Summary
ACIDU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €282,657 and a net result of €57,641. Equity remains stable across the filed fiscal years (±1.6% per year). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
29 d early
2023
30 d early
2022
38 d early
2021
32 d early
2020
36 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€282,657▲ 25.6%
2023 · €225,016
Net result
€57,641▲ 100%
2023 · €28,820
Total assets
€291,919▼ 2.1%
2023 · €298,267
Solvency
96.8%▲ 21.4pp
2023 · 75.4%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€48,889€9,358-€46,532€30,937€66,159▲ 114%
Net result-€48,552below the sector's middle half€9,026within the sector's middle half-€48,749below the sector's middle half€28,820within the sector's middle half€57,641within the sector's middle half▲ 100%
Equity€235,918within the sector's middle half▼ 17.1%€244,944within the sector's middle half▲ 3.8%€196,196within the sector's middle half▼ 19.9%€225,016within the sector's middle half▲ 14.7%€282,657within the sector's middle half▲ 25.6%
Total assets€400,567below the sector's middle half▼ 20.1%€407,451within the sector's middle half▲ 1.7%€282,123within the sector's middle half▼ 30.8%€298,267within the sector's middle half▲ 5.7%€291,919within the sector's middle half▼ 2.1%
Debt€164,648▼ 24.0%€162,507▼ 1.3%€85,928▼ 47.1%€73,251▼ 14.8%€9,262▼ 87.4%
Working capital€345,102above the sector's middle half▲ 45.4%€363,811above the sector's middle half▲ 5.4%€247,366above the sector's middle half▼ 32.0%€285,104above the sector's middle half▲ 15.3%€282,657above the sector's middle half▼ 0.9%
Solvency58.9%within the sector's middle half▲ 2.1pp60.1%within the sector's middle half▲ 1.2pp69.5%within the sector's middle half▲ 9.4pp75.4%within the sector's middle half▲ 5.9pp96.8%above the sector's middle half▲ 21.4pp
Current ratio18.61above the sector's middle half▲ 9.2919.41above the sector's middle half▲ 0.8011.82above the sector's middle half▼ 7.5922.66above the sector's middle half▲ 10.8431.52above the sector's middle half▲ 8.86
Return on assets (ROA)-12.1%below the sector's middle half▼ 18.4pp2.2%within the sector's middle half▲ 14.3pp-17.3%below the sector's middle half▼ 19.5pp9.7%within the sector's middle half▲ 26.9pp19.7%within the sector's middle half▲ 10.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 114% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €291,919
Equity
€282,657 ▲ 25.6%
Debt
€9,262 ▼ 87.4%
Debt's share of the balance-sheet total falls from 24.6% to 3.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
20.4%▲
2023 · 12.8%
Debt ≤ 1 year
€9,262▼
2023 · €13,164
Debt > 1 year
€0▼
2023 · €34,500
Income taxes
€13,489▲
2023 · €3,431
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,454 | €11,989 | €11,989 | €834 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | €1,026 | €1,099 | €419 | ▼ 61.9% |
| Gross operating margin9900 | -€36,197 | €22,888 | -€33,517 | €32,871 | €66,578 | ▲ 103% |
| Operating profit (loss)9901 | -€48,889 | €9,358 | -€46,532 | €30,937 | €66,159 | ▲ 114% |
| Financial income75/76B | - | - | €2,279 | €3,260 | €5,092 | ▲ 56.2% |
| Recurring financial income75 | €8,000 | €9,447 | €2,279 | €3,260 | €5,092 | ▲ 56.2% |
| Financial charges65/66B | - | - | €3,948 | €1,946 | €121 | ▼ 93.8% |
| Recurring financial charges65 | €7,059 | €5,841 | €3,948 | €1,946 | €121 | ▼ 93.8% |
| Profit (loss) for the period before taxes9903 | -€47,948 | €12,963 | -€48,201 | €32,251 | €71,130 | ▲ 121% |
| Income taxes67/77 | €603 | €3,937 | €547 | €3,431 | €13,489 | ▲ 293% |
| Profit (loss) for the period9904 | -€48,552 | €9,026 | -€48,749 | €28,820 | €57,641 | ▲ 100% |
| Profit (loss) for the period to be appropriated9905 | -€48,552 | €9,026 | -€48,749 | €28,820 | €57,641 | ▲ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €400,567 | €407,451 | €282,123 | €298,267 | €291,919 | ▼ 2.1% |
| Fixed assets21/28 | €35,869 | €23,880 | €11,890 | €0 | - | - |
| Tangible fixed assets22/27 | €35,869 | €23,880 | €11,890 | €0 | - | - |
| Furniture and vehicles24 | - | - | €11,890 | €0 | - | - |
| Current assets29/58 | €364,698 | €383,572 | €270,233 | €298,267 | €291,919 | ▼ 2.1% |
| Amounts receivable after more than one year29 | - | - | €0 | - | - | - |
| Other amounts receivable291 | - | - | €0 | - | - | - |
| Amounts receivable within one year40/41 | €19,165 | €99,376 | €14,954 | €39,982 | €14,264 | ▼ 64.3% |
| Trade receivables40 | - | - | €14,502 | €39,553 | €13,104 | ▼ 66.9% |
| Other amounts receivable41 | - | - | €453 | €429 | €1,160 | ▲ 171% |
| Cash at bank and in hand54/58 | €111,683 | €61,169 | €233,569 | €258,285 | €277,439 | ▲ 7.4% |
| Deferred charges and accrued income490/1 | - | - | €21,710 | €0 | €215 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €400,567 | €407,451 | €282,123 | €298,267 | €291,919 | ▼ 2.1% |
| Equity10/15 | €235,918 | €244,944 | €196,196 | €225,016 | €282,657 | ▲ 25.6% |
| Contributions10/11 | - | - | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €257,779 | €257,779 | €257,779 | €286,599 | €286,599 | = |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | - | €2,000 | €2,000 | €2,000 | = |
| Distributable reserves133 | - | - | €255,779 | €284,599 | €284,599 | = |
| Profit (loss) carried forward14 | -€28,061 | -€19,035 | -€67,783 | -€67,783 | -€10,142 | ▲ 85.0% |
| Amounts payable17/49 | €164,648 | €162,507 | €85,928 | €73,251 | €9,262 | ▼ 87.4% |
| Amounts payable after more than one year17 | €130,302 | €122,255 | €38,609 | €34,500 | €0 | ▼ 100% |
| Financial debts170/4 | - | - | €4,109 | €0 | - | - |
| Other amounts payable178/9 | - | - | €34,500 | €34,500 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €19,596 | €19,761 | €22,867 | €13,164 | €9,262 | ▼ 29.6% |
| Current portion of amounts payable after more than one year42 | - | - | €8,145 | €2,058 | €0 | ▼ 100% |
| Trade debts44 | €4,568 | €1,967 | €1,351 | €1,768 | €1,185 | ▼ 33.0% |
| Suppliers440/4 | - | - | €1,351 | €1,768 | €1,185 | ▼ 33.0% |
| Taxes, remuneration and social security45 | - | - | €7,254 | €8,604 | €8,077 | ▼ 6.1% |
| Taxes450/3 | - | - | €4,254 | €8,604 | €8,077 | ▼ 6.1% |
| Remuneration and social security454/9 | - | - | €3,000 | €0 | - | - |
| Other amounts payable47/48 | - | - | €6,116 | €734 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | €24,452 | €25,588 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€48,552 | €9,026 | -€48,749 | €28,820 | €57,641 | ▲ 100% |
| + Depreciation and write-downs630 | €11,454 | €11,989 | €11,989 | €834 | €0 | ▼ 100% |
| Operating cash flow (approximation) | -€37,097 | €21,015 | -€36,759 | €29,654 | €57,641 | ▲ 94.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €11,056 | - | - |
| Change in cash | - | -€50,513 | €172,400 | €24,716 | €19,154 | ▼ 22.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €57,641 ▲100%
Operating result €66,159, net result €57,641, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €28,820
Net result €28,820 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €225,016 ▲14.7%
Equity rises from €196,196 to €225,016.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€48,749
Net result drops to -€48,749, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €9,026
Net result €9,026 after one loss-making year.
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
20-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
13-08
State Gazette act
General meeting · Permanent representative
Director appointment · Permanent representative removal
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-10
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
10-03
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2014
28-04
State Gazette act
Board meeting · Power of attorney
Director resignation · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2006
Ground area
806 m²
Building footprint
140 m²
Volume, LiDAR
738 m³
Parcel 44412B0517/00H002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Esdreef 34, 9820 Merelbeke-Melle
since 20062.151.392.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0517/00H002 | Flanders | 806 m² | 1 · 140 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Subsidies and aid
Flemish government
2022 · 1 entry · 1,499 EUR awarded · 1,499 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,499 EUR | 1,499 EUR |
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Of 806 companies in this sector we hold annual accounts for 487. 312 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded27-12-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0878187223
Also
9925:BE0878187223
Registered
31-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.