AFG-EU CONSULTING, MEDIATION ET SERVICES
ActiveThe computed 12-month bankruptcy probability of AFG-EU CONSULTING, MEDIATION ET SERVICES is 2.4% (moderate). The 2025 annual accounts show equity of €96k and a net result of €-6k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 1633 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-12
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.93 against 6.25 in 2024; short-term debt: 12.6% and cash: 15.9% of total assets), and 12.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 d early
2024
5 d late
2023
31 d late
2022
6 d late
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€96k▼ 6.1%
2024 · €102k
2021: €60k
2022: €93k
2023: €97k
2024: €102k
2021 → 2025
Total assets
€109k▼ 3.4%
2024 · €113k
2021: €81k
2022: €116k
2023: €105k
2024: €113k
2021 → 2025
Net result
€-6k
2024 · €5k
2021: €50k
2022: €33k
2023: €4k
2024: €5k
2021 → 2025
Working capital
€68k▲ 13.7%
2024 · €60k
2021: €57k
2022: €89k
2023: €40k
2024: €60k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€93k▲ 54.5%€97k▲ 3.9%€102k▲ 5.1%€96k▼ 6.1%
Operating result€50k-€43k▼ 15.0%€19k▼ 56.0%€8k▼ 55.2%€-5k
Net result€50k-€33k▼ 34.7%€4k▼ 88.9%€5k▲ 34.1%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€28k▼ 34.2%
Current assets
€82k▲ 14.9%
Equity and liabilities €109k
Equity
€96k▼ 6.1%
Debt
€14k▲ 21.0%
The debt ratio rises from 10.0% to 12.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €26k
Cash flow
€10k▼
2024 · €22k
Solvency
87.4%▼
2024 · 90.0%
Current ratio
5.93▼
2024 · 6.25
Quick ratio
5.93▼
2024 · 6.25
Debt / equity
0.14▲
2024 · 0.11
ROE
-6.5%▼
2024 · 4.8%
ROA
-5.7%▼
2024 · 4.3%
Interest coverage
72.27▼
2024 · 180.06
Debt
€14k▲
2024 · €11k
Debt ≤ 1 year
€14k▲
2024 · €11k
Income taxes
€1k▼
2024 · €4k
Staff costs
€45k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€109k▼
Fixed assets21/28€42k€28k▼
Tangible fixed assets22/27€42k€28k▼
Furniture and vehicles24€42k€28k▼
Current assets29/58€71k€82k▲
Amounts receivable within one year40/41€9k€64k▲
Trade receivables40€3k€52k▲
Other amounts receivable41€6k€13k▲
Cash at bank and in hand54/58€62k€17k▼
Equity and liabilities
Total equity and liabilities10/49€113k€109k▼
Equity10/15€102k€96k▼
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€10k€10k=
Profit (loss) carried forward14€92k€86k▼
Amounts payable17/49€11k€14k▲
Amounts payable within one year42/48€11k€14k▲
Trade debts44€1k€913▼
Suppliers440/4€1k€913▼
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€10k€6k▼
Remuneration and social security454/9-€6k
Income statement
Code20242025
Remuneration, social security and pensions62€42k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€69k€57k▼
Operating profit (loss)9901€8k€-5k▼
Financial income75/76B€108€460▲
Recurring financial income75€108€460▲
Financial charges65/66B€142€150▲
Recurring financial charges65€142€150▲
Profit (loss) for the period before taxes9903€8k€-5k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€5k€-6k▼
Profit (loss) for the period to be appropriated9905€5k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€86k▼
Profit (loss) brought forward from the previous period14P€87k€92k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-6k ▼227%
Net result drops to €-6k, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Equity above €100kEq €102k ▲5.1%
4 profitable years in a row build equity to €102k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
06-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emancipatiestraat 61020 BrusselGround area
7,118 m²
Building footprint
2,213 m²
Volume, LiDAR
31,822 m³
2 parcels, Brussels, Flanders · tallest building 41.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AFG-EU CONSULTING, MEDIATION ET SERVICES
since 20212.316.057.419
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0064/00L004 | Brussels | 5,460 m² | 1 · 1,700 m² | 41.3 m · 5 fl. |
| 23016D0210/00L000 | Flanders | 1,658 m² | 1 · 513 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KOPSTAART
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JACSOM
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RDLJ
BE 0674.795.643
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Dewaele Management & Consulting
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AIRCOACH
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,623 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74300Other professional, scientific and technical activities
74301Translation services
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.