BIZ Services
ActiveBIZ Services has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €25k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+65
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 40.75 against 15.95 in 2024; short-term debt: 2.4% and cash: 43.8% of total assets), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
22.8%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
10 d early
2023
18 d early
2022
32 d early
2021
6 d early
2020
1 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 30.4%
2024 · €83k
2019: €60k
2020: €75k
2021: €49k
2022: €60k
2023: €78k
2024: €83k
2019 → 2025
Total assets
€111k▲ 25.8%
2024 · €88k
2019: €77k
2020: €83k
2021: €52k
2022: €65k
2023: €87k
2024: €88k
2019 → 2025
Net result
€25k▲ 468%
2024 · €4k
2019: €10k
2020: €15k
2021: €-27k
2022: €12k
2023: €18k
2024: €4k
2019 → 2025
Working capital
€104k▲ 34.6%
2024 · €77k
2019: €63k
2020: €74k
2021: €45k
2022: €58k
2023: €77k
2024: €77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€60k▲ 23.8%€78k▲ 30.7%€83k▲ 5.7%€108k▲ 30.4%
Operating result€-24k-€10k€22k▲ 112%€-626€36k
Net result€-27k-€12k€18k▲ 59.6%€4k▼ 75.9%€25k▲ 468%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €626 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€4k▼ 25.7%
Current assets
€107k▲ 29.3%
Equity and liabilities €111k
Equity
€108k▲ 30.4%
Debt
€3k▼ 49.4%
The debt ratio falls from 5.9% to 2.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €625
Cash flow
€27k▲
2024 · €6k
Solvency
97.6%▲
2024 · 94.1%
Current ratio
40.75▲
2024 · 15.95
Quick ratio
40.75▲
2024 · 15.95
Debt / equity
0.02▼
2024 · 0.06
ROE
23.3%▲
2024 · 5.4%
ROA
22.8%▲
2024 · 5.0%
Interest coverage
60.94▲
2024 · 0.86
Debt
€3k▼
2024 · €5k
Debt ≤ 1 year
€3k▼
2024 · €5k
Income taxes
€10k▲
2024 · €-6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€111k▲
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€6k€4k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€741€317▼
Furniture and vehicles24€0€0=
Current assets29/58€82k€107k▲
Amounts receivable within one year40/41€62k€58k▼
Trade receivables40€21k€21k▼
Other amounts receivable41€42k€37k▼
Cash at bank and in hand54/58€20k€49k▲
Equity and liabilities
Total equity and liabilities10/49€88k€111k▲
Equity10/15€83k€108k▲
Contributions10/11€20k€20k=
Reserves13€40k€60k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€38k€60k▲
Profit (loss) carried forward14€23k€28k▲
Amounts payable17/49€5k€3k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€5k€614▼
Suppliers440/4€5k€614▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€384-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€178€922▲
Operating charges capitalised as restructuring costs649-€0
Gross operating margin9900€1k€38k▲
Operating profit (loss)9901€-626€36k▲
Financial charges65/66B€726€610▼
Recurring financial charges65€726€610▼
Profit (loss) for the period before taxes9903€-1k€35k▲
Income taxes67/77€-6k€10k▲
Profit (loss) for the period9904€4k€25k▲
Profit (loss) for the period to be appropriated9905€4k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€48k▲
Profit (loss) brought forward from the previous period14P€19k€23k▲
Transfer to equity691/2-€20k
To the legal reserve6920-€20k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €25k ▲468%
Operating result €36k, net result €25k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 40.75
Current ratio from 15.95 to 40.75; short-term debt falls from €5k to €3k.
31-03
Financial
Equity above €100kEq €108k ▲30.4%
4 profitable years in a row build equity to €108k.
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-27k ▼275%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hutsepotstraat 1069052 GentGround area
355 m²
Building footprint
91 m²
Volume, LiDAR
577 m³
Parcel 44082B0155/00M004, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Biz Services
since 20062.157.405.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082B0155/00M004 | Flanders | 355 m² | 1 · 91 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SilCo
BE 0836.141.978
Geraardsbergen · Eq €108k
Oditrans
BE 1013.432.640
Zoersel · Eq €109k
Avangard International
BE 0800.338.585
Elsene · Eq €109k
POR FIN
BE 0788.459.055
Diksmuide · Eq €107k
ELLE TRANSLATION
BE 0555.682.514
Merchtem · Eq €107k
Of 4,529 companies in sector 74301 we hold annual accounts for 719. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2006
Fiscal year end31-03
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.