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A POINT

Active Risk: not assessed
Private limited companyfounded 2024active for 2 yearsSinte-Barbarastraat(HEU) 20, 9070 Destelbergen, BelgiumKBO/BCE: BE 1010.080.004
Summary

A POINT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €69,379 and a net result of €66,879. Its solvency ranks better than 60% of 9,732 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
≈ €210,000turnover 2025, estimated
Equity
€69,379
Profit
€66,879
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 53 days early
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
53 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: SOMERS Henk Nadine Roland…

Financials · financial year 2025, micro format

Equity
€69,379
Net result
€66,879
Total assets
€111,199
Solvency
62.4%

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €111,199
Fixed assets €8,105
Current assets €103,095
Equity and liabilities €111,199
Equity €69,379
Debt €41,820
Debt finances 37.6% of the balance-sheet total.
Key figures and ratios
2025 value
ROE
96.4%
ROA
60.1%
Debt ≤ 1 year
€31,820
Income taxes
€17,071
Staff costs
€0
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 51 lines
Balance sheet Code2025
Assets
Total assets20/58€111,199
Fixed assets21/28€8,105
Tangible fixed assets22/27€8,105
Furniture and vehicles24€8,105
Current assets29/58€103,095
Stocks and contracts in progress3€27,152
Stocks30/36€27,152
Amounts receivable within one year40/41€39,956
Trade receivables40€21,780
Other amounts receivable41€18,176
Cash at bank and in hand54/58€35,986
Equity and liabilities
Total equity and liabilities10/49€111,199
Equity10/15€69,379
Contributions10/11€2,500
Reserves13€66,879
Distributable reserves133€66,879
Amounts payable17/49€41,820
Amounts payable within one year42/48€31,820
Trade debts44€5,185
Suppliers440/4€5,185
Taxes, remuneration and social security45€26,635
Taxes450/3€26,635
Accrued charges and deferred income492/3€10,000
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€150,646
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€0
Non-recurring operating charges66A€0
Gross operating margin9900€84,139
Operating profit (loss)9901€84,139
Financial charges65/66B€188
Recurring financial charges65€188
Profit (loss) for the period before taxes9903€83,950
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€17,071
Profit (loss) for the period9904€66,879
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905€66,879
Appropriation of the result
Profit (loss) to be appropriated9906€66,879
Transfer from equity791/2€0
Transfer to equity691/2€66,879
Addition to contributions691€0
To the legal reserve6920€0
To other reserves6921€66,879
Shareholders' contribution to the loss794€0
Profit to be distributed694/7€0
Return on contributions (dividend)694€0

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Goods, raw materials, services and sundry goods60/61€150,646
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€0
Non-recurring operating charges66A€0
Gross operating margin9900€84,139
Operating profit (loss)9901€84,139
Financial charges65/66B€188
Recurring financial charges65€188
Profit (loss) for the period before taxes9903€83,950
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€17,071
Profit (loss) for the period9904€66,879
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905€66,879
Line2025
Assets
Total assets20/58€111,199
Fixed assets21/28€8,105
Tangible fixed assets22/27€8,105
Furniture and vehicles24€8,105
Current assets29/58€103,095
Stocks and contracts in progress3€27,152
Stocks30/36€27,152
Amounts receivable within one year40/41€39,956
Trade receivables40€21,780
Other amounts receivable41€18,176
Cash at bank and in hand54/58€35,986
Equity and liabilities
Total equity and liabilities10/49€111,199
Equity10/15€69,379
Contributions10/11€2,500
Reserves13€66,879
Distributable reserves133€66,879
Amounts payable17/49€41,820
Amounts payable within one year42/48€31,820
Trade debts44€5,185
Suppliers440/4€5,185
Taxes, remuneration and social security45€26,635
Taxes450/3€26,635
Accrued charges and deferred income492/3€10,000
Line2025
Profit (loss) for the period9904€66,879
+ Depreciation and write-downs630€0
Operating cash flow (approximation)€66,879

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-06-2025 micro format 09-12-2025 2025-00580963

Similar companies · same sector, comparable size

Of the 24,457 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,067. 11,566 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
SOMERS Henk Nadine Roland
Director · since 07-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
SOMERS Henk Nadine Roland
  • Director, from 07-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 07-06-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 07-06-2024 Incorporation · €2,500 · 100 shares

