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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BRIMOU is 0.6% (low). The 2024 annual accounts show equity of €799k and a net result of €37k. Equity is shrinking by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 866 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 16-07-2025 | 15 d early | 2025-00287609 |
| 31-12-2023 | 31-07-2024 | 01-07-2024 | 30 d early | 2024-00202513 |
| 31-12-2022 | 31-07-2023 | 03-07-2023 | 28 d early | 2023-00205992 |
| 31-12-2021 | 31-07-2022 | 04-08-2022 | 4 d late | 2022-20272657 |
| 31-12-2020 | 31-07-2021 | 28-07-2021 | 3 d early | 2021-44100550 |
| 31-12-2019 | 31-07-2020 | 27-07-2020 | 4 d early | 2020-35400008 |
| 31-12-2018 | 31-07-2019 | 22-07-2019 | 9 d early | 2019-36800110 |
| 31-12-2017 | 31-07-2018 | 25-07-2018 | 6 d early | 2018-38500238 |
| 31-12-2016 | 31-07-2017 | 27-07-2017 | 4 d early | 2017-38000485 |
| 31-12-2015 | 31-07-2016 | 07-07-2016 | 24 d early | 2016-29000522 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€6.57M-11.9%
EBIT margin3.2%-4.3pp
Net result€37k-44.6%
Working capital€466k+33.9%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 16-07-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~15.8%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 33.9% | 17.3% | |
| Net result | €37k | €14k | |
| Equity | €799k | €100k | |
| Gross operating margin | €1.05M | €213k | |
| Staff costs | €762k | €219k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P70
Improving position over 2020-2024
· n=432-866
P62
Weakening position over 2020-2024
· n=433-867
P88
Stable position over 2020-2024
· n=433-868
P81
Stable position over 2021-2024
· n=391-715
Describes the position versus peers, not a forecast.
€6.57M
-11.9%
18-24
€183k
-25.0%
18-24
€37k
-44.6%
18-24
€157k
-22.4%
18-24
€2.36M
-10.2%
18-24
€799k
+4.9%
18-24
€466k
+33.9%
18-24
18
+0.5%
18-24
€762k
+9.6%
18-24
€13k
-53.7%
18-24
€2.30M
-
18-24
€1.56M
-16.4%
18-24
€1.55M
-16.1%
18-24
€1k
-79.6%
18-24
1.30
+9.5%
18-24
0.08
+1.9%
18-24
33.9%
+16.8%
18-24
1.95
-20.2%
18-24
4.6%
-47.2%
18-24
1.6%
-38.3%
18-24
2.1%
-62.0%
18-24
4.8%
-43.6%
18-24
2.68
-22.3%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €183k |
| Net profit | €37k |
| Cash flow | €157k |
| Staff costs | €762k |
| Income taxes | €13k |
| Dividends | - |
| Total assets | €2.36M |
| Equity | €799k |
| Debt | €1.56M |
| of which ≤ 1y | €1.55M |
| of which > 1y | €1k |
| Working capital | €466k |
| Employees (FTE) | 18.3 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.30 |
| Quick ratio | 0.08 |
| Working capital ratio | 19.7% |
| Solvency | 33.9% |
| Debt / equity | 1.95 |
| Long-term debt ratio | 0.00 |
| Interest coverage | 2.68 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.6% |
| ROE | 4.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.36M |
| Fixed assets | 21/28 | €350k |
| Intangible fixed assets | 21 | €0 |
| Tangible fixed assets | 22/27 | €350k |
| Current assets | 29/58 | €2.01M |
| Stocks & contracts in progress | 3 | €1.88M |
| Amounts receivable within one year | 40/41 | €50k |
| Cash & bank | 54/58 | €53k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.36M |
| Equity | 10/15 | €799k |
| Contributions / capital | 10/11 | €99k |
| Reserves | 13 | €10k |
| Accumulated profits (losses) | 14 | €690k |
| Amounts payable | 17/49 | €1.56M |
| Amounts payable after one year | 17 | €1k |
| Amounts payable within one year | 42/48 | €1.55M |
| Trade debts payable within one year | 44 | €333k |
| Income statement | ||
| Gross operating margin | 9900 | €1.05M |
| Operating result | 9901 | €63k |
| Financial income | 75 | €55k |
| Financial charges | 65 | €68k |
| Result before taxes | 9903 | €50k |
| Income taxes | 67/77 | €13k |
| Net result for the period | 9904 | €37k |
| Result to be appropriated | 9905 | €37k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed59
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
3 directorsCurrent directors & mandates
-
Current20-01-2022 → present
-
Current01-10-2014 → present
2 events
- 19-10-2020 Mandate renewed· Director
- 01-10-2014 Mandate renewed· Director
-
Current01-10-2014 → present
2 events
- 19-10-2020 Mandate renewed· Director
- 01-10-2014 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor
3 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Ernst & Young Bedrijfsrevisoren BVCurrent Statutory auditor · represented by Olaf JANSSEN |
- | 19-06-2025 → present |
| Ernst & Young Réviseurs d'entreprises Statutory auditor · represented by Stefan OLIVIER succeeded by Ernst & Young Réviseurs d'Entreprises SRL in 2020 |
- | 01-10-2014 → 19-10-2020 |
| Ernst & Young Réviseurs d'Entreprises SRL Statutory auditor · represented by Stefan OLIVIER succeeded by Ernst & Young Bedrijfsrevisoren BV in 2025 |
- | 19-10-2020 → 19-06-2025 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521) |
| Legal form | Public limited company(014) |
| Incorporation | 07-01-1997 |
| Status | Active |
| Postal code | 7700 |
Structure & network
Connections & network
38 connected companiesLinked via shared directors
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Managing director
→
viaVAN OSTA, Erwin André Mathilda · Director
former→
viaVAN OSTA, Erwin André Mathilda · Statutair bestuurder
former→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
2 locationsHubo
since 19972.080.253.882
HUBO
since 20032.139.627.780
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.0 ha
Buildings2
Building footprint3,970 m²
Volume (LiDAR)20,626 m³
Tallest building6.8 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54432C0789/00C000 | Wallonia | 6,083 m² | 1 · 1,984 m² | 6.6 m · 2 fl. |
| 45041A0095/00S003 | Flanders | 4,034 m² | 1 · 1,986 m² | 6.8 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
6 acts All acts · 6
updated 8 months ago
2025
19-11-2025 Olaf JANSSEN reappointed as statutory auditor
2023
12-10-2023 Stefan OLIVIER reappointed as statutory auditor
2022
20-01-2022 VAN OSTA Erwin André Mathilda appointed as managing director
2020
19-10-2020 3 reappointed
- Erwin A.M. VAN OSTA, Bestuurder
- Carl M.F. LIEKENS, Bestuurder
- Stefan OLIVIER, Commissaris
Summary:
v3.2
2017
25-09-2017 Stefan OLIVIER reappointed as statutory auditor
2014
01-10-2014 3 reappointed
- Erwin A.M. VAN OSTA, Bestuurder
- Carl M.F. LIEKENS, Bestuurder
- Stefan OLIVIER, Commissaris
Summary:
v3.2
Analysis
Snowflake analysis
financial profile on 5 axes56
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
59
Profitability
23
Solvency
60
Growth
36
Stability
100
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.52462
Primary activity highlighted.
Names & trade names
| Legal nameFR | BRIMOU |
Registered office
Wolfgang Amadeus Mozartlaan 24
7700 Mouscron, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.