ADDIS
ActiveSummary
ADDIS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €792,405 and a net result of -€279,806. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 4209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-9
Solvency49▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.38 against 1.58 in 2024; short-term debt: 71% and cash: 1.2% of total assets), and 75.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€279,806
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
23 d early
2023
27 d early
2022
20 d early
2021
2 d late
2020
1 d early
2019
82 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#8 employer in Rumst, Wholesale and retail trade sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€279,806▼ 167%
2024 · -€104,905
Working capital
€863,858▼ 24.8%
2024 · €1.1m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.0m▼ 6.0%€466,071▼ 55.2%€200,680▼ 56.9%-€29,903-€218,252▼ 630%
Net result€778,754▼ 5.8%€324,999▼ 58.3%€118,592▼ 63.5%-€104,905-€279,806▼ 167%
Equity€1.5m▼ 45.3%€1.1m▼ 31.0%€1.2m▲ 11.2%€1.1m▼ 8.9%€792,405▼ 26.1%
Total assets€3.5m▼ 10.9%€3.3m▼ 3.9%€3.3m▼ 1.5%€3.2m▼ 2.5%€3.2m▲ 1.3%
Debt€1.9m▲ 78.3%€2.3m▲ 17.6%€2.1m▼ 7.4%€2.1m▲ 1.0%€2.4m▲ 15.1%
Working capital€1.4m▼ 48.9%€1.0m▼ 27.0%€1.2m▲ 13.0%€1.1m▼ 2.5%€863,858▼ 24.8%
Staff (FTE)27.9▲ 3.7%26.4▼ 5.4%24.4▼ 7.6%21.6▼ 11.5%20.4▼ 5.6%
Why a figure moved sharply
- 2025 Net result -167% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €218,252 in 2025 against €29,903 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets
€75,952 ▼ 3.1%
Current assets
€3.2m ▲ 1.4%
Equity and liabilities €3.2m
Equity
€792,405 ▼ 26.1%
Debt
€2.4m ▲ 15.1%
Debt's share of the balance-sheet total rises from 66.5% to 75.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€167,330▼
2024 · €24,854
Cash flow
-€228,885▼
2024 · -€50,148
Current ratio
1.38▼
2024 · 1.58
Quick ratio
0.05▼
2024 · 0.07
Debt to equity
3.09▲
2024 · 1.98
ROE
-35.3%▼
2024 · -9.8%
ROA
-8.6%▼
2024 · -3.3%
Interest coverage
-2.73▼
2024 · 0.33
Debt ≤ 1 year
€2.3m▲
2024 · €2.0m
Income taxes
€304▲
2024 · €282
Staff costs
€841,271▼
2024 · €855,478
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,501 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4,718 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €1.0m | €1.1m | €992,094 | €855,478 | €841,271 | ▼ 1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58,861 | €59,766 | €54,890 | €54,757 | €50,921 | ▼ 7.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €245 | - | - | €220 | - |
| Other operating charges640/8 | €52,101 | €54,982 | €55,388 | €58,613 | €50,148 | ▼ 14.4% |
| Non-recurring operating charges66A | €175 | - | €175 | - | - | - |
| Gross operating margin9900 | €2.2m | €1.6m | €1.3m | €938,946 | €724,309 | ▼ 22.9% |
| Operating profit (loss)9901 | €1.0m | €466,071 | €200,680 | -€29,903 | -€218,252 | ▼ 630% |
| Financial income75/76B | €19,908 | €7,720 | €1,527 | - | €49 | - |
| Recurring financial income75 | €19,908 | €7,720 | €1,527 | - | €49 | - |
| Financial charges65/66B | €15,716 | €28,796 | €33,975 | €74,720 | €61,300 | ▼ 18.0% |
| Recurring financial charges65 | €15,716 | €28,796 | €33,975 | €74,720 | €61,300 | ▼ 18.0% |
| Profit (loss) for the period before taxes9903 | €1.0m | €444,995 | €168,232 | -€104,623 | -€279,503 | ▼ 167% |