Group and network

Connections & network

1 current director
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

3 board mandates
Board mandates of this companythis company sits on their board3

History

On 5 June 2024, A POINT was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 SOMERS Henk Nadine Roland has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-06-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2025
09-12
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
07-06
Gazette deed Incorporation
Appointment: SOMERS Henk Nadine Roland (director) · Founder · Founding capital10 facts ▸
  • Incorporation, “A POINT” (deed in Dutch)
  • Founder, SOMERS Henk Nadine Roland
  • Founding capital, €2,500
  • Other provision, 03-06-2024
  • Bank account, 2500, “vennootschap in oprichting” (deed in Dutch)
  • Other provision, “bevestiging deponering overeenkomstig Wetboek van vennootschappen en verenigingen”, 2500 (deed in Dutch)
  • Capital
  • Registered office clause, “9070 Destelbergen,Sinte-Barbarastraat 20” (deed in Dutch)
  • Board rule, 1
  • Director appointment, SOMERS Henk Nadine Roland (director)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded05-06-2024
Financial year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010080004
Also 9925:BE1010080004
Registered 17-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
407 m²
Building footprint
141 m²
Building volume
610 m³
Parcel 44028C0185/00V002, Flanders · tallest building 9.9 m. Linked by address, not a title deed.
1 establishment unit
A Point
Sinte-Barbarastraat(HEU) 20, 9070 DestelbergenAgents specialised in the wholesale of other particular products
since 2024unit no. 2.363.018.483
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44028C0185/00V002 Flanders 407 m² 1 · 141 m² 9.9 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het verrichten van managementactiviteiten,zoals het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven op grond van…” (deed in Dutch)
22 activities (deed in Dutch)
  1. Het verrichten van managementactiviteiten,zoals het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en het houden van participaties in bedrijven en andere managementactiviteiten;
  2. Het waarnemen van alle bestuursopdrachten,het uitoefenen van mandaten en functies in andere vennootschappen of ondernemingen,waaronder de functie van vereffenaar;
  3. Het verlenen van adviezen van financiële -,technische -,commerciële – of administratieve aard,in de ruimste zin,bijstand en diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur;
  4. Het patrimonium,grotendeels bestaande uit onroerende goederen,voor eigen rekening,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden.Binnen dit kader mag de vennootschap overgaan tot het aankopen,verkopen,huren,verhuren,uitrusten,laten bouwen,laten verbouwen van onroerende goederen al dan niet gemeubeld.
  5. De organisatie en promotie van concerten,festiviteiten,spektakels,beurzen en andere events.Zowel voor eigen rekening als voor rekening van derden of in deelneming met derden,bij te dragen tot de vestiging en de ontwikkeling van ondernemingen en inzonderheid:
  6. Het verwerven,door inschrijving of aankoop,en het beheren van aandelen,obligaties kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten vennootschappen;
  7. Het bevorderen van de oprichting van vennootschappen door inbreng,participatie of investering;
  8. Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren,onder om het even welke vorm;in dit kader kan zij zicht ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die welke wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen,kapitalisatieondernemingen,ondernemingen voor vermogensbeheer en beleggingsadvies;
  9. Het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen;in de meest ruime betekenis,het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarden door intekening,waarborgplaatsing,verhandeling of anderszins,alsmede het verwezenlijken van om het even welke verrichtingen inzake portefeuille- of kapitaalbestuur;
  10. Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa.
  11. De organisatie van evenementen,manifestaties,kunstmanifestaties,feesten,straatfeesten,themafeesten,festivals,(sport)tornooien,sportieve activiteiten,markten en jaarmarkten,concerten,fuiven,shows,modeshows,bijeenkomsten,banketten,recepties,salons,tentoonstellingen,beurzen,congressen,seminaries,teambuildings,incentives,lezingen,studiedagen en dergelijke meer;
  12. Het organiseren van reizen en excursies van kortere duur en het regelen van reizen op maat,het onderdak en het vervoer van de reizigers,in het kader van de hoger vermelde activiteiten;
  13. De exploitatie van schouwburgen,theaters,concertzalen,cabarets,mobiele en/of vaste overnachtingssites en andere accommodaties voor podiumkunsten,(thema)feesten,festivals,(sport)tornooien,bijeenkomsten en dergelijke meer,alsook de bouw van tijdelijke en vaste constructies en handel in producten die verband houden met deze zaken;
  14. Het bieden van alle overige vormen van amusement,zoals bijvoorbeeld circussen,poppentheaters,rodeo’s,klank – en lichtspelen,en dergelijke meer;
  15. Het inhuren,verhuren,ter beschikking stellen van personeel,hostessen,presentatoren,zangers,dansers,acteurs,muzikanten,disc jockeys,evenals van orkesten,podiums,decors,klank- en lichtinstallaties,togen en alle andere mogelijke installaties,materialen en toebehoren die verband houden met voormelde activiteiten,dit alles voor eigen rekening en voor derden.
  16. Dit behelst waar nodig en/of nuttig de aankoop,verkoop,verhuur,onderverhuur,leasing,renting,ontwerp,productie,handel,groothandel,herstelling,levering,plaatsing,montage,demontage,integratie,ontmanteling,vervoer,invoer,uitvoer,export,al dan niet in hoofdaanneming en/of onderaanneming en/of als tussenpersoon(opsomming ten exemplatieve en niet-limitatieve titel)van de voormelde activiteiten,diensten en goederen en van alle activiteiten,diensten en goederen die de vennootschap hiervoor nuttig en/of nodig acht.
  17. De aan- en verkoop van plastische kunst en aanverwante artikelen,alle kunstvoorwerpen,kunstwerken,zowel in het domein van de zuiver artistieke als van de toegepaste kunst.De vennootschap kan actief zijn in de sector van reserveringsbureaus en aanverwante activiteiten in de sector van creatieve activiteiten,kunst en amusement
  18. De verkoop en promotie van alle designerartikelen,ontwerp en designermeubelen en constructies van alle aard
  19. Het uitoefenen van alle kunstambachten,beeldende en audiovisuele kunsten
  20. Het verzorgen van audiovisuele reportages,het analoog of digitaal verwerken en presenteren van audiovisuele reportages,het geven van advies betreffende audiovisuele diensten allerhande en alles wat daarmee verband houdt.
  21. Het aanbieden van multimedia-diensten,geven van advies betreffende multimedia-diensten allerhande en alles wat daarmee verband houdt zoals video en sound producties al dan niet gebruikt voor marketing doeleinden.
  22. De kunstcreatie,verkoop,verhuur,publicaties,het tentoonstellen van kunst in de brede zin van het woord.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
A POINT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, bij enkel besluit van bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België…” (deed in Dutch)

deed of 07-06-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)

deed of 07-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of November at 19:00

deed of 07-06-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 07-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Aansprakelijkheid oprichter bij ontoereikend aanvangsvermogen, faillissement binnen drie jaar na verkrijging rechtspersoonlijkheid” (deed in Dutch)
Other provision: “Bestuursbevoegdheid, behalve wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
Other provision: “Bestuursorgaan bepaalt alleen dan wel gezamenlijk, gedelegeerd bestuurder” (deed in Dutch)
Other provision: “Een of meerdere commissarissen, controle van de vennootschap” (deed in Dutch)
Other provision: “Beraadslagingen algemene vergadering, meerderheid van stemmen ongeacht aantal vertegenwoordigde effecten behalve wet of statuten anders” (deed in Dutch)
Other provision: “Schriftelijke/elektronische algemene vergadering, niet tijdig voor welbepaalde datum verliest goedkeuring rechtskracht” (deed in Dutch)
Other provision: “Elektronische weg, elektronische algemene vergadering” (deed in Dutch)
Other provision: “Elektronisch communicatiemiddel ter beschikking gesteld door vennootschap, deelneming op afstand aan algemene vergadering” (deed in Dutch)
Other provision: “Stemrecht op afstand voor algemene vergadering, bureau van vergadering controleert modaliteiten en geldigheid” (deed in Dutch)
Other provision: “Mededeling oproeping, schriftelijke vragen langs elektronische weg voor algemene vergadering” (deed in Dutch)
Other provision: “Bestemming van de winst, verminderd met overgedragen verlies of vermeerderd met overgedragen winst” (deed in Dutch)
3 more provisions in the deed, see the deed of 07-06-2024

deed of 07-06-2024