SPRL PREFERENCE S.F.
ActiveSPRL PREFERENCE S.F. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-7k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 68% of 3476 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-54
Solvency94▼-1
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 3.33 in 2024; short-term debt: 31.1% and cash: 80.7% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
15 d late
2023
27 d late
2022
61 d late
2021
24 d late
2020
61 d late
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€177k▼ 17.9%
2018 · €215k
2018: €215k
2018 → 2019
EBIT margin
8.3%▲ 10.4pp
2018 · -2.1%
2018: -2.1%
2018 → 2019
Net result
€-7k
2024 · €3k
2018: €-6k
2019: €15k
2020: €47k
2021: €51k
2022: €31k
2023: €17k
2024: €3k
2018 → 2025
Working capital
€124k▼ 6.5%
2024 · €133k
2018: €-27k
2019: €-13k
2020: €31k
2021: €80k
2022: €110k
2023: €128k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€117k▲ 35.8%€134k▲ 14.5%€136k▲ 1.9%€128k▼ 6.0%
Operating result€73k-€44k▼ 40.1%€25k▼ 42.9%€6k▼ 77.7%€-9k
Net result€51k-€31k▼ 39.4%€17k▼ 45.2%€3k▼ 80.4%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€4k▲ 14.6%
Current assets
€182k▼ 4.2%
Equity and liabilities €185k
Equity
€128k▼ 6.0%
Debt
€58k▲ 1.2%
The debt ratio rises from 29.5% to 31.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €8k
Cash flow
€-6k▼
2024 · €6k
Solvency
68.9%▼
2024 · 70.5%
Current ratio
3.16▼
2024 · 3.33
Quick ratio
3.16▼
2024 · 3.33
Debt / equity
0.45▲
2024 · 0.42
ROE
-5.8%▼
2024 · 2.4%
ROA
-4.0%▼
2024 · 1.7%
Interest coverage
-2.61▼
2024 · 5.60
Debt
€58k▲
2024 · €57k
Debt ≤ 1 year
€58k▲
2024 · €57k
Income taxes
€170▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€193k€185k▼
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€62€62=
Current assets29/58€190k€182k▼
Amounts receivable within one year40/41€36k€32k▼
Trade receivables40€31k€21k▼
Other amounts receivable41€5k€11k▲
Cash at bank and in hand54/58€153k€150k▼
Deferred charges and accrued income490/1€53-
Equity and liabilities
Total equity and liabilities10/49€193k€185k▼
Equity10/15€136k€128k▼
Contributions10/11€19k€19k=
Reserves13€117k€109k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€115k€107k▼
Profit (loss) carried forward14€269€42▼
Amounts payable17/49€57k€58k▲
Amounts payable within one year42/48€57k€58k▲
Trade debts44€42k€44k▲
Suppliers440/4€42k€44k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Gross operating margin9900€8k€-8k▼
Operating profit (loss)9901€6k€-9k▼
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€5k€-7k▼
Income taxes67/77€2k€170▼
Profit (loss) for the period9904€3k€-7k▼
Profit (loss) for the period to be appropriated9905€3k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-7k▼
Profit (loss) brought forward from the previous period14P€1k€269▼
Transfer from equity791/2-€8k
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€841€841=
Return on contributions (dividend)694€841€841=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-7k ▼323%
Net result drops to €-7k, the lowest in the series.
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Equity above €100kEq €117k ▲35.8%
4 profitable years in a row build equity to €117k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Highest result since 2018net €51k ▲9.1%
Operating result €73k, net result €51k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Werner-Marchand 281450 ChastreGround area
780 m²
Building footprint
78 m²
Volume, LiDAR
579 m³
Parcel 25017C0413/00V005, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Werner-Marchand 28, 1450 Chastre
since 20072.160.428.342
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25017C0413/00V005 | Wallonia | 780 m² | 1 · 78 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,530 companies in sector 74301 we hold annual accounts for 719. 590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2007
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
58110Book publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477/253173