JACSOM
ActiveJACSOM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €113k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.05 in 2024), and 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
48.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
34 d early
2022
59 d late
2021
1 d early
2020
31 d late
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 10.1%
2024 · €87k
2018: €38k
2019: €76k
2020: €102k
2021: €119k
2022: €136k
2023: €114k
2024: €87k
2018 → 2025
Total assets
€233k▲ 8.6%
2024 · €214k
2018: €69k
2019: €114k
2020: €124k
2021: €199k
2022: €191k
2023: €279k
2024: €214k
2018 → 2025
Net result
€113k▲ 123%
2024 · €51k
2018: €26k
2019: €38k
2020: €26k
2021: €18k
2022: €17k
2023: €83k
2024: €51k
2018 → 2025
Working capital
€45k▲ 720%
2024 · €5k
2018: €37k
2019: €48k
2020: €57k
2021: €35k
2022: €39k
2023: €30k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€136k▲ 14.4%€114k▼ 16.4%€87k▼ 23.9%€96k▲ 10.1%
Operating result€27k-€33k▲ 18.5%€109k▲ 235%€68k▼ 37.4%€148k▲ 116%
Net result€18k-€17k▼ 2.9%€83k▲ 386%€51k▼ 39.0%€113k▲ 123%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 116% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€75k▼ 25.8%
Current assets
€158k▲ 39.3%
Equity and liabilities €233k
Equity
€96k▲ 10.1%
Debt
€137k▲ 7.6%
The debt ratio falls from 59.4% to 58.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€163k▲
2024 · €84k
Cash flow
€129k▲
2024 · €66k
Solvency
41.2%▲
2024 · 40.6%
Current ratio
1.40▲
2024 · 1.05
Quick ratio
1.40▲
2024 · 1.05
Debt / equity
1.43▼
2024 · 1.46
ROE
118.4%▲
2024 · 58.4%
ROA
48.7%▲
2024 · 23.7%
Interest coverage
59.71▲
2024 · 21.91
Debt
€137k▲
2024 · €127k
Debt ≤ 1 year
€113k▲
2024 · €108k
Debt > 1 year
€24k▲
2024 · €20k
Income taxes
€32k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€214k€233k▲
Fixed assets21/28€101k€75k▼
Tangible fixed assets22/27€101k€75k▼
Plant, machinery and equipment23€547€13k▲
Furniture and vehicles24€31k€2k▼
Other tangible fixed assets26€69k€60k▼
Current assets29/58€113k€158k▲
Amounts receivable within one year40/41€101k€83k▼
Trade receivables40€78k€83k▲
Other amounts receivable41€23k€126▼
Cash at bank and in hand54/58€8k€71k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€214k€233k▲
Equity10/15€87k€96k▲
Contributions10/11€19k€19k=
Reserves13€2k€77k▲
Distributable reserves133€2k€77k▲
Profit (loss) carried forward14€67k-
Amounts payable17/49€127k€137k▲
Amounts payable after more than one year17€20k€24k▲
Financial debts170/4€20k-
Trade debts175-€6k
Other amounts payable178/9-€18k
Amounts payable within one year42/48€108k€113k▲
Current portion of amounts payable after more than one year42€15k€5k▼
Trade debts44€3k€400▼
Suppliers440/4€3k€400▼
Taxes, remuneration and social security45€12k€18k▲
Taxes450/3€12k€18k▲
Other amounts payable47/48€78k€90k▲
Accrued charges and deferred income492/3-€127
Income statement
Code20242025
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€86k€166k▲
Operating profit (loss)9901€68k€148k▲
Financial income75/76B€1k€6▼
Recurring financial income75€1k€6▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€66k€145k▲
Income taxes67/77€15k€32k▲
Profit (loss) for the period9904€51k€113k▲
Profit (loss) for the period to be appropriated9905€51k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€145k€180k▲
Profit (loss) brought forward from the previous period14P€94k€67k▼
Transfer to equity691/2-€76k
To other reserves6921-€76k
Profit to be distributed694/7€78k€105k▲
Return on contributions (dividend)694€75k€100k▲
Directors or managers695€3k€5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
24-08
State Gazette act
General meeting · Director resignation
Director discharge · Power of attorney
04-08
State Gazette act
Board meeting · Power of attorney
2025
31-12
Financial
Highest result since 2018net €113k ▲123%
Operating result €148k, net result €113k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Weakest financial yearnet €17k ▼2.9%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €102k ▲33.6%
3 profitable years in a row build equity to €102k.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
Letizia Giordano
CurrentDirector · since 23-03-2022
23-03-2022
Letizia Giordano: Appointed as Director
23-03-2022
Stijn Sommerijns: Resigned as Director
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veeweidestraat 63080 TervurenGround area
880 m²
Building footprint
212 m²
Volume, LiDAR
314 m³
Parcel 24023A0506/00G002, Flanders · tallest building 5.9 m. Linked by address, not a title deed.
1 establishment unit
Veeweidestraat 6, 3080 Tervuren
since 20172.263.213.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24023A0506/00G002 | Flanders | 880 m² | 1 · 212 m² | 5.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RDLJ
BE 0674.795.643
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KOPSTAART
BE 0726.815.456
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AFG-EU CONSULTING, MEDIATION ET SERVICES
BE 0766.702.252
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AIRCOACH
BE 0741.693.276
Londerzeel · Eq €96k
NewG
BE 1004.307.019
Brussel · Eq €96k
Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.