Equity
€62.5m ▲ 5.5%
ACTIEF CONSTRUCT has made a profit without a break since 2008.
ACTIEF CONSTRUCT
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €20.4m (2016)
€18.0m▲ 8.0%
lowest -€1.6m (2007)
€3.3m▲ 3.7%
peak €62.5m (2025)
€62.5m▲ 5.5%
€1.9m▼ 2.7%
peak 334.7 FTE (2024)
172.5 FTE▼ 48.5%
Board14 names since 2007all names
4 directorsM2M and 3 others
Owners5 names in the annual accounts
99.99%Actief Interim and 2 others
Documentsfilings and deeds
16-06-202645 days before the deadline
2025financial year
Staff from 334.7 FTE to 172.5 FTE
Key points
from the 2025 annual accountsStaff
172.5 FTE from 334.7 in 2024
Between 2024 and 2025, 48% of the full-time equivalents disappeared.
Payment terms
120 days to suppliers
ACTIEF CONSTRUCT pays its suppliers 20 days later than in 2024. Customers pay 6 days earlier.
Filings
24 annual accounts 26 filings since 2002
The last five annual accounts were filed 25 to 59 days before the end of the period.
At the same address
14 companies
Position in the sector
97.0%
Higher solvency than 95% of companies in employment activities. Sector median 33.1% · 315 companies.
Checked score
98
Excellent
Financially stronger than 82% of medium-sized companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 117 companies (NACE 78, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 18.23
lowers risk
Founded in 2002
Size: turnover €18.0m, 172.5 FTE, total assets €64.4m
Equity €62.5m (97.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, medium-sized). It does better than 95% of them on solvency, 99% on liquidity, 70% on profitability and 61% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,579 companies had the same profile as ACTIEF CONSTRUCT has now. Each dot stands for 4 companies, two years later.
96.6%
were still trading
3.2%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of ACTIEF CONSTRUCT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for ACTIEF CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,750,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.23 (15.47 in 2024), above the usual 1.5. Short-term debt is 2.9% of total assets. 3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 days early
2024
59 days early
2023
55 days early
2022
28 days early
2021
25 days early
2020
2 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Actief Interim 99.99%score 92equity €94.1m (2025) · annual accounts 2025
- Actief Group BV consolidatesannual accounts 2025
- Actief Holding 0.01%score 85equity €69.5m (2025) · annual accounts 2025
Shares in 3 companies, including ACTIEF and Actief Interim
Board & ownershipRecent changes
Resignations & appointments
“Het exploiteren van een uitzendbureau of,meer algemeen,het uitoefenen van alle vormen van private…” (deed in Dutch) · Gazette deed
1 director resigning
M2M NV (managing director) · Permanent representatives: Mark Maesen, Bruno Thollebeke and Kenneth Claeyssens · General meeting of 31-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476577628
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ACTIEF CONSTRUCT Lummen | €18.0m | 15.0% | 97.0% | 172.5 |
| CARE TALENTS Kortrijk | €34.6m | 14.1% | 26.0% | 275.1 |
| COMPAGNIE FINANCIERE DE TRAVAUX PUBLICS ET AGREGATS Binche | €8.9m | 4.8% | 31.4% | 72.3 |
| IMPACT Hasselt | €37.0m | -0.1% | 20.9% | 554 |
| Job Expert Beringen | €21.7m | 0.1% | 51.5% | 263.8 |
| SUi Leuven | €22.6m | 7.4% | 56.3% | 1,063.1 |
| CENTRE DE COORDINATION FRANCOPHONE POUR LA FORMATION EN MEDECINE GENERALE Sprimont | €25.2m | 3.9% | 13.5% | 1,014.1 |
Grey: the largest companies of the sector (employment activities (NACE 78)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ACTIEF CONSTRUCT: temporary employment agencies and other provision of personnel (NACE 78200). They are comparable in size and age: total assets between €13m and €91m, founded between 1993 and 2009.
Official details
Source: KBO- Status
- Active since 08-01-2002Normal situation
- Registered office
- 15 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Temporary employment agencies and other provision of personnelNACE 78200
- Joint committees
- 124Construction
- 322Temporary agency work and approved local services
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.095.746.7623560 Lummen, since 13-03-2002
- 2.228.225.3059120 Beveren-Kruibeke-Zwijndrecht, since 21-03-2014and 11 others
- Financial year end
- 31 December
- Peppol
- Reachable since 28-04-2025
Annual accounts 2025
- €64.4m▲ 5.3%
- Employeeson 31-12-2025
- 12▼ 60.0%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Companies linked to ACTIEF CONSTRUCT
Subsidiaries and holdings
- Actief People0.26%
Insights on ACTIEF CONSTRUCT
ACTIEF CONSTRUCT has existed since 2002. Turnover grew from €7.9m in 2006 to €18.0m in 2025 and staff from 125.2 to 172.5 full-time equivalents.
Turnover has grown every year since 2022.
Actief Interim holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ACTIEF CONSTRUCT
- What is the company number of ACTIEF CONSTRUCT?
- The company number of ACTIEF CONSTRUCT is 0476.577.628. The VAT number is the same number with BE in front: BE 0476.577.628.
- Where is ACTIEF CONSTRUCT based?
- The registered office is at Bosstraat 67, 3560 Lummen.Company details
- What does ACTIEF CONSTRUCT do?
- According to the KBO register, the main activity is temporary employment agencies and other provision of personnel (NACE 78200).
- What is the legal form of ACTIEF CONSTRUCT?
- ACTIEF CONSTRUCT is a public limited company (NV).
- When was ACTIEF CONSTRUCT founded?
- ACTIEF CONSTRUCT was founded on 08-01-2002.
- Is ACTIEF CONSTRUCT still active?
- Yes, ACTIEF CONSTRUCT is an active enterprise in the KBO register.
- How many employees does ACTIEF CONSTRUCT have?
- ACTIEF CONSTRUCT had an average of 172.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ACTIEF CONSTRUCT fall under?
- In its 2025 annual accounts, ACTIEF CONSTRUCT states joint committees 124 (Construction), 322 (Temporary agency work and approved local services) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of ACTIEF CONSTRUCT?
- The turnover of ACTIEF CONSTRUCT was €18.0m in financial year 2025, according to the filed annual accounts.
- Is ACTIEF CONSTRUCT profitable?
- In financial year 2025, ACTIEF CONSTRUCT made a profit of €3.3m.
- Where can I find the annual accounts of ACTIEF CONSTRUCT?
- ACTIEF CONSTRUCT filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ACTIEF CONSTRUCT due?
- ACTIEF CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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