BRIBRA
ActiveSummary
BRIBRA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €695k and a net result of €26k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 4178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-12
Solvency55=
Growth34=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.31 in 2024; short-term debt: 68% and cash: 1.8% of total assets), and 70.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
1.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €695k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
15 d early
2023
26 d early
2022
31 d early
2021
4 d late
2020
3 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€7.63M▼ 6.1%
2021 · €8.13M
2018: €7.34M
2019: €7.18M▼ -2.1% vs 2018lowest in 5 years
2020: €8.01M▲ +11.5% vs 2019
2021: €8.13M▲ +1.5% vs 2020highest in 5 years
2022: €7.63M▼ -6.1% vs 2021
2018 → 2022
EBIT margin
6.7%▼ 1.9pp
2021 · 8.6%
2018: 8.3%
2019: 6.0%▼ -28.1% vs 2018lowest in 5 years
2020: 7.7%▲ +28.6% vs 2019
2021: 8.6%▲ +12.2% vs 2020highest in 5 years
2022: 6.7%▼ -22.1% vs 2021
2018 → 2022
Net result
€26k▼ 68.5%
2024 · €83k
2018: €422k
2019: €290k▼ -31.3% vs 2018
2020: €465k▲ +60.3% vs 2019
2021: €516k▲ +11.0% vs 2020highest in 8 years
2022: €369k▼ -28.5% vs 2021
2023: €47k▼ -87.2% vs 2022
2024: €83k▲ +75.3% vs 2023
2025: €26k▼ -68.5% vs 2024lowest in 8 years
2018 → 2025
Working capital
€522k▲ 7.5%
2024 · €486k
2018: €939k
2019: €1.28M▲ +36.7% vs 2018
2020: €1.79M▲ +39.8% vs 2019highest in 8 years
2021: €359k▼ -80.0% vs 2020
2022: €276k▼ -23.0% vs 2021lowest in 8 years
2023: €378k▲ +36.8% vs 2022
2024: €486k▲ +28.5% vs 2023
2025: €522k▲ +7.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€8.13M-€7.63M▼ 6.1%
2021: €8.13M
2022: €7.63M▼ -6.1% vs 2021
Equity€669k-€539k▼ 19.5%€586k▲ 8.8%€669k▲ 14.1%€695k▲ 3.9%
2021: €669k
2022: €539k▼ -19.5% vs 2021lowest in 5 years
2023: €586k▲ +8.8% vs 2022
2024: €669k▲ +14.1% vs 2023
2025: €695k▲ +3.9% vs 2024highest in 5 years
Operating result€701k-€513k▼ 26.9%€66k▼ 87.1%€122k▲ 84.5%€28k▼ 76.9%
2021: €701khighest in 5 years
2022: €513k▼ -26.9% vs 2021
2023: €66k▼ -87.1% vs 2022
2024: €122k▲ +84.5% vs 2023
2025: €28k▼ -76.9% vs 2024lowest in 5 years
Net result€516k-€369k▼ 28.5%€47k▼ 87.2%€83k▲ 75.3%€26k▼ 68.5%
2021: €516khighest in 5 years
2022: €369k▼ -28.5% vs 2021
2023: €47k▼ -87.2% vs 2022
2024: €83k▲ +75.3% vs 2023
2025: €26k▼ -68.5% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.34M
Fixed assets
€226k ▲ 13.6%
Current assets
€2.11M ▲ 3.2%
Equity and liabilities €2.34M
Equity
€695k ▲ 3.9%
Debt
€1.64M ▲ 4.2%
Debt's share of the balance-sheet total rises from 70.2% to 70.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▼
2024 · €187k
Cash flow
€92k▼
2024 · €148k
Current ratio
1.33▲
2024 · 1.31
Quick ratio
0.05▼
2024 · 0.05
Debt to equity
2.36▲
2024 · 2.35
ROE
3.8%▼
2024 · 12.4%
ROA
1.1%▼
2024 · 3.7%
Interest coverage
1.80▼
2024 · 2.89
Debt ≤ 1 year
€1.59M▲
2024 · €1.56M
Debt > 1 year
€36k
Income taxes
€12k▼
2024 · €34k
Staff costs
€867k▲
2024 · €825k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.24M€2.34M▲
Fixed assets21/28€198k€226k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€198k€225k▲
Plant, machinery and equipment23€39k€17k▼
Furniture and vehicles24€6k€7k▲
Leasing and similar rights25-€67k
Other tangible fixed assets26€153k€134k▼
Financial fixed assets28€109€109=
Current assets29/58€2.05M€2.11M▲
Stocks and contracts in progress3€1.96M€2.03M▲
Stocks30/36€1.96M€2.03M▲
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40€27k€26k▼
Other amounts receivable41€157€4k▲
Cash at bank and in hand54/58€45k€42k▼
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€2.24M€2.34M▲
Equity10/15€669k€695k▲
Contributions10/11€131k€131k=
Capital10€131k€131k=
Issued capital100€131k€131k=
Reserves13€13k€13k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Profit (loss) carried forward14€525k€551k▲
Amounts payable17/49€1.58M€1.64M▲
Amounts payable after more than one year17-€36k
Financial debts170/4-€36k
Amounts payable within one year42/48€1.56M€1.59M▲
Current portion of amounts payable after more than one year42-€25k
Trade debts44€401k€326k▼
Suppliers440/4€401k€326k▼
Advances received on contracts in progress46€8k€15k▲
Taxes, remuneration and social security45€134k€139k▲
Taxes450/3€4k€18k▲
Remuneration and social security454/9€130k€122k▼
Other amounts payable47/48€1.02M€1.08M▲
Accrued charges and deferred income492/3€15k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€825k€867k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€66k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€4k▼
Other operating charges640/8€65k€44k▼
Gross operating margin9900€1.08M€1.01M▼
Operating profit (loss)9901€122k€28k▼
Financial income75/76B€59k€62k▲
Recurring financial income75€59k€62k▲
Financial charges65/66B€65k€52k▼
Recurring financial charges65€65k€52k▼
Profit (loss) for the period before taxes9903€117k€38k▼
Income taxes67/77€34k€12k▼
Profit (loss) for the period9904€83k€26k▼
Profit (loss) for the period to be appropriated9905€83k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€525k€551k▲
Profit (loss) brought forward from the previous period14P€442k€525k▲
Social balance
Average headcount (FTE)908717.817.9▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €8.14M | €7.64M | - | - | - | - |
| Turnover70 | €8.13M | €7.63M | - | - | - | - |
| Other operating income74 | €10k | €11k | - | - | - | - |
| Operating charges60/66A | €7.43M | €7.13M | - | - | - | - |
| Goods for resale, raw materials and consumables60 | €5.17M | €4.84M | - | - | - | - |
| Purchases600/8 | €5.48M | €5.01M | - | - | - | - |
| Change in stocks: decrease (increase)609 | €-307k | €-166k | - | - | - | - |
| Services and other goods61 | €1.38M | €1.36M | - | - | - | - |
| Remuneration, social security and pensions62 | €758k | €765k | €853k | €825k | €867k | ▲ 5.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €78k | €82k | €72k | €65k | €66k | ▲ 1.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-8k | €15k | €18k | €7k | €4k | ▼ 34.5% |
| Other operating charges640/8 | €56k | €70k | €79k | €65k | €44k | ▼ 32.1% |
| Gross operating margin9900 | - | - | €1.09M | €1.08M | €1.01M | ▼ 6.9% |
| Operating profit (loss)9901 | €701k | €513k | €66k | €122k | €28k | ▼ 76.9% |
| Financial income75/76B | €4k | €8k | €60k | €59k | €62k | ▲ 4.3% |
| Recurring financial income75 | €4k | €8k | €60k | €59k | €62k | ▲ 4.3% |
| Income from current assets751 | - | €3 | - | - | - | - |
| Other financial income752/9 | €4k | €8k | - | - | - | - |
| Financial charges65/66B | €14k | €25k | €61k | €65k | €52k | ▼ 19.2% |
| Recurring financial charges65 | €14k | €25k | €61k | €65k | €52k | ▼ 19.2% |
| Debt charges650 | €445 | €10k | - | - | - | - |
| Other financial charges652/9 | €14k | €15k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €691k | €495k | €66k | €117k | €38k | ▼ 67.8% |
| Income taxes67/77 | €175k | €126k | €19k | €34k | €12k | ▼ 65.9% |
| Taxes670/3 | €175k | €126k | - | - | - | - |
| Profit (loss) for the period9904 | €516k | €369k | €47k | €83k | €26k | ▼ 68.5% |
| Profit (loss) for the period to be appropriated9905 | €516k | €369k | €47k | €83k | €26k | ▼ 68.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.41M | €2.51M | €2.46M | €2.24M | €2.34M | ▲ 4.1% |
| Fixed assets21/28 | €334k | €282k | €228k | €198k | €226k | ▲ 13.6% |
| Intangible fixed assets21 | - | - | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €334k | €282k | €228k | €198k | €225k | ▲ 13.6% |
| Plant, machinery and equipment23 | €110k | €86k | €61k | €39k | €17k | ▼ 55.7% |
| Furniture and vehicles24 | €26k | €15k | €7k | €6k | €7k | ▲ 15.1% |
| Leasing and similar rights25 | - | - | - | - | €67k | - |
| Other tangible fixed assets26 | €198k | €181k | €161k | €153k | €134k | ▼ 12.3% |
| Financial fixed assets28 | €109 | €109 | €109 | €109 | €109 | = |
| Other financial fixed assets284/8 | €109 | €109 | - | - | - | - |
| Amounts receivable and cash guarantees285/8 | €109 | €109 | - | - | - | - |
| Current assets29/58 | €2.08M | €2.22M | €2.23M | €2.05M | €2.11M | ▲ 3.2% |
| Stocks and contracts in progress3 | €1.99M | €2.14M | €2.07M | €1.96M | €2.03M | ▲ 3.5% |
| Stocks30/36 | €1.99M | €2.14M | €2.07M | €1.96M | €2.03M | ▲ 3.5% |
| Goods purchased for resale34 | €1.99M | €2.14M | - | - | - | - |
| Amounts receivable within one year40/41 | €27k | €19k | €52k | €27k | €30k | ▲ 8.2% |
| Trade receivables40 | €23k | €14k | €31k | €27k | €26k | ▼ 4.3% |
| Other amounts receivable41 | €4k | €5k | €21k | €157 | €4k | ▲ 2,179% |
| Cash at bank and in hand54/58 | €58k | €59k | €91k | €45k | €42k | ▼ 8.0% |
| Deferred charges and accrued income490/1 | €4k | €4k | €10k | €10k | €9k | ▼ 14.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.41M | €2.51M | €2.46M | €2.24M | €2.34M | ▲ 4.1% |
| Equity10/15 | €669k | €539k | €586k | €669k | €695k | ▲ 3.9% |
| Contributions10/11 | €131k | €131k | €131k | €131k | €131k | = |
| Capital10 | €131k | €131k | €131k | €131k | €131k | = |
| Issued capital100 | €131k | €131k | €131k | €131k | €131k | = |
| Reserves13 | €13k | €13k | €13k | €13k | €13k | = |
| Non-distributable reserves130/1 | €13k | €13k | €13k | €13k | €13k | = |
| Legal reserve130 | €13k | €13k | €13k | €13k | €13k | = |
| Profit (loss) carried forward14 | €525k | €395k | €442k | €525k | €551k | ▲ 5.0% |
| Amounts payable17/49 | €1.74M | €1.97M | €1.87M | €1.58M | €1.64M | ▲ 4.2% |
| Amounts payable after more than one year17 | - | €0 | - | - | €36k | - |
| Financial debts170/4 | - | €0 | - | - | €36k | - |
| Leasing and similar obligations172 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €1.72M | €1.95M | €1.85M | €1.56M | €1.59M | ▲ 1.9% |
| Current portion of amounts payable after more than one year42 | - | €0 | - | - | €25k | - |
| Trade debts44 | €523k | €362k | €445k | €401k | €326k | ▼ 18.6% |
| Suppliers440/4 | €523k | €362k | €445k | €401k | €326k | ▼ 18.6% |
| Advances received on contracts in progress46 | €7k | €11k | €9k | €8k | €15k | ▲ 73.7% |
| Taxes, remuneration and social security45 | €195k | €173k | €138k | €134k | €139k | ▲ 3.9% |
| Taxes450/3 | €14k | €15k | €768 | €4k | €18k | ▲ 301% |
| Remuneration and social security454/9 | €180k | €157k | €137k | €130k | €122k | ▼ 6.2% |
| Other amounts payable47/48 | €997k | €1.40M | €1.26M | €1.02M | €1.08M | ▲ 6.7% |
| Accrued charges and deferred income492/3 | €24k | €20k | €20k | €15k | €16k | ▲ 7.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €516k | €369k | €47k | €83k | €26k | ▼ 68.5% |
| + Depreciation and write-downs630 | €78k | €82k | €72k | €65k | €66k | ▲ 1.6% |
| Operating cash flow (approximation) | €595k | €451k | €120k | €148k | €92k | ▼ 37.7% |
| Investment in fixed assets (approximation) | - | €-30k | €-19k | €-35k | €-93k | ▼ 165% |
| Change in cash | - | €411 | €32k | €-46k | €-4k | ▲ 92.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €26k ▼68.5%
Net result drops to €26k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
2021
31-12
Financial
Highest result since 2018net €516k ▲11%
Operating result €701k, net result €516k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 2 establishment units since 1998
Ground area
6,754 m²
Building footprint
3,779 m²
Volume, LiDAR
11,858 m³
2 parcels, Flanders, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
HUBO
since 19982.086.479.896
HUBO
since 20012.006.820.033
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0040/00E000 | Wallonia | 4,787 m² | 1 · 1,811 m² | - |
| 35302D0062/00L000 | Flanders | 1,967 m² | 1 · 1,967 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBredene2.006.820.033
Braine-l'Alleud2.086.479.896
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Of 1,719 companies in sector 47521 we hold annual accounts for 1,287. 986 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-06-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
Scores and ratios are computed by Checked and are not a credit decision.