Summary
BESTGEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €489,863 and a net result of €21,075. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 5585 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
14 d late
2023
14 d late
2022
11 d late
2021
29 d late
2020
2 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€489,863▲ 4.5%
2024 · €468,788
Net result
€21,075▼ 79.6%
2024 · €103,338
Total assets
€495,117▼ 3.0%
2024 · €510,477
Solvency
98.9%▲ 7.1pp
2024 · 91.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€33,401▼ 3.3%€59,257▲ 77.4%€70,330▲ 18.7%€111,488▲ 58.5%€23,091▼ 79.3%
Net result€28,918within the sector's middle half▲ 36.8%€40,810within the sector's middle half▲ 41.1%€48,729within the sector's middle half▲ 19.4%€103,338within the sector's middle half▲ 112%€21,075within the sector's middle half▼ 79.6%
Equity€277,636below the sector's middle half▲ 11.2%€317,583below the sector's middle half▲ 14.4%€365,449below the sector's middle half▲ 15.1%€468,788below the sector's middle half▲ 28.3%€489,863within the sector's middle half▲ 4.5%
Total assets€290,649below the sector's middle half▼ 38.5%€333,747below the sector's middle half▲ 14.8%€396,433below the sector's middle half▲ 18.8%€510,477below the sector's middle half▲ 28.8%€495,117below the sector's middle half▼ 3.0%
Debt€13,013▼ 94.2%€16,164▲ 24.2%€30,984▲ 91.7%€41,689▲ 34.6%€5,254▼ 87.4%
Working capital€267,438within the sector's middle half▼ 35.8%€312,715within the sector's middle half▲ 16.9%€362,391within the sector's middle half▲ 15.9%€466,152within the sector's middle half▲ 28.6%€487,198above the sector's middle half▲ 4.5%
Solvency95.5%above the sector's middle half▲ 42.7pp95.2%above the sector's middle half▼ 0.4pp92.2%above the sector's middle half▼ 3.0pp91.8%above the sector's middle half▼ 0.4pp98.9%above the sector's middle half▲ 7.1pp
Current ratio21.55above the sector's middle half▼ 11.0320.35above the sector's middle half▼ 1.2112.70above the sector's middle half▼ 7.6512.18above the sector's middle half▼ 0.5193.73above the sector's middle half▲ 81.54
Return on assets (ROA)9.9%above the sector's middle half▲ 5.5pp12.2%above the sector's middle half▲ 2.3pp12.3%above the sector's middle half▲ 0.1pp20.2%above the sector's middle half▲ 8.0pp4.3%within the sector's middle half▼ 16.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495,117
Fixed assets
€2,665 ▲ 1.1%
Current assets
€492,452 ▼ 3.0%
Equity and liabilities €495,117
Equity
€489,863 ▲ 4.5%
Debt
€5,254 ▼ 87.4%
Debt's share of the balance-sheet total falls from 8.2% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
4.3%▼
2024 · 22.0%
Debt ≤ 1 year
€5,254▼
2024 · €41,689
Income taxes
€12,238▼
2024 · €41,882
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,407 | €5,330 | €1,809 | €809 | €620 | ▼ 23.3% |
| Other operating charges640/8 | €3,266 | €1,601 | €1,190 | €829 | €1,137 | ▲ 37.2% |
| Gross operating margin9900 | €71,074 | €66,188 | €73,330 | €113,126 | €24,849 | ▼ 78.0% |
| Operating profit (loss)9901 | €33,401 | €59,257 | €70,330 | €111,488 | €23,091 | ▼ 79.3% |
| Financial income75/76B | €11,626 | €2,928 | €3,930 | €33,971 | €10,619 | ▼ 68.7% |
| Recurring financial income75 | €11,626 | €2,928 | €3,930 | €33,971 | €10,619 | ▼ 68.7% |
| Financial charges65/66B | €3,590 | €367 | €220 | €238 | €397 | ▲ 66.7% |
| Recurring financial charges65 | €3,590 | €367 | €220 | €238 | €397 | ▲ 66.7% |
| Profit (loss) for the period before taxes9903 | €41,437 | €61,818 | €74,040 | €145,220 | €33,313 | ▼ 77.1% |
| Income taxes67/77 | €12,518 | €21,009 | €25,311 | €41,882 | €12,238 | ▼ 70.8% |
| Profit (loss) for the period9904 | €28,918 | €40,810 | €48,729 | €103,338 | €21,075 | ▼ 79.6% |
| Profit (loss) for the period to be appropriated9905 | €28,918 | €40,810 | €48,729 | €103,338 | €21,075 | ▼ 79.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €290,649 | €333,747 | €396,433 | €510,477 | €495,117 | ▼ 3.0% |
| Fixed assets21/28 | €10,197 | €4,868 | €3,058 | €2,636 | €2,665 | ▲ 1.1% |
| Tangible fixed assets22/27 | €10,197 | €4,868 | €3,058 | €2,636 | €2,665 | ▲ 1.1% |
| Plant, machinery and equipment23 | €6,363 | €2,187 | €1,156 | €867 | €578 | ▼ 33.3% |
| Furniture and vehicles24 | €1,999 | €1,181 | €402 | €268 | €587 | ▲ 119% |
| Other tangible fixed assets26 | €1,836 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Current assets29/58 | €280,451 | €328,879 | €393,375 | €507,841 | €492,452 | ▼ 3.0% |
| Amounts receivable within one year40/41 | €21,641 | €11,704 | - | €17,097 | €2,780 | ▼ 83.7% |
| Trade receivables40 | - | €10,588 | - | €17,097 | - | - |
| Other amounts receivable41 | €21,641 | €1,116 | - | - | €2,780 | - |
| Current investments50/53 | €26,418 | €121,023 | €335,537 | €381,619 | €384,019 | ▲ 0.6% |
| Cash at bank and in hand54/58 | €229,244 | €191,596 | €52,923 | €107,155 | €100,182 | ▼ 6.5% |
| Deferred charges and accrued income490/1 | €3,148 | €4,557 | €4,915 | €1,970 | €5,471 | ▲ 178% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €290,649 | €333,747 | €396,433 | €510,477 | €495,117 | ▼ 3.0% |
| Equity10/15 | €277,636 | €317,583 | €365,449 | €468,788 | €489,863 | ▲ 4.5% |
| Contributions10/11 | €42,442 | €42,442 | €42,442 | €42,442 | €42,442 | = |
| Reserves13 | €139,244 | €179,244 | €226,244 | €328,244 | €349,244 | ▲ 6.4% |
| Non-distributable reserves130/1 | €4,244 | €4,244 | €4,244 | €4,244 | €4,244 | = |
| Reserves not available under the articles1311 | €4,244 | €4,244 | €4,244 | €4,244 | €4,244 | = |
| Distributable reserves133 | €135,000 | €175,000 | €222,000 | €324,000 | €345,000 | ▲ 6.5% |
| Profit (loss) carried forward14 | €95,950 | €95,897 | €96,763 | €98,102 | €98,177 | ▲ 0.1% |
| Amounts payable17/49 | €13,013 | €16,164 | €30,984 | €41,689 | €5,254 | ▼ 87.4% |
| Amounts payable within one year42/48 | €13,013 | €16,164 | €30,984 | €41,689 | €5,254 | ▼ 87.4% |
| Trade debts44 | €7,499 | €9,329 | €12,408 | €13,317 | €3,696 | ▼ 72.2% |
| Suppliers440/4 | €7,499 | €9,329 | €12,408 | €13,317 | €3,696 | ▼ 72.2% |
| Taxes, remuneration and social security45 | €3,700 | €5,100 | €16,172 | €26,525 | - | - |
| Taxes450/3 | €3,700 | €5,100 | €16,172 | €26,525 | - | - |
| Other amounts payable47/48 | €1,814 | €1,736 | €2,404 | €1,848 | €1,558 | ▼ 15.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,918 | €40,810 | €48,729 | €103,338 | €21,075 | ▼ 79.6% |
| + Depreciation and write-downs630 | €34,407 | €5,330 | €1,809 | €809 | €620 | ▼ 23.3% |
| Operating cash flow (approximation) | €63,325 | €46,139 | €50,538 | €104,147 | €21,695 | ▼ 79.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€386 | -€650 | ▼ 68.3% |
| Change in cash | - | -€37,649 | -€138,673 | €54,232 | -€6,973 | ▼ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
31-12
Financial
Liquidity times 8current ratio 93.73
Current ratio from 12.18 to 93.73; short-term debt falls from €41,689 to €5,254.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 14 days late
2024
31-12
Financial
Highest result since 2018net €103,338 ▲112%
Operating result €111,488, net result €103,338, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 11 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1999
Ground area
516 m²
Building footprint
147 m²
Volume, LiDAR
1,708 m³
Parcel 21682C0093/00D002, Brussels · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Pierre Delacroixstraat 6, 1150 Sint-Pieters-Woluwe
since 19992.091.568.339
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0093/00D002 | Brussels | 516 m² | 1 · 147 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755000VHXKO6XPF7U42
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Of 806 companies in sector 64999 we hold annual accounts for 487. 295 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
64210Activities of holding companies
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.