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CKC

Active
Private limited companyfounded 20196 yrs activeSchaliënhofstraat 14, 1980 Zemst, BelgiumKBO/BCE: BE 0737.809.516
Summary

CKC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €125,405. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.2%
Return on assets
92.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31896 sector peers (2025).
NBB · sector comparison
Position among 31896 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
129 d early
2024
30 d early
2023
27 d early
2022
24 d early
2021
26 d early
2020
33 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 November 2019, CKC was incorporated as a Private limited company.1 Total assets went from EUR 5,736 in 2019 to EUR 135,566 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,000=
2024 · €3,000
Total assets
€135,566▼ 54.4%
2024 · €296,996
Net result
€125,405▼ 6.7%
2024 · €134,372
Working capital
-€24,300▲ 21.3%
2024 · -€30,884
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€106,353▲ 8.1%€120,850▲ 13.6%€111,265▼ 7.9%€169,652▲ 52.5%€159,028▼ 6.3%
Net result€84,595above the sector's middle half▲ 9.1%€94,492above the sector's middle half▲ 11.7%€87,592above the sector's middle half▼ 7.3%€134,372above the sector's middle half▲ 53.4%€125,405above the sector's middle half▼ 6.7%
Equity€163,369within the sector's middle half▲ 104%€196,061within the sector's middle half▲ 20.0%€208,654within the sector's middle half▲ 6.4%€3,000below the sector's middle half▼ 98.6%€3,000below the sector's middle half=
Total assets€219,553within the sector's middle half▲ 89.3%€217,030within the sector's middle half▼ 1.1%€232,915within the sector's middle half▲ 7.3%€296,996within the sector's middle half▲ 27.5%€135,566within the sector's middle half▼ 54.4%
Debt€56,184▲ 56.1%€20,969▼ 62.7%€24,261▲ 15.7%€293,996▲ 1,112%€132,566▼ 54.9%
Working capital€141,252▲ 88.0%€160,221▲ 13.4%€176,001▲ 9.8%-€30,884-€24,300▲ 21.3%
Solvency74.4%within the sector's middle half▲ 5.5pp90.3%above the sector's middle half▲ 15.9pp89.6%above the sector's middle half▼ 0.8pp1.0%below the sector's middle half▼ 88.6pp2.2%below the sector's middle half▲ 1.2pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €106,353€106,353Net result 2021: €84,595€84,595Operating result 2022: €120,850€120,850Net result 2022: €94,492€94,492Operating result 2023: €111,265€111,265Net result 2023: €87,592€87,592Operating result 2024: €169,652€169,652Net result 2024: €134,372€134,372Operating result 2025: €159,028€159,028Net result 2025: €125,405€125,40520212022202320242025€0€50,000€100,000€150,000Operating result 2023: €111,265€111,000Net result 2023: €87,592€87,600Operating result 2024: €169,652€170,000Net result 2024: €134,372€134,000Operating result 2025: €159,028€159,000Net result 2025: €125,405€125,000202320242025
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135,566
Fixed assets €27,300 ▼ 19.4%
Current assets €108,266 ▼ 58.9%
Equity and liabilities €135,566
Equity €3,000 =
Debt €132,566 ▼ 54.9%
Debt's share of the balance-sheet total falls from 99.0% to 97.8%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€171,233▼
2024 · €182,467
Cash flow
€137,611▼
2024 · €147,187
Current ratio
0.82▼
2024 · 0.89
Debt to equity
44.19▼
2024 · 98.00
ROA
92.5%▲
2024 · 45.2%
Interest coverage
4238.44▲
2024 · 3878.97
Debt ≤ 1 year
€132,566▼
2024 · €293,996
Income taxes
€35,987▼
2024 · €39,035
A ratio outside any meaningful range has been withheld (balance sheet total €135,566, equity €3,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€296,996€135,566▼
Fixed assets21/28€33,884€27,300▼
Tangible fixed assets22/27€33,884€27,300▼
Plant, machinery and equipment23€436€1,041▲
Furniture and vehicles24€9,261€4,413▼
Other tangible fixed assets26€24,187€21,846▼
Current assets29/58€263,112€108,266▼
Amounts receivable within one year40/41€71,818€28,068▼
Trade receivables40€71,818€25,833▼
Other amounts receivable41-€2,234
Current investments50/53€150,000€0▼
Cash at bank and in hand54/58€41,294€80,198▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€296,996€135,566▼
Equity10/15€3,000€3,000=
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€293,996€132,566▼
Amounts payable within one year42/48€293,996€132,566▼
Trade debts44€2,730€2,632▼
Suppliers440/4€2,730€2,632▼
Taxes, remuneration and social security45€62,195€22,870▼
Taxes450/3€59,327€20,002▼
Remuneration and social security454/9€2,869€2,869=
Other amounts payable47/48€229,071€107,063▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,814€12,205▼
Other operating charges640/8€387€400▲
Gross operating margin9900€182,854€171,633▼
Operating profit (loss)9901€169,652€159,028▼
Financial income75/76B€3,802€2,405▼
Recurring financial income75€3,802€2,405▼
Financial charges65/66B€47€40▼
Recurring financial charges65€47€40▼
Profit (loss) for the period before taxes9903€173,407€161,392▼
Income taxes67/77€39,035€35,987▼
Profit (loss) for the period9904€134,372€125,405▼
Profit (loss) for the period to be appropriated9905€134,372€125,405▼
Appropriation of the result
Profit (loss) to be appropriated9906€340,026€125,405▼
Profit (loss) brought forward from the previous period14P€205,654€0▼
Profit to be distributed694/7€340,026€125,405▼
Return on contributions (dividend)694€340,026€125,405▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,365€5,041€6,947€12,814€12,205▼ 4.8%
Other operating charges640/8€0€348€384€387€400▲ 3.2%
Gross operating margin9900€109,718€126,238€118,596€182,854€171,633▼ 6.1%
Operating profit (loss)9901€106,353€120,850€111,265€169,652€159,028▼ 6.3%
Financial income75/76B€15€1€0€3,802€2,405▼ 36.7%
Recurring financial income75€15€1€0€3,802€2,405▼ 36.7%
Financial charges65/66B€969€684€401€47€40▼ 14.1%
Recurring financial charges65€969€684€401€47€40▼ 14.1%
Profit (loss) for the period before taxes9903€105,399€120,166€110,864€173,407€161,392▼ 6.9%
Income taxes67/77€20,804€25,674€23,271€39,035€35,987▼ 7.8%
Profit (loss) for the period9904€84,595€94,492€87,592€134,372€125,405▼ 6.7%
Profit (loss) for the period to be appropriated9905€84,595€94,492€87,592€134,372€125,405▼ 6.7%
Line20212022202320242025Change
Assets
Total assets20/58€219,553€217,030€232,915€296,996€135,566▼ 54.4%
Fixed assets21/28€22,117€35,840€32,653€33,884€27,300▼ 19.4%
Tangible fixed assets22/27€22,117€35,840€32,653€33,884€27,300▼ 19.4%
Plant, machinery and equipment23€3,298€3,470€1,824€436€1,041▲ 139%
Furniture and vehicles24€2,009€1,490€4,115€9,261€4,413▼ 52.3%
Other tangible fixed assets26€16,811€30,880€26,714€24,187€21,846▼ 9.7%
Current assets29/58€197,436€181,190€200,262€263,112€108,266▼ 58.9%
Amounts receivable within one year40/41€38,872€30,090€33,596€71,818€28,068▼ 60.9%
Trade receivables40€38,785€30,090€33,596€71,818€25,833▼ 64.0%
Other amounts receivable41€87€0--€2,234-
Current investments50/53--€100,000€150,000€0▼ 100%
Cash at bank and in hand54/58€158,170€147,446€64,388€41,294€80,198▲ 94.2%
Deferred charges and accrued income490/1€394€3,654€2,278€0--
Equity and liabilities
Total equity and liabilities10/49€219,553€217,030€232,915€296,996€135,566▼ 54.4%
Equity10/15€163,369€196,061€208,654€3,000€3,000=
Contributions10/11€3,000€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14€160,369€193,061€205,654€0€0-
Amounts payable17/49€56,184€20,969€24,261€293,996€132,566▼ 54.9%
Amounts payable within one year42/48€56,184€20,969€24,261€293,996€132,566▼ 54.9%
Trade debts44€3,728€4,945€2,660€2,730€2,632▼ 3.6%
Suppliers440/4€3,728€4,945€2,660€2,730€2,632▼ 3.6%
Taxes, remuneration and social security45€52,334€15,975€21,183€62,195€22,870▼ 63.2%
Taxes450/3€49,457€13,099€18,314€59,327€20,002▼ 66.3%
Remuneration and social security454/9€2,877€2,877€2,869€2,869€2,869=
Other amounts payable47/48€122€48€418€229,071€107,063▼ 53.3%
Line20212022202320242025Change
Profit (loss) for the period9904€84,595€94,492€87,592€134,372€125,405▼ 6.7%
+ Depreciation and write-downs630€3,365€5,041€6,947€12,814€12,205▼ 4.8%
Operating cash flow (approximation)€87,960€99,533€94,539€147,187€137,611▼ 6.5%
Investment in fixed assets (approximation)--€18,764-€3,760-€14,045-€5,622▲ 60.0%
Change in cash--€10,724-€83,058-€23,093€38,904▲ 268%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
State Gazette act General meeting · Director reappointment
Mandate compensation · Permanent representative
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €134,372 ▲53.4%
Operating result €169,652, net result €134,372, both a record.
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200,000Eq €208,654 ▲6.4%
5 profitable years in a row build equity to €208,654.
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity doublescurrent ratio 8.64
Current ratio from 3.51 to 8.64; short-term debt falls from €56,184 to €20,969.
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150,000Eq €163,369 ▲104%
3 profitable years in a row build equity to €163,369.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
18-02
State Gazette act General meeting · Director appointment
Permanent representative · Mandate compensation
18-02
State Gazette act General meeting · Director appointment
Permanent representative · Mandate compensation
18-02
State Gazette act General meeting · Director appointment
Permanent representative · Mandate compensation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
469 m²
Building footprint
85 m²
Parcel 23096D0230/00R003, Flanders. Linked by address, not a title deed.
1 establishment unit
CKC
Schaliënhofstraat 14, 1980 ZemstBusiness consulting
since 20192.296.200.232
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23096D0230/00R003 Flanders 469 m² 1 · 85 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Ownership & control

3 board mandates
Board mandates of this companythis company sits on their board3
85 locations
75 locations
13 locations

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 11,211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail ckc.bvba@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737809516
Also 9925:BE0737809516
Registered 24-11-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.