| Income taxes67/77 | €266,674 | €119,996 | €49,640 | €282 | €304 | ▲ 7.6% |
| Profit (loss) for the period9904 | €778,754 | €324,999 | €118,592 | -€104,905 | -€279,806 | ▼ 167% |
| Transfer from tax-exempt reserves789 | - | €178,000 | €276,281 | €39,469 | - | - |
| Profit (loss) for the period to be appropriated9905 | €778,754 | €502,999 | €394,873 | -€65,437 | -€279,806 | ▼ 328% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.5m | €3.3m | €3.3m | €3.2m | €3.2m | ▲ 1.3% |
| Fixed assets21/28 | €197,559 | €172,002 | €120,562 | €78,381 | €75,952 | ▼ 3.1% |
| Tangible fixed assets22/27 | €197,559 | €172,002 | €120,562 | €78,381 | €75,952 | ▼ 3.1% |
| Plant, machinery and equipment23 | €71,456 | €61,788 | €42,088 | €35,150 | €54,892 | ▲ 56.2% |
| Furniture and vehicles24 | €14,634 | €11,638 | €10,875 | €6,180 | €2,360 | ▼ 61.8% |
| Other tangible fixed assets26 | €111,469 | €98,577 | €67,599 | €37,051 | €18,700 | ▼ 49.5% |
| Current assets29/58 | €3.3m | €3.2m | €3.2m | €3.1m | €3.2m | ▲ 1.4% |
| Stocks and contracts in progress3 | €3.1m | €3.0m | €3.0m | €3.0m | €3.0m | ▲ 2.0% |
| Stocks30/36 | €3.1m | €3.0m | €3.0m | €3.0m | €3.0m | ▲ 2.0% |
| Amounts receivable within one year40/41 | €45,224 | €114,068 | €84,391 | €96,894 | €69,973 | ▼ 27.8% |
| Trade receivables40 | €40,544 | €76,009 | €67,001 | €59,506 | €39,831 | ▼ 33.1% |
| Other amounts receivable41 | €4,680 | €38,059 | €17,390 | €37,388 | €30,142 | ▼ 19.4% |
| Cash at bank and in hand54/58 | €56,057 | €88,339 | €111,850 | €38,264 | €39,622 | ▲ 3.5% |
| Deferred charges and accrued income490/1 | €28,559 | €2,741 | €7,484 | €2,828 | €11,764 | ▲ 316% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.5m | €3.3m | €3.3m | €3.2m | €3.2m | ▲ 1.3% |
| Equity10/15 | €1.5m | €1.1m | €1.2m | €1.1m | €792,405 | ▼ 26.1% |
| Contributions10/11 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Capital10 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Issued capital100 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Reserves13 | €1.3m | €858,525 | €977,117 | €872,212 | €592,405 | ▼ 32.1% |
| Non-distributable reserves130/1 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Legal reserve130 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Tax-exempt reserves132 | €493,750 | €315,750 | €39,469 | - | - | - |
| Distributable reserves133 | €819,776 | €522,775 | €917,648 | €852,212 | €572,405 | ▼ 32.8% |
| Amounts payable17/49 | €1.9m | €2.3m | €2.1m | €2.1m | €2.4m | ▲ 15.1% |
| Amounts payable within one year42/48 | €1.8m | €2.1m | €2.0m | €2.0m | €2.3m | ▲ 16.6% |
| Current portion of amounts payable after more than one year42 | €38,600 | - | - | - | - | - |
| Trade debts44 | €441,255 | €327,393 | €340,751 | €263,254 | €280,813 | ▲ 6.7% |
| Suppliers440/4 | €441,255 | €327,393 | €340,751 | €263,254 | €280,813 | ▲ 6.7% |
| Advances received on contracts in progress46 | €32,468 | €20,858 | €23,729 | €7,954 | €6,282 | ▼ 21.0% |
| Taxes, remuneration and social security45 | €172,787 | €203,130 | €150,056 | €151,915 | €177,859 | ▲ 17.1% |
| Taxes450/3 | €58,309 | €64,197 | €51,687 | €54,489 | €77,895 | ▲ 43.0% |
| Remuneration and social security454/9 | €114,477 | €138,933 | €98,369 | €97,426 | €99,964 | ▲ 2.6% |
| Other amounts payable47/48 | €1.2m | €1.6m | €1.5m | €1.5m | €1.8m | ▲ 18.4% |
| Accrued charges and deferred income492/3 | €91,971 | €155,250 | €121,047 | €154,167 | €147,404 | ▼ 4.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €778,754 | €324,999 | €118,592 | -€104,905 | -€279,806 | ▼ 167% |
| + Depreciation and write-downs630 | €58,861 | €59,766 | €54,890 | €54,757 | €50,921 | ▼ 7.0% |
| Operating cash flow (approximation) | €837,616 | €384,765 | €173,482 | -€50,148 | -€228,885 | ▼ 356% |
| Investment in fixed assets (approximation) | - | -€34,209 | -€3,450 | -€12,576 | -€48,492 | ▼ 286% |
| Change in cash | - | €32,282 | €23,511 | -€73,586 | €1,358 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€279,806
Net result drops to -€279,806, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €826,914 ▲352%
Operating result €1.1m, net result €826,914, both a record.
31-12
Financial
Equity above €2mEq €2.8m ▲41.8%
3 profitable years in a row build equity to €2.8m.
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 82 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1995
Ground area
6,539 m²
Building footprint
4,380 m²
Volume, LiDAR
24,393 m³
Parcel 11036D0039/00F006, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUBO RUMST
since 19952.071.932.173
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0039/00F006 | Flanders | 6,539 m² | 1 · 4,380 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Groep Tom Heeren
15 companies
Group, risk and exposure
Owners and holdings
2 ownersChain of control
- Groep Tom Heeren
- ADDIS
Highest known parent: Groep Tom Heeren. The sources do not say who stands above it.
Owners 2
-
100%
- Tom Heerennatural personSourceown accounts 20230.04%
Holdings 0
The accounts to 31-12-2023 list no holdings, and no other source names one.
According to the 2023 annual accounts of ADDIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 50,179 EUR awarded · 50,179 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 6,293 EUR | 6,293 EUR |
| 2024 | 1 | 9,830 EUR | 9,830 EUR |
| 2023 | 2 | 16,984 EUR | 16,984 EUR |
| 2022 | 1 | 17,072 EUR | 17,072 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteRumst2.071.932.173
Dual-learning approval
1 live approval · 35 endedLogistiek duaal (so)
Show 35 ended approvals
Bestuurder interne transportmiddelen duaal (so)
Bestuurder interne transportmiddelen duaal (so)
Logistiek duaal (so)
Magazijnmedewerker (vwo)
Magazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
Magazijnmedewerker duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Winkelmedewerker duaal (so)
Aanvuller (so)
Aanvuller (so)
Bestuurder heftruck (so)
Bestuurder heftruck (so)
Kassier (so)
Kassier (so)
Magazijnmedewerker (so)
Magazijnmedewerker (so)
Verkoper (so)
Verkoper (so)
Winkelbediende (so)
Winkelbediende (so)
Logistiek duaal (so)
Logistiek duaal (so)
Aanvuller (so)
Aanvuller (so)
Kassier (so)
Kassier (so)
Magazijnmedewerker (so)
Magazijnmedewerker (so)
Verkoper (so)
Verkoper (so)
Winkelbediende (so)
Winkelbediende (so)
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Identification & contact
Identification
Legal formPublic limited company
Founded22-05-1995
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
47522Retail trade
47526Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455164679
Registered
10-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.