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DYNAMIC HORIZON

Active
Public limited companyfounded 199630 yrs activeBrugsesteenweg 356 A, 8800 Roeselare, BelgiumKBO/BCE: BE 0457.455.859
Summary

The computed 12-month bankruptcy probability of DYNAMIC HORIZON is 2.3% (moderate). The annual accounts of DYNAMIC HORIZON for fiscal year 2025 show a net loss of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €90,858 and a net result of -€352,585. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 4911 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
DYNAMIC HORIZONActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521NACE 52461NACE 52462
3 sites
Size
€4.1mtotal assets 2025
Staff
24.3 FTE
Equity
€90,858
Loss
-€352,585
Financial health
50 Fair Checked score 2025
Bankruptcy chance 12 m
2.3%
Structure
Parent
Hubo België · 100%
Accounts 14 d early0 of 10 deeds read
Why 50- Equity €90,858 (2.2% of total assets)- Loss of €352,585, the second in a row (FY 2025)- Liquidity: current ratio 0.91, cash €80,323- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 7% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 27-9
equity 2.2% of total assets
Liquidity 2-3
short-term debt 96.4% · cash 1.9%
Profitability 8+2
return on assets -8.5%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,688 companies)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%● 0.0% vs 11-2024 01-2025: 2.6%● 0.0% vs 12-2024 02-2025: 2.6%● 0.0% vs 01-2025 03-2025: 2.6%▲ +1.4% vs 02-2025 04-2025: 2.8%▲ +7.3% vs 03-2025 05-2025: 2.9%▲ +1.3% vs 04-2025 06-2025: 2.9%▼ -0.6% vs 05-2025 07-2025: 3.2%▲ +12.1% vs 06-2025highest value 08-2025: 2.8%▼ -11.3% vs 07-2025 09-2025: 2.8%● 0.0% vs 08-2025 10-2025: 2.8%● 0.0% vs 09-2025 11-2025: 2.8%● 0.0% vs 10-2025 12-2025: 2.8%● 0.0% vs 11-2025 01-2026: 2.8%● 0.0% vs 12-2025 02-2026: 2.9%▲ +1.5% vs 01-2026 03-2026: 2.9%▲ +1.4% vs 02-2026 04-2026: 3.0%▲ +1.5% vs 03-2026 05-2026: 3.0%▲ +0.5% vs 04-2026 06-2026: 3.1%▲ +2.7% vs 05-2026 07-2026: 3.1%▲ +1.8% vs 06-2026 08-2026: 2.3%▼ -25.0% vs 07-2026lowest value 09-2026: 2.3%● 0.0% vs 08-2026lowest value 10-2026: 2.3%● 0.0% vs 09-2026lowest value
  • Equity €90,858 (2.2% of total assets) raises the probability
  • Loss of €352,585, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.91, cash €80,323 raises the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €4,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.91 against 0.98 in 2024; short-term debt: 96.4% and cash: 1.9% of total assets), and 97.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 13%, liquidity 3%, profitability 7%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Equity €90,858 (2.2% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €352,585, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.91, cash €80,323
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€352,585
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4911 sector peers (2025).
NBB · sector comparison
Position among 4911 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
14 d early
2023
26 d early
2022
31 d early
2021
12 d late
2020
3 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€352,585 View
  • Caution: Equity fell in 2025from €443,443 to €90,858 ▼ 79.5% View
  • Caution: Among the weakest 5% on net resultsector median €41,157 · 4,911 companies -€352,585 View
  • Controlled by Hubo Belgiëknown shareholders 100% 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€4.1m
Loss
-€352,585
Solvency
2.2%
Turnover▼ 9.3%
Net result
20182022
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 17-07-2026Annual accounts filed
  2. 17-07-2025Annual accounts filed
  3. 05-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
12-03-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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