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A POINT

Active Risk: not assessed
Private limited companyfounded 2024active for 2 yearsSinte-Barbarastraat(HEU) 20, 9070 Destelbergen, BelgiumKBO/BCE: BE 1010.080.004
Summary

A POINT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €69,379 and a net result of €66,879. Its solvency ranks better than 59% of 9,701 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Equity
€69,379
Net result
€66,879
Total assets
€111,199
Solvency
62.4%

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €111,199
Fixed assets €8,105
Current assets €103,095
Equity and liabilities €111,199
Equity €69,379
Debt €41,820
Debt finances 37.6% of the balance-sheet total.
Key figures and ratios
2025 value
ROE
96.4%
ROA
60.1%
Debt ≤ 1 year
€31,820
Income taxes
€17,071
Staff costs
€0
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 51 lines
Balance sheet Code2025
Assets
Total assets20/58€111,199
Fixed assets21/28€8,105
Tangible fixed assets22/27€8,105
Furniture and vehicles24€8,105
Current assets29/58€103,095
Stocks and contracts in progress3€27,152
Stocks30/36€27,152
Amounts receivable within one year40/41€39,956
Trade receivables40€21,780
Other amounts receivable41€18,176
Cash at bank and in hand54/58€35,986
Equity and liabilities
Total equity and liabilities10/49€111,199
Equity10/15€69,379
Contributions10/11€2,500
Reserves13€66,879
Distributable reserves133€66,879
Amounts payable17/49€41,820
Amounts payable within one year42/48€31,820
Trade debts44€5,185
Suppliers440/4€5,185
Taxes, remuneration and social security45€26,635
Taxes450/3€26,635
Accrued charges and deferred income492/3€10,000
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€150,646
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€0
Non-recurring operating charges66A€0
Gross operating margin9900€84,139
Operating profit (loss)9901€84,139
Financial charges65/66B€188
Recurring financial charges65€188
Profit (loss) for the period before taxes9903€83,950
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€17,071
Profit (loss) for the period9904€66,879
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905€66,879
Appropriation of the result
Profit (loss) to be appropriated9906€66,879
Transfer from equity791/2€0
Transfer to equity691/2€66,879
Addition to contributions691€0
To the legal reserve6920€0
To other reserves6921€66,879
Shareholders' contribution to the loss794€0
Profit to be distributed694/7€0
Return on contributions (dividend)694€0

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Goods, raw materials, services and sundry goods60/61€150,646
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€0
Non-recurring operating charges66A€0
Gross operating margin9900€84,139
Operating profit (loss)9901€84,139
Financial charges65/66B€188
Recurring financial charges65€188
Profit (loss) for the period before taxes9903€83,950
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€17,071
Profit (loss) for the period9904€66,879
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905€66,879
Line2025
Assets
Total assets20/58€111,199
Fixed assets21/28€8,105
Tangible fixed assets22/27€8,105
Furniture and vehicles24€8,105
Current assets29/58€103,095
Stocks and contracts in progress3€27,152
Stocks30/36€27,152
Amounts receivable within one year40/41€39,956
Trade receivables40€21,780
Other amounts receivable41€18,176
Cash at bank and in hand54/58€35,986
Equity and liabilities
Total equity and liabilities10/49€111,199
Equity10/15€69,379
Contributions10/11€2,500
Reserves13€66,879
Distributable reserves133€66,879
Amounts payable17/49€41,820
Amounts payable within one year42/48€31,820
Trade debts44€5,185
Suppliers440/4€5,185
Taxes, remuneration and social security45€26,635
Taxes450/3€26,635
Accrued charges and deferred income492/3€10,000
Line2025
Profit (loss) for the period9904€66,879
+ Depreciation and write-downs630€0
Operating cash flow (approximation)€66,879

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
30-06-2025 micro format 09-12-2025 2025-00580963

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