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CAPITAC

Active
Private limited companyfounded 200718 yrs activeWarande 9, 2400 Mol, BelgiumKBO/BCE: BE 0894.324.558
Summary

CAPITAC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121,541 and a net result of €19,590. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 67% of 22044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
CAPITACActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of household furniture
NACE 47551NACE 47591Other financial services NACE 64999
1 site
Size
€228,417total assets 2025
Staff
0.9 FTE
Equity
€121,541
Profit
€19,590
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 134 d early1 of 6 deeds read
Why 94- Sector Retail trade (NACE 47)+ Founded in 2007+ Liquidity: current ratio 0.88, cash €68,680+ Equity €121,541 (53.2% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 78+34
equity 53.2% of total assets
Liquidity 65+49
short-term debt 46.8% · cash 30.1%
Profitability 59-41
return on assets 8.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%▲ +0.8% vs 11-2024 01-2025: 1.4%▲ +7.6% vs 12-2024 02-2025: 1.4%▲ +2.5% vs 01-2025 03-2025: 1.4%▼ -0.6% vs 02-2025 04-2025: 2.3%▲ +62.4% vs 03-2025 05-2025: 2.3%● 0.0% vs 04-2025 06-2025: 2.3%▲ +1.6% vs 05-2025 07-2025: 2.3%● 0.0% vs 06-2025 08-2025: 2.3%● 0.0% vs 07-2025 09-2025: 2.3%● 0.0% vs 08-2025 10-2025: 2.3%● 0.0% vs 09-2025 11-2025: 2.3%● 0.0% vs 10-2025 12-2025: 2.3%▼ -1.4% vs 11-2025 01-2026: 2.3%▲ +1.5% vs 12-2025highest value 02-2026: 1.1%▼ -54.3% vs 01-2026 03-2026: 1.0%▼ -1.0% vs 02-2026 04-2026: 0.1%▼ -89.4% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 2007 lowers the probability for this profile
  • Liquidity: current ratio 0.88, cash €68,680 lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Equity €121,541 (53.2% of total assets) lowers the probability
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.88; short-term debt: 46.8% and cash: 30.1% of total assets), and 46.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 67%, liquidity 71%, profitability 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 0.88, cash €68,680
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €121,541 (53.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
134 d early
2025
38 d early
2024
51 d early
2023
47 d early
2022
30 d early
2021
1 d early
2020
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Benaming - Algemene Vergadering - BoekjaarName change · Capital contribution…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Flemish supportawarded 2024 - 2025 €50,000 View
  • Total assets 20256 fiscal years filed €228,417 View

By topic

Financials

Fiscal year
2025
Total assets
€228,417
Profit
€19,590
Solvency
53.2%
Total assets▲ 93.8%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2018
  1. 23-03-2026Annual accounts filed
  2. 19-03-2026Annual accounts filed
  3. 08-01-2026Benaming - Algemene Vergadering - Boekjaar
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
19-12-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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