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Other financial services

Current registrations 793division 64: 26,071
Starters, 12 months 496.2 per 100 · Belgium 8.9
Bankruptcies, 12 months 22.5 per 1,000 registrations · Belgium 6.2
Employment (FTE) 7,96288 employers · latest accounts
Median age 8.1 yearsBelgium 8.1 years
E-invoicing via Peppol 85.0%674 of 793 companies in the Peppol Directory · Belgium 85.0%

Filed accounts

NACE 64999 · financial year 2025 · 475 filed annual accounts
Median solvency
49.4%
division 52.6% · Belgium 46.1%
Median net result
€38,663
division €42,423 · Belgium €16,500
Median equity
€194,991
division €329,062 · Belgium €98,350
Loss-making
20.5%
division 20.3% · Belgium 26.7%
Negative equity
7.4%
division 6.0% · Belgium 12.4%
Median return on equity
17.4%
division 13.7% · Belgium 15.9%
Median liquidity
1.83
division 1.33 · Belgium 1.66
Filed late
31.2%
financial year 2024, 503 filings · division 28.2% · Belgium 38.4%
Missing or 90 days late
4.7%
of 515 companies with annual accounts · division 3.0% · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 47.6%47.0%47.7%49.9%49.2%49.4%
Median net result €29,003€31,046€34,050€40,295€29,640€38,663

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies

Bankruptcies, 5 years, still registered
4
0.50% of the registrations · Belgium 1.68%
Running bankruptcies
4
5.0 per 1,000 registrations

Recent bankruptcies

Date Company
18-02-2026 FC INVEST
BE 0808.391.268
12-02-2026 INGENIA FAMILY
BE 0473.227.861
29-08-2025 CAKE
BE 0723.581.891
24-11-2022 CONSUFIN BELGIUM
BE 0754.569.829

Every bankruptcy in division 64, last 90 days

Spread across the country

by region and province · 693 of 793 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 420 · 60.6%
  • Brussels 148 · 21.4%
  • Wallonia 100 · 14.4%
  • Abroad 25 · 3.6%
fewer moremax 148

Largest employers

NACE 64999 as first main activity · staff from the latest accounts
  1. 1 KBC Global ServicesMolenbeek-Saint-Jean 5,737 FTEfinancial year 2025
  2. 2 HOME CLEAN SERVICESNamur 1,463 FTEfinancial year 2025
  3. 3 Belgische Investeringsmaatschappij voor OntwikkelingslandenBrussels 82.6 FTEfinancial year 2025
  4. 4 EDFI Management CompanyBrussels 47.0 FTEfinancial year 2025
  5. 5 VOLKSWAGEN INTERNATIONAL BELGIUMBrussels 41.4 FTEfinancial year 2025

Joint committees

from the latest accounts of 113 companies
  • 200 Auxiliary committee for white-collar workers 77
  • 341 Intermediation in banking and investment services 22
  • 100 Auxiliary committee for blue-collar workers 10
  • 307 Insurance brokers and agencies 4
  • 337 Auxiliary committee for the non-profit sector 2
  • 140 Transport and logistics 1
  • 201 Independent retail 1
  • 209 White-collar workers in metal manufacturing 1
Show the 5 others
  • 226 White-collar workers in international trade, transport and logistics 1
  • 303 Film industry 1
  • 323 Building management, estate agents and domestic staff 1
  • 330 Health institutions and services 1
  • 336 Liberal professions 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

Division 64: Financial services

Related activities

7 other activities

Bankruptcies per year in division 64

Per year201520162017201820192020202120222023202420252026
Bankruptcies3524161510111018981516
Jobs lost8819818161216125913101520

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 64

1,865 employers
Median
€81,200
Belgium €61,400
Middle half
€62,300 to €104,600
half of the employers lie between
Place among sectors
11 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €77,800 €59,300 to €99,700 1,488
10 to 49 FTE €93,300 €75,500 to €119,600 293
50 to 249 FTE €98,300 €79,800 to €133,700 73

Running bankruptcies in the sector

NACE division 64
Number
224
Half have run longer than
21 months
Belgium: 20 months
Longer than three years
32%
Belgium: 31%

Measured nationally: Of 108,642 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 8 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

209 of the 24,568 companies in NACE division 64 have a parent company abroad. Main parent countries: France (63), Netherlands (44) and Luxembourg (30). Together they employ 4,238 of the division's 30,646 FTE: 14%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €177.1m awarded 2,556 recipients · 2022 to 2025 · largest: Subsidies/ondersteuning voor personeels- en werkingskosten aan woonmaatschappijen voor de doorverhuringsactiviteit
  • Wallonia-Brussels Federation €649,932 paid 1 recipient · 2023 to 2025 · largest: Subvention au fonds d'investissement Start destinée à couvrir ses frais de fonctionnement
  • Federal transfers 96.0m amount as published 15 recipients · 2023 to 2025 · largest: Subsidies aan het kapitaal van de Belgische Investeringsmaatschappij voor Ontwikkelingslanden (BIO) (nieuwe basisallocatie)
  • EU budget €544.9m attributed share 23 recipients · 2021 to 2025 · largest: Rents and purchases
  • EU research €23.2m EU contribution 32 recipients · 2008 to 2027 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Other financial services

Balance sheet and result. The median net result of €38,663 is above Belgium's €16,500. 7.4% of the annual accounts show negative equity, against 12.4% in Belgium. 20.5% of the annual accounts close with a loss, against 26.7% in Belgium.

Inflow and structure. Brussels holds 22.2% of the seats, against 12.5% in Belgium. 12.6% of the companies are sole traders, against 41.6% in Belgium. In 12 months, 6.2 of 100 companies started, against 8.9 in Belgium. That is fewer than in 60% of the 87 NACE divisions.

Staff and filing. 31.2% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 5 largest employers hold 7,371 of the 7,962 FTE: 92.6%.

Direction. Median solvency rose from 47.6% in financial year 2020 to 49.4% in financial year 2025. The median net result rose from €29,003 in financial year 2020 to €38,663 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 08-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 64999 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,474 companies with a main activity, because only those belong to a division. The other 699,509 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.