Summary
ROLAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €69,494 and a net result of -€55,540. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 8074 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8074 sector peers (2025).
NBB · sector comparisonPosition among 8074 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
56 d late
2024
92 d late
2023
27 d late
2022
3 d early
2021
50 d late
2020
90 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€69,494▼ 44.4%
2024 · €125,034
Net result
-€55,540▼ 126%
2024 · -€24,616
Total assets
€397,082▼ 20.5%
2024 · €499,212
Solvency
17.5%▼ 7.5pp
2024 · 25.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41,071▲ 39.9%€26,169▼ 36.3%€25,415▼ 2.9%-€22,856-€51,711▼ 126%
Net result€25,392within the sector's middle half▼ 6.8%€13,662within the sector's middle half▼ 46.2%€17,747within the sector's middle half▲ 29.9%-€24,616below the sector's middle half-€55,540below the sector's middle half▼ 126%
Equity€133,242within the sector's middle half▲ 23.5%€146,904within the sector's middle half▲ 10.3%€149,650within the sector's middle half▲ 1.9%€125,034within the sector's middle half▼ 16.4%€69,494within the sector's middle half▼ 44.4%
Total assets€694,908within the sector's middle half▼ 8.9%€652,483within the sector's middle half▼ 6.1%€575,218within the sector's middle half▼ 11.8%€499,212within the sector's middle half▼ 13.2%€397,082within the sector's middle half▼ 20.5%
Debt€561,666▼ 14.2%€505,580▼ 10.0%€425,567▼ 15.8%€374,178▼ 12.1%€327,588▼ 12.5%
Working capital-€378,519▲ 34.2%-€316,055▲ 16.5%-€219,627▲ 30.5%-€149,852▲ 31.8%-€11,279▲ 92.5%
Solvency19.2%below the sector's middle half▲ 5.0pp22.5%below the sector's middle half▲ 3.3pp26.0%within the sector's middle half▲ 3.5pp25.0%within the sector's middle half▼ 1.0pp17.5%below the sector's middle half▼ 7.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €51,711 in 2025 against €22,856 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €397,082
Fixed assets
€353,527 ▼ 20.9%
Current assets
€43,555 ▼ 16.5%
Equity and liabilities €397,082
Equity
€69,494 ▼ 44.4%
Debt
€327,588 ▼ 12.5%
Debt's share of the balance-sheet total rises from 75.0% to 82.5%. Equity and debt are lower.
Key figures and ratios
ROE
-79.9%▼
2024 · -19.7%
ROA
-14.0%▼
2024 · -4.9%
Debt ≤ 1 year
€54,834▼
2024 · €201,995
Debt > 1 year
€257,943▲
2024 · €161,814
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1,661 | - | €1,340 | - |
| Remuneration, social security and pensions62 | €153 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65,694 | €83,096 | €94,231 | €94,391 | €93,133 | ▼ 1.3% |
| Other operating charges640/8 | €5,836 | €6,569 | €5,985 | €5,861 | €6,064 | ▲ 3.5% |
| Gross operating margin9900 | €112,754 | €115,834 | €125,631 | €77,396 | €47,487 | ▼ 38.6% |
| Operating profit (loss)9901 | €41,071 | €26,169 | €25,415 | -€22,856 | -€51,711 | ▼ 126% |
| Financial income75/76B | €22 | - | €14 | €70 | - | - |
| Recurring financial income75 | €22 | - | €14 | €70 | - | - |
| Financial charges65/66B | €3,650 | €5,876 | €4,773 | €1,085 | €3,830 | ▲ 253% |
| Recurring financial charges65 | €3,650 | €5,876 | €3,943 | €1,085 | €3,830 | ▲ 253% |
| Non-recurring financial charges66B | - | - | €830 | - | - | - |
| Profit (loss) for the period before taxes9903 | €37,442 | €20,294 | €20,656 | -€23,871 | -€55,540 | ▼ 133% |
| Income taxes67/77 | €12,050 | €6,632 | €2,909 | €746 | - | - |
| Profit (loss) for the period9904 | €25,392 | €13,662 | €17,747 | -€24,616 | -€55,540 | ▼ 126% |
| Profit (loss) for the period to be appropriated9905 | €25,392 | €13,662 | €17,747 | -€24,616 | -€55,540 | ▼ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €694,908 | €652,483 | €575,218 | €499,212 | €397,082 | ▼ 20.5% |
| Fixed assets21/28 | €686,550 | €631,905 | €541,460 | €447,069 | €353,527 | ▼ 20.9% |
| Tangible fixed assets22/27 | €685,720 | €631,075 | €541,460 | €447,069 | €353,527 | ▼ 20.9% |
| Land and buildings22 | €509,172 | €452,338 | €395,504 | €338,670 | €281,835 | ▼ 16.8% |
| Plant, machinery and equipment23 | €3,138 | €178,737 | €143,071 | €106,160 | €70,611 | ▼ 33.5% |
| Furniture and vehicles24 | - | - | €2,885 | €2,240 | €1,080 | ▼ 51.8% |
| Leasing and similar rights25 | €8,410 | - | - | - | - | - |
| Assets under construction and advance payments27 | €165,000 | - | - | - | - | - |
| Financial fixed assets28 | €830 | €830 | - | - | - | - |
| Current assets29/58 | €8,358 | €20,579 | €33,758 | €52,143 | €43,555 | ▼ 16.5% |
| Amounts receivable within one year40/41 | €1,850 | €16,500 | €30,008 | €40,544 | €29,174 | ▼ 28.0% |
| Trade receivables40 | €1,850 | €16,500 | €30,008 | €40,544 | €27,121 | ▼ 33.1% |
| Other amounts receivable41 | - | - | - | - | €2,053 | - |
| Cash at bank and in hand54/58 | €6,011 | €3,537 | €3,179 | €8,224 | €10,860 | ▲ 32.0% |
| Deferred charges and accrued income490/1 | €497 | €541 | €570 | €3,374 | €3,521 | ▲ 4.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €694,908 | €652,483 | €575,218 | €499,212 | €397,082 | ▼ 20.5% |
| Equity10/15 | €133,242 | €146,904 | €149,650 | €125,034 | €69,494 | ▼ 44.4% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €120,842 | €134,504 | €137,250 | €112,634 | €57,094 | ▼ 49.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €118,982 | €132,644 | €137,250 | €112,634 | €57,094 | ▼ 49.3% |
| Amounts payable17/49 | €561,666 | €505,580 | €425,567 | €374,178 | €327,588 | ▼ 12.5% |
| Amounts payable after more than one year17 | €171,526 | €161,814 | €161,814 | €161,814 | €257,943 | ▲ 59.4% |
| Financial debts170/4 | €171,526 | €161,814 | €161,814 | €161,814 | €161,814 | = |
| Other amounts payable178/9 | - | - | - | - | €96,129 | - |
| Amounts payable within one year42/48 | €386,877 | €336,633 | €253,385 | €201,995 | €54,834 | ▼ 72.9% |
| Current portion of amounts payable after more than one year42 | €3,853 | €6,526 | - | - | - | - |
| Trade debts44 | €37,962 | €44,258 | €37,072 | €46,907 | €47,957 | ▲ 2.2% |
| Suppliers440/4 | €37,962 | €44,258 | €37,072 | €46,907 | €47,957 | ▲ 2.2% |
| Taxes, remuneration and social security45 | €26,034 | €36,043 | €23,259 | €13,602 | €6,877 | ▼ 49.4% |
| Taxes450/3 | €24,495 | €34,504 | €23,259 | €13,602 | €6,877 | ▼ 49.4% |
| Remuneration and social security454/9 | €1,539 | €1,539 | - | - | - | - |
| Other amounts payable47/48 | €319,028 | €249,806 | €193,054 | €141,486 | - | - |
| Accrued charges and deferred income492/3 | €3,264 | €7,133 | €10,369 | €10,369 | €14,811 | ▲ 42.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,392 | €13,662 | €17,747 | -€24,616 | -€55,540 | ▼ 126% |
| + Depreciation and write-downs630 | €65,694 | €83,096 | €94,231 | €94,391 | €93,133 | ▼ 1.3% |
| Operating cash flow (approximation) | €91,086 | €96,758 | €111,978 | €69,775 | €37,592 | ▼ 46.1% |
| Investment in fixed assets (approximation) | - | -€28,451 | -€3,787 | €0 | €410 | - |
| Change in cash | - | -€2,474 | -€358 | €5,045 | €2,635 | ▼ 47.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
15-09
State Gazette act
General meeting · Registered-office move2 facts ▸
State Gazette act
General meeting · Registered-office move
2 facts ▸
- General meeting, 24-07-2026
- Registered-office move, Tisselrietweg 32, 3910 Pelt
2025
31-12
Financial
Weakest financial yearnet -€55,540
Net result drops to -€55,540, the lowest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Highest result since 2018net €27,242 ▲275%
Net result €27,242, the highest in the series.
31-12
Financial
Equity above €100,000Eq €107,850 ▲33.8%
3 profitable years in a row build equity to €107,850.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2008
Ground area
2,385 m²
Building footprint
234 m²
Volume, LiDAR
1,426 m³
Parcel 72025A0186/00A023, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROLAN
since 20082.168.764.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025A0186/00A023 | Flanders | 2,385 m² | 1 · 234 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 11,363 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895360379
Also
9925:BE0895360379
Registered
14-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.