
| Other amounts payable47/48 | €59,328 | €58,995 | €70,982 | €84,180 | €103,555 | ▲ 23.0% |
| Accrued charges and deferred income492/3 | €196 | €1,609 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,851 | €240 | -€7,789 | -€13,795 | -€11,359 | ▲ 17.7% |
| + Depreciation and write-downs630 | €5,042 | €5,022 | €4,877 | €4,750 | €4,750 | = |
| Operating cash flow (approximation) | €10,894 | €5,263 | -€2,912 | -€9,045 | -€6,609 | ▲ 26.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€2,640 | -€2,814 | -€3,732 | €6,133 | ▲ 264% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€13,795
Net result drops to -€13,795, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7,632
Net result €7,632 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2002
Ground area
414 m²
Building footprint
317 m²
Volume, LiDAR
3,623 m³
Parcel 57081H0412/00G002, Wallonia · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Tour Canteraine(TOU) 1, 7500 Tournai
since 20022.114.089.759
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081H0412/00G002 | Wallonia | 414 m² | 1 · 317 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,526 companies in sector 74301 we hold annual accounts for 720. 609 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-07-2002
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
Contact
E-mail
anne.agatra@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0478084492
Also
9925:BE0478084492
Registered
29-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.