KOPSTAART
ActiveKOPSTAART has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-657. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-4
Solvency83▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.13 in 2024; short-term debt: 30.3% and cash: 25% of total assets), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
-0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
2 d early
2022
on the day
2021
24 d late
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 10.0%
2024 · €106k
2020: €26k
2021: €52k
2022: €94k
2023: €101k
2024: €106k
2020 → 2025
Total assets
€164k▼ 15.2%
2024 · €194k
2020: €195k
2021: €200k
2022: €230k
2023: €220k
2024: €194k
2020 → 2025
Net result
€-657
2024 · €5k
2020: €19k
2021: €27k
2022: €42k
2023: €7k
2024: €5k
2020 → 2025
Working capital
€47k▼ 15.5%
2024 · €56k
2020: €-53k
2021: €-27k
2022: €17k
2023: €26k
2024: €56k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€94k▲ 79.9%€101k▲ 7.2%€106k▲ 5.1%€96k▼ 10.0%
Operating result€37k-€55k▲ 50.8%€12k▼ 78.1%€12k▼ 1.1%€3k▼ 75.0%
Net result€27k-€42k▲ 56.1%€7k▼ 83.9%€5k▼ 23.7%€-657
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 75% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€67k▼ 23.9%
Current assets
€97k▼ 8.0%
Equity and liabilities €164k
Equity
€96k▼ 10.0%
Debt
€68k▼ 21.6%
The debt ratio falls from 45.1% to 41.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €34k
Cash flow
€20k▼
2024 · €27k
Solvency
58.3%▲
2024 · 54.9%
Current ratio
1.95▼
2024 · 2.13
Quick ratio
1.95▼
2024 · 2.13
Debt / equity
0.72▼
2024 · 0.82
ROE
-0.7%▼
2024 · 4.9%
ROA
-0.4%▼
2024 · 2.7%
Interest coverage
9.96▼
2024 · 10.00
Debt
€68k▼
2024 · €87k
Debt ≤ 1 year
€50k▲
2024 · €50k
Debt > 1 year
€18k▼
2024 · €38k
Income taxes
€1k▼
2024 · €3k
Staff costs
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€164k▼
Fixed assets21/28€88k€67k▼
Intangible fixed assets21€71k€56k▼
Tangible fixed assets22/27€17k€11k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€4k€2k▼
Current assets29/58€106k€97k▼
Amounts receivable within one year40/41€69k€55k▼
Trade receivables40€59k€38k▼
Other amounts receivable41€10k€18k▲
Cash at bank and in hand54/58€37k€41k▲
Deferred charges and accrued income490/1-€534
Equity and liabilities
Total equity and liabilities10/49€194k€164k▼
Equity10/15€106k€96k▼
Contributions10/11€6k€6k=
Reserves13€100k€89k▼
Distributable reserves133€100k€89k▼
Profit (loss) carried forward14€223€0▼
Amounts payable17/49€87k€68k▼
Amounts payable after more than one year17€38k€18k▼
Financial debts170/4€38k€18k▼
Amounts payable within one year42/48€50k€50k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Financial debts43€0€3k▲
Credit institutions430/8€0€3k▲
Trade debts44€19k€950▼
Suppliers440/4€19k€950▼
Taxes, remuneration and social security45€12k€16k▲
Taxes450/3€12k€16k▲
Other amounts payable47/48€0€10k▲
Accrued charges and deferred income492/3-€250
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€430€547▲
Gross operating margin9900€36k€24k▼
Operating profit (loss)9901€12k€3k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€9k€600▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€5k€-657▼
Profit (loss) for the period to be appropriated9905€5k€-657▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-434▼
Profit (loss) brought forward from the previous period14P€65€223▲
Transfer from equity791/2-€10k
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-657 ▼113%
Net result drops to €-657, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €101k ▲7.2%
4 profitable years in a row build equity to €101k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2020net €42k ▲56.1%
Operating result €55k, net result €42k, both a record.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Springaelstraat 521651 BeerselGround area
457 m²
Building footprint
117 m²
Volume, LiDAR
735 m³
Parcel 23046A0079/00G011, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOPSTAART
since 20192.290.634.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046A0079/00G011 | Flanders | 457 m² | 1 · 117 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 597 EUR awarded · 597 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 597 EUR | 597 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2019
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.kopstaart.be
E-mail:erlend@kopstaart.